Battle with PDL companies

[ihateyes]

So I have had my battles with these companies, and with one still bugging me for £70....

 

I set out on a mission to annoy, disrupt and make their lives a misery.

 

The first company i had chosen to have a battle with, i have imo won.

 

You can see the results nect wednesday on www.asa.org.uk

 

These are some wee minor battles, but will then show up in internet searches if people starting googling them.

 

i will supply the link next week.

 

I have stayed away from PDL's since i repaid them, but im still keen on battling with them.

[toptrapper]

ihateyes,

 

Intriguing post!!! Well done on the battle, keep up the good work.

 

To follow up, it looks like there is some form of backlash commencing against PDL's and their advertising, this was reported in the Guardian earlier today -

 

http://www.guardian.co.uk/money/2012/mar/28/football-fans-removal-wonga-ads-club-websites

Football fans seek removal of Wonga ads from club websites. A group of fans ?(supporting some 20 clubs) led by Northampton Town supporter Bob Ward and his grandson Dan are asking their clubs to seek sources of advertising revenue other than from Wonga.com

[ihateyes]

ihateyes,

 

Intriguing post!!! Well done on the battle, keep up the good work.

 

To follow up, it looks like there is some form of backlash commencing against PDL's and their advertising, this was reported in the Guardian earlier today -

 

http://www.guardian.co.uk/money/2012/mar/28/football-fans-removal-wonga-ads-club-websites

 

Football fans seek removal of Wonga ads from club websites. A group of fans ?(supporting some 20 clubs) led by Northampton Town supporter Bob Ward and his grandson Dan are asking their clubs to seek sources of advertising revenue other than from Wonga.com

 

Its under embargo til Wednesday.

 

What we need to remember is most webs ads are driven by what people are viewing on the net. Especially if you use Google Chrome.

[ihateyes]

So I have had my battles with these companies, and with one still bugging me for £70....

 

I set out on a mission to annoy, disrupt and make their lives a misery.

 

The first company i had chosen to have a battle with, i have imo won.

 

You can see the results nect wednesday on www.asa.org.uk

 

These are some wee minor battles, but will then show up in internet searches if people starting googling them.

 

i will supply the link next week.

 

I have stayed away from PDL's since i repaid them, but im still keen on battling with them.

 

 

The first battle is with Moby Loan

 

www.mobyloan.com

 

notice the testimonials? but there is no application process???

 

ASA has now ruled........ http://www.asa.org.uk/ASA-action/Adjudications/2012/4/Financial-Text-(FT)-Ltd/SHP_ADJ_180228.aspx

 

The site has since been updated since i made this complaint last year. It is now under copyright 2012. there was a number in the T&C's.... i rang but with fluffed off.

 

I have other complaints with various sources, like QuickQuid

, who have no business address in the UK, but are trading against their consimer license which is due to be renewed in July.

 

We must now show who this company trades, and the disregard for their licence.

[sillygirl1]

Yes, QQ are operated outside of the EU, so they claim our rules do not apply to them. They seem not to have proper staff but staff on commission ringing from home... plus you cannot email them directly.

 

Another company claims only to answer emails in 28 DAYS..... which is madness, how are they meant to operate like that?

 

Any campaigns to get this murky market cleaned up is good news but I can't endorse any campaigns unless I know the full story.

[renegadeimp]

I'd be surprised if we see QQ after july. They seem to be selling all their overdue loans fast and chasing after the smaller ones. Hence the very fast threats of court action and the lack of any kind of attempts at settlement beforehand.

[sillygirl1]

I would check that they are not going to resurface as another company in this rapidly moving market.

 

As I've said before, each separate trading name MUST have a specific licence for Payday Loans, that would stop the multiple companies setting up using a group licence.

 

Scrap the group licence for everyone, including the solicitors for rent brigade (we know who you are, Uncle Bryan, Nelson Guest, et al...) and that too would help clear up the DCA industry

[renegadeimp]

I remember Bryan Carter. had some "interesting" times with them a few years ago. It's amazing how clueless they actually are. Also Robinson Way

[sillygirl1]

I had great fun with Robbers Way, they were writing to me over a four month period about a debt which was not mine, had even been to court and been thrown out, I noticed however on their letters the same person had gone from Doorstep Collections Manager to Senior Litigitaion Manager via a couple of other job titles, so I congratulated him on his promotion....

 

These companies and their so called 'industry' are ripe for cleaning up, but very few people want them closed down as they provide essential jobs in a depressed economic climate... that is probably the only prime factor keeping them going they way they are.

[ihateyes]

my campaign is too make this companies take note. i know im a one man band, but these companies made my life a misery. i will do my best to reverse roles.

 

Now i know moby loan wasnt a great one, but its one nonetheless. they ignored the letters from ASA. but its a start.

 

We know the bulk of these companies operate from outside the UK. they will have a virtual office, so feel invincible in whatever they do ie riad bank accounts!? what is the police/OFT/trading standards goign to do? raid a virtual office? of course not! there is nothing there bar mail

[renegadeimp]

I had great fun with Robbers Way, they were writing to me over a four month period about a debt which was not mine, had even been to court and been thrown out, I noticed however on their letters the same person had gone from Doorstep Collections Manager to Senior Litigitaion Manager via a couple of other job titles, so I congratulated him on his promotion....

 

These companies and their so called 'industry' are ripe for cleaning up, but very few people want them closed down as they provide essential jobs in a depressed economic climate... that is probably the only prime factor keeping them going they way they are.

 

Plus the fact that the previous owner of one of the major PDL's also was one of the biggest donaters to the Conservative party

[toptrapper]

my campaign is too make this companies take note. i know im a one man band, but these companies made my life a misery. i will do my best to reverse roles.

 

Now i know moby loan wasnt a great one, but its one nonetheless. they ignored the letters from ASA. but its a start.

 

We know the bulk of these companies operate from outside the UK. they will have a virtual office, so feel invincible in whatever they do ie riad bank accounts!? what is the police/OFT/trading standards goign to do? raid a virtual office? of course not! there is nothing there bar mail

 

Nicely done "ihateyes", good work with the ASA, keep it up and keep us informed. Also, if there's any additional support you need, bang it on here.