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Types of Deposits that put you overdrawn HELP!!


kj99123
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Does it matter what types of transactions that have put you over your limit? Eg CAn you only claim for ones that are failed Direct debits. I have had charges because of failed Direct Debits, Internet transactions, online gambling transactions, general transactions when the shop has not taken my money immediately etc. Basically can I still claim?

 

Thanks for everybodys help

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if its a penalty charge then you can claim it. e.g. whenever you go over your agreed overdraft limit they charge you for it and they might also charge you each month for being over your limit that month.

 

So you have item-specific charges and a general monthly charge.

 

Doesnt matter why you go over your OD as it is the actual legalities of the charges itself which is under investigation.

HBOS - Data Protection Act Request 03/08/06

HBOS - Statements received 29/08/06

HBOS - Preliminary Letter Asking for it Back 01/09/06

HBOS - LBA Sent 19/09/06

HBOS - Moneyclaim filed 06/10/06

HBOS - acknowledged claim 11/10/06

HBOS - partial offer received for £716 16/10/06

HBOS - I THINK I MIGHT HAVE WON!! HBOS credit my account

with £2341 + costs/interest!! will know details soon

26/10/06

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