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    • So, why do DVLA (via that leaflet) say 1) that S.88 MAY allow a driver to be treated as if they have a valid licence (after an application that discloses a medical condition) AND   2) before DVLA have reached their licensing decision ? (Since S.88 ceases to apply once they have reached a decision to grant or refuse a licence)
    • Thanks for that, Bazza. It sheds some more light on things but I’m still by no means sure of the OP’s father’s likelihood of successfully defending the charge. This in particular from the guidance stands out me: He does not meet all the s88 criteria. S88 is clear and unambiguous: It makes no provision for either the driver or a medical professional to make a judgement on his fitness to drive under s88. S92(4) and the June 2013 guidance you mention defines in what circumstances the SoS must issue a licence. It does no modify s88 in any way. However, delving further I have noticed that the DVLA provides a service where the driver can enter a relevant medical condition to obtain the correct documentation to apply for a licence: https://www.gov.uk/health-conditions-and-driving/find-condition-online I haven’t followed this through because I don’ have the answers that the OP’s father would give to the questions they will ask and in any case it requires the input of personal information and I don’t want to cause complications with my driving licence. It is possible, however, that the end result (apart from providing the necessary forms) is a “Yes/No” answer to whether the driver can continue to drive (courtesy of s88). With that in mind, I should think at  the very least the OP’s father should have completed that process but there is no mention that he has. The Sleep Apnoea Trust gives some useful guidance on driving and SA: https://sleep-apnoea-trust.org/driving-and-sleep-apnoea/detailed-guidance-to-uk-drivers-with-sleep-apnoea/ I know nothing about SA at all and found It interesting to learn that there are various “grades” of the condition. But the significant thing which struck me is that it is only the least trivial version that does not require a driver to report his condition to the DVLA. But more significant than that is that the SA Trust makes no mention of continuing to drive once the condition has been reported. The danger here is that the court will simply deconstruct s88 and reach the same conclusion that I have. I accept, having looked at the DVLA guidance, that there may be (as far as they are concerned) scope for s88 to apply contrary to the conditions stated in the legislation. Firstly, we don’ know whether there is and secondly we don’t know whether the OP’s father would qualify to take advantage of it. Of course he could argue that he need no have reported his condition. The SA trust certainly emphasises that the condition should not be reported until a formal detailed diagnosis is obtained. But the fact is he did report it. As soon as he does that, as far as I can see,  s88 is no longer available to him. Certainly as it stands I maintain my opinion that he was not allowed to continue driving under s88. The only way I would change this is to see the end result of the DVLA exercise I mentioned above. If that said he could continue driving he would have a defence to the charge. Without it I am not confident.  
    • Americans are already keen on UK-made coins, and the Mint said it has seen a 118 per cent increase in sales to the US since 2022.View the full article
    • Right, my friend has just called me. He has indeed had to cancel bookings in the past from his end. There is a specific number for Booking.com that he calls.   After that Booking.com jump into action and contact you re refund and/or alternative accommodation. I suppose it's all logical - the party cancelling the booking has to inform Booking.com. So the gite owner needs to contact Booking.com on the cancellation number.
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NCO Europe KEEP calling!


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If you cant prove DELIVERY Paypoo will always find against sellers.

 

If you have proof that you POSTED the item, you can claim against Royal Mail for up to £34.

 

Im afraid you will have refund your buyer. Its a sellers responsibillity to ensure the buyer gets their goods, and its wise to cover yourself against fraudulent claims by ALWAYS sending stuff by Recorded so you can prove delivery if necessary.

 

Sorry if this isnt what you wanted to hear.

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Of course you could always challange NCO to prove you owe Paypal and take you to court. They cant do anything to your credit rating or send bailiffs round to see you without a court order.

 

They will keep ringing you for a length of time and eventually send the case back to Paypal if they get nothing out of you.

 

If you want to tough it out, just refuse to confirm your name and postcode when they ring you.

 

As far as I know, Paypal has NEVER taken anyone to court, but the person claiming they havent recieved the stuff may do, but if its a fraudulent claim they probably wont.

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See my post above re paypal!

 

 

Ask NCO for proof of the debt , they really cant do a damn thing to you so please dont stress over it

 

Tell them you want ALL communication in writing (as is your right!) - for mine it even said that as the debt was in $ I had to pay a mad exchange right

 

This lot are a BUNCH OF ABSOLUTE JOKERS - (actually, check that - jokers are funny, they are just t*****s!

