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    • Have we seen your court bundle?   If we haven't then it's probably an idea to post it up here especially the index page and the witness statement so we can see if there is anything which might need adding or changing 
    • "Care to briefly tell someone who isn't tech savvy - i.e. me! - how you did this?" Its pretty simple although not obvious. You open the google maps app > click your profile picture > Click Timeline from the list > click today > choose the date you want to see the timeline from. Then you'll see your timeline for that day. Often, places you have visited will have a question mark beside them where google wants you confirm you have actually visited. You either click 'yes' if you have, or you click 'edit' to enter the actual place you visited. Sometimes, you'll see 'Missing visit' This probably happens if your internet connection has dropped out at that time. You simply click 'Add visit' and enter the place. The internet on my crappy phone often loses connection so I have to do that alot.   OK dx, understood mate. 
    • I have now been given a court date vs Evri, 4th Sept 2024. I have completed my court bundle, when am I expected to send copies to the court and Evri and should it be in hard copy or electronic? The Notice of Allocation states that no later than 7 days before the directions hearing both parties must send to the other party their final offers to settle. Does this mean I will have to tell Evri what I'm willing to settle? Rgds, J
    • Sorry  Noted x   Ok how about this to the CEO? I know it sounds super desperate but lets call a spade a spade here, I am super desperate: Dear Sir, On 29th November 2023 I took out a loan of £5000 with you. Unfortunately very early into 2024 I found myself in financial difficulty (unexpected bills and two episodes of sickness and the tax office getting my tax code wrong resulting in less pay for two months) and I contacted you (MCB) on 13th February 2024 asking if there was any way I could extend the length of my loan to 36 months. I fully explained why I was requesting this and asked for your help. I did not receive a reply to that email so I again contacted you on 7th March 2024 to advise you of a change in my circumstances which resulted in me having to take out a DMP and asking you to confirm that the direct debit had been cancelled. You would have also received confirmation of this DMP from StepChange but you did not acknowledge receipt of my email. I have only managed to make one payment from my loan but did try and contact MCB to discuss extending my loan, help etc.  I have now therefore fallen behind on several of my debts, yours included, and as a result you have lodged a Cifas marker against my name for "evasion of payment", which has resulted in me having to change banks, which has been an extremely difficult process because of the Cifas marker. I do not feel you have been fair or given me the opportunity to fully explain my situation to you before you lodged the marker against my name. I appreciate it is a business and you have acted accordingly, but I did try to make contact to arrange alternative arrangements and at no point, not even to this day, did I ever intend to not repay my loan. I cannot stress to you enough how much this has affected my mental health. I am having trouble sleeping and my existing health condition has been exacerbated by all of this. What I would like you to do is to please, please remove the Cifas marker and let me make arrangements to pay the loan back through a DMP.  Please sir, I am begging for your help here. I am not a dishonest person and I have never been in a situation like this before. I am desperately trying to make things right but this marker is killing me. Please can you help me? I look forward to hearing from you. Yours faithfully,
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Will I lose my family home?


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My mother and father had a joint tenancy in 1979 which succeeded downto my mother when my father passed away. My mother has also now sadly passed away and I’m petrified that I willbe asked to leave my family home. I havelived in my home for 33 years, since I was a child and I now have a 2 year olddaughter myself. The property is a twobedroom house. Shortly after my fatherdied, I transferred all the utility bills into my name as I felt my mum hadenough to cope with. I went to thecouncil this morning and was told that I will shortly be served with a ‘noticeto vacate’ and that my fate is basically in their hands. I’m so scared that I will be asked to leaveand that we will be made homeless, I’m at my wits end. Could anyone offer any advice, I’m totally inthe dark.

Kind regards

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I'm sorry to hear of your loss

 

Have a read of this

 

Succeeding to a council tenancy

 

http://england.shelter.org.uk/get_advice/families_and_relationships/when_someone_dies/if_a_tenant_dies/succession_rights#1

 

From reading the above link,it doesn't look good

 

You need to seek legal advice on this ASAP

 

Contact your local CAB office http://www.citizensadvice.org.uk/ and make a appointment to see them.

 

or

 

contact your local Shelter office http://england.shelter.org.uk/get_advice/advice_services_directory

 

 

The council do need to go to court and get a possession order and cannot just ask you to leave.

 

Keep us posted on how you get on........

Edited by 45002

Please use the quote system, So everyone will know what your referring too, thank you ...

 

 

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Thanks for the advice. I suspected that this was the case as one succession has already taken place. I've just been told that the council could, at its discretion, award a new tenancy to me for this house, however I'm trying not to get my hopes up. I was also told that as I have a young toddler and am in a two bedroom house, they may also re-house me? I don't know how true this is? I seem to be getting mixed information all the time so I'm not really sure how it stands? Even solicitors seem to be giving me mixed advice which is why I have been reluctant to employ their services so far. This and the fact that I don't want to go in all guns blazing as the councils decision will be based on its discretion. One solicitor even told me that, as I moved in with my parents prior to the Rent Agreement Act and I could prove it had been my only home, I had rights to stay in the property. Sounds promising... but as others have told me this is not the case, I am reluctant to pay them the initial £240 fee (I might need every penny I have if I have to privately rent)!! I suppose all I can do is sit and wait for judgement day.

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I would go to you local CAB or Shelter office,there going to known a lot more about housing than some solicitor's.

 

Contact your local councillor and MP and see if they can help you at at all .

 

http://www.writetothem.com/

Please use the quote system, So everyone will know what your referring too, thank you ...

 

 

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