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I really do hope people are taking the advice on here and reporting them, nothing will be done unless people complain.

The amount of emails ive been recieveing off them seems to slowed down quite a bit since ive questioned why i should be in contact with sc if mh owns the account, usually i get bombarded every 2 days ive only had 2 emails this week

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Well this is the email fron MH today, yet they have forgot to say that i have been asking for a repayment plan

 

BY LETTER AND EMAIL

 

Online payment ID:

Outstanding amount: 941

 

Letter of Instruction & Notice Reminder

 

Reference: BAILIFF/INTR/

Client: Speed Credit - Speed Credit Pay Day Loan*

Client Ref:

 

Date: 10/11/2012

 

Dear Mr ,

 

We are writing to give you formal notice that Speed Credit - Speed Credit Pay Day Loan* has legally assigned the rights of the above debt to Marshall Hoares Bailiffs. This means that Marshall Hoares Bailiffs Limited now legally own this debt.

 

YOU WILL HAVE OR WILL SHORTLY RECEIVE A HOME VISIT

 

We intend to pursue you fully for all outstanding sums (GBP 941) including any fees we incur collecting this debt. Paymen t in full must be received no later than 17:00 to avoid further door collection fees being added to your file. DO NOT IGNORE OR THIS WILL COST YOU MORE

 

Debt GBP 536

Solicitors - Case Preparation GBP 150

Missed Payment Fee 2 (day 43) GBP 10

NDR Accept Case File GBP 200

Missed Payment Fee 1 (day 29) GBP 10

Cash Transmission Fee GBP 5

Missed Payment Fee 3 (day 57) GBP 10

Missed Payment Fee 4 (day 71) GBP 10

Missed Payment Fee 5 (day 43) GBP 10

 

Repayments todate GBP 0

Total GBP 941

 

TAKE NOTICE: You should accept this letter as formal notification that unless payment is received within 4 days then your account will be fast-tracked and considered for the following:

 

Consequences of inaction:

1. Court Judgement legal action will be automatically started in the County Court for recovery of the full amount outstanding. Any such pr oceedings will include additional claims for legal costs and interest which will increase the amount you will be required to pay.

2. Warrant of execution will be applied for to enable us to seize goods at your addresses and or an attachment of your earnings.

3. Register of Judgements any judgement will be entered in a public register, the Register of Judgements, Orders and Fines Credit Reference Agencies, who will supply them to credit grantors and others seeking information on you financial reputation. This will make it very difficult for you to get credit.

4. Credit reference Speed Credit have already advised the Credit Reference Agencies of your DEFAULT. This may seriously affect your ability to obtain credit in the future. Once the balance is paid in full, only then will the default be shown as “Default Satisfied”.

To AVOID A HOME VISIT or further action you should PAY IMMEDIATELY

 

1. online using a card by visiting:

 

www.marshallhoares.com

 

OR

 

2. at bank either over the counter at the bank or by electronic transfer to:

 

Barclays Bank

Account Number: 93462382

Sort Code: 20-50-94

Reference: Use your mobile number (44 ) as a reference

 

This debt will not go away and should not be ignored

 

You can contact us on 08433811111 to discuss your outstandig debt.

 

Yours Faithfully

 

 

 

Anti - Fraud

Marshall Hoares Bailiffs

Telephone: 0843 381 1111

 

Strange as the bank account for MH is the same as Speedcredit, i have wrote to OFT but had no reply any feedback on this email, not had the letter as yet

 

regards

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Its all gone quiet ive onky had 1 email from them in the past week the usual mh door visit crap, he just doesnt seem to wanna deal with my case either must be great him gettin paid to be ignorant and useless, im also just paying £1 a month, its all been a bit quiet the past 2 weeks maybes something is going on

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yeh - i only get messages from them now when they give me less than 24 hours to have money in my account - followed by an email the next day saying that they did not get payment.

 

We have played them at their own games and that is why we are where we are Tinkerbell. I'm just amazed I have never head from appleton masey and wonder if they know what TFF/SC are actually doing?

:jaw::mad2::jaw:
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hi i dont know if this will help you tell them you will see them in court they come under the same law as any other company but keep paying somthing just a pound as it stands do not miss one payment then if it gos to court it proves you did not miss a payment and then e mail them saying you are going to the newspapers to warn people about this company

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yeh - i only get messages from them now when they give me less than 24 hours to have money in my account - followed by an email the next day saying that they did not get payment.

 

We have played them at their own games and that is why we are where we are Tinkerbell. I'm just amazed I have never head from appleton masey and wonder if they know what TFF/SC are actually doing?

 

I only ever got one letter from appleton masey, i think that was just a scare tatic they threw in for good measure.

You know when you recieve emails from mh and it says at the top, sent by email and letter, do you ever actually recieve it in letter form, i never do.

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Lol, had a letter from marshall hoares stating they own the debt and they want payment. Todsy email from ndr stating they eant paying and they are taking funds ob 15/11/12 £336.00, complete joke. So therefore i will be paying £1.00 only each day. Lets hope they have to pay bank charges.

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Lol, had a letter from marshall hoares stating they own the debt and they want payment. Todsy email from ndr stating they eant paying and they are taking funds ob 15/11/12 £336.00, complete joke. So therefore i will be paying £1.00 only each day. Lets hope they have to pay bank charges.

 

 

Ask marshall hoares for a notice of assignment, i asked for one months ago for proof they owen the account, theyve never given me it which proves yet again theyre full of hot air

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Hey all - waS starting to get worried that Joseph did not want to play word tennis anymore, however i was wrong:

Dear thaiboxer24,

I fail to understand your comments about my failure to lawfully justify the charges. I have consistently stated that the interest and charges form part of the contract you signed and that, as such, you are liable for them. Your offer is not accepted. If you are not prepared to accept the very generous offer sent to you on 6th November then please feel free to raise your dispute with the Financial Ombudsman Service.

 

Kind regards,

Joseph xxxxxxx

 

Ignorance - lol, i asked Joseph to provide a full break down of the added charges and explain EXACTLY what they are for so my legal representitive can check them out, so let's see what he says now?

Edited by alanfromderby
:jaw::mad2::jaw:
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Hey all - waS starting to get worried that Joseph did not want to play word tennis anymore, however i was wrong:

o

Dear thaiboxer24,

I fail to understand your comments about my failure to lawfully justify the charges. I have consistently stated that the interest and charges form part of the contract you signed and that, as such, you are liable for them. Your offer is not accepted. If you are not prepared to accept the very generous offer sent to you on 6th November then please feel free to raise your dispute with the Financial Ombudsman Service.

 

Kind regards,

Joseph xxxxxxx

 

Ignorance - lol, i asked Joseph to provide a full br down of the added charges and explain EXACTLY what they are for so my legal representitive can check them out, so let's see what he says now?

 

Be interesting to see what hes reply to that is, especially the 350 that gets added almost straight away

Edited by alanfromderby
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Todays email from Marshall hoares, also speed Credit also trying to access my bank account

 

BY LETTER AND EMAIL

 

Online payment ID:

Outstanding amount: 941

 

Letter of Instruction & Notice Reminder

 

Reference: BAILIFF/INTR/

Client: Speed Credit - Speed Credit Pay Day Loan*

Client Ref:

 

Date: 15/11/2012

 

Dear Mr ,

 

We are writing to give you formal notice that Speed Credit - Speed Credit Pay Day Loan* has legally assigned the rights of the above debt to Marshall Hoares Bailiffs. This means that Marshall Hoares Bailiffs Limited now legally own this debt.

 

YOU WILL HAVE OR WILL SHORTLY RECEIVE A HOME VISIT

 

We intend to pursue you fully for all outstanding sums (GBP 941) including any fees we incur collecting this debt. Paymen t in full must be received no later than 17:00 to avoid further door collection fees being added to your file. DO NOT IGNORE OR THIS WILL COST YOU MORE

 

Debt GBP 536

Solicitors - Case Preparation GBP 150

Missed Payment Fee 2 (day 43) GBP 10

NDR Accept Case File GBP 200

Missed Payment Fee 1 (day 29) GBP 10

Cash Transmission Fee GBP 5

Missed Payment Fee 3 (day 57) GBP 10

Missed Payment Fee 4 (day 71) GBP 10

Missed Payment Fee 5 (day 43) GBP 10

 

Repayments todate GBP 0

Total GBP 941

 

TAKE NOTICE: You should accept this letter as formal notification that unless payment is received within 4 days then your account will be fast-tracked and considered for the following:

 

Consequences of inaction:

1. Court Judgement legal action will be automatically started in the County Court for recovery of the full amount outstanding. Any such pr oceedings will include additional claims for legal costs and interest which will increase the amount you will be required to pay.

2. Warrant of execution will be applied for to enable us to seize goods at your addresses and or an attachment of your earnings.

3. Register of Judgements any judgement will be entered in a public register, the Register of Judgements, Orders and Fines Credit Reference Agencies, who will supply them to credit grantors and others seeking information on you financial reputation. This will make it very difficult for you to get credit.

4. Credit reference Speed Credit have already advised the Credit Reference Agencies of your DEFAULT. This may seriously affect your ability to obtain credit in the future. Once the balance is paid in full, only then will the default be shown as “Default Satisfied”.

To AVOID A HOME VISIT or further action you should PAY IMMEDIATELY

 

1. online using a card by visiting:

 

www.marshallhoares.com

 

OR

 

2. at bank either over the counter at the bank or by electronic transfer to:

 

Barclays Bank

Account Number: 93462382

Sort Code: 20-50-94

Reference: Use your mobile number as a reference

 

This debt will not go away and should not be ignored

 

You can contact us on 08433811111 to discuss your outstandig debt.

 

Yours Faithfully

 

 

 

Anti - Fraud

Marshall Hoares Bailiffs

Telephone: 0843 381 1111

 

I have asked fora repayment plan had no replies, complete joke / bunch of cowboys, i have informed them that my offer is the loan plus 1 month int and todate had no replies so stale mate

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ditto - nothing exciting happening. Calm before the storm?

 

anyway - just turned the tv on and seen an advert for a new payday loan type company where it appears you use your car as collateral... logbook car loans or something like that? hmmm... one would think with all the contraversy of these pdls they would actually put a cap on how many can opperate???...

:jaw::mad2::jaw:
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