 

:-x

omnia praesumuntur legitime facta donec probetur in contrarium

 

 

Please note: I am not a member of the legal profession, all advice given is purely my opinion, if in doubt consult a professional

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old P.BROWN is very busy apparently, he is flying over to Jersey, Channel Islands this Tuesday to collect about £19 from me for a chargeback from paypal, which I have tried to clear using their online system for about a year!

 

Looking forward to meeting him though...

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They have been calling me about 2 supposed debts with pay pal! what loosers! They just called and said that i owe 33 euroes. i said i would not be paying this debt until i have proof that the debt is mine, she laughed at me, said it is only like 20 quid can you just pay it; and i said no, because i have no record of being in this debt.. then she said (at the speed of light) "well you account will go into further action" and hung up.

 

I am now writing to there head office to complain. also it is my legal right to ask for any notes they have made about me on there system, so i think i will do that!!!!

 

What a joke of a company, the fact that the only thing you can find on google for them is a forum to complane about them explains alot!

 

If anyone would like there head office address and tel no let me know!

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  • 2 weeks later...

Hi there,

the same things are happened with me too!

Before 1 month i recived call on my cell phone... and one guy told me

we calling you from paypal... can you please confirm your name and address..

I dont say nothing and stop the call. And from then... the calling was starting!

I recived calls and sms from this number 3-4 time per week... but there have another problem which disturb me!

 

In my paypal i use only my cell phone number... but this guys

start to calling me to my Home Phone... and my other Cell phone number !!!

 

I dont use this my number anywhere to internet !!!

 

Can someone here explain me how they have my other numbers ?!?!?!

 

 

Thanks

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I LIKE THE WAY YOU ARE ALL AGAINST NCO FOR US THAT WORK THERE IT PAYS THE BILLS AND IM SURE U MUST REALISE THAT WE ARE ACTING ON BEHALF OF CLIENTS. ALSO TO CLARIFY A FEW THINGS WE ARE ACTUALLY ENTILTED TO CALL PEOPLE TWICE A DAY BEFORE IT IS CLASSED AS HARRASSMENT. IF THERE IS A MISTAKE WITH AN ACC WE DO WHAT WE CAN TO RESOLVE THE MATTER ON YOUR BEHALF AND WITH OUR CLIENTS. TO BE HONEST ITS A JOB IT PAYS THE BILLS AND IF U DONT WANT US TO CALL YOU THEN PAY UP AFTER ALL WE HAVE A LIVING TO MAKE ASWELL

 

:p

You sound like a very well educated and intelligent person ...... NOT. You cannot even spell, or use punctuation. Are you so insecure you need to type everything in CAPITALS. You have no entitlement to call someone about a non existent debt. In my opinion ONE (1) call a day from parasites like NCO is harassment as are the silly threatening cards about your mysteryman who his calling the length and breadth of the U.K. every Tuesday.

 

Get a life and a decent job where your bonus does not rely on bleeding money from those who cannot afford it or even worse who do not even owe your sad company a penny.

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Originally Posted by PAYS THE BILLS viewpost.gif

I LIKE THE WAY YOU ARE ALL AGAINST NCO FOR US THAT WORK THERE IT PAYS THE BILLS AND IM SURE U MUST REALISE THAT WE ARE ACTING ON BEHALF OF CLIENTS. ALSO TO CLARIFY A FEW THINGS WE ARE ACTUALLY ENTILTED TO CALL PEOPLE TWICE A DAY BEFORE IT IS CLASSED AS HARRASSMENT. IF THERE IS A MISTAKE WITH AN ACC WE DO WHAT WE CAN TO RESOLVE THE MATTER ON YOUR BEHALF AND WITH OUR CLIENTS. TO BE HONEST ITS A JOB IT PAYS THE BILLS AND IF U DONT WANT US TO CALL YOU THEN PAY UP AFTER ALL WE HAVE A LIVING TO MAKE ASWELL

I have no idea where this "two calls a day" rubbish comes from - show me in the Harrassment Act 1997 where it says that two calls a day is acceptable. Show me in the Telecommunications Act 2006 where it says it's OK to make unwanted calls more than zero times a day.

 

What do you hope to achieve by calling someone twice a day? Do you think, when someone is paid monthly, they're going to have any more money at 4pm than they had at 10am? Do you think, when someone is paid monthly, that they're going to have more money on Thursday than they had on Tuesday?

 

You are being told incorrect information by your employers, who are very clearly aware that they are breaking all sorts of Laws. I would STRONGLY advise you to take up employment with a law-abiding organisation.

 

Oh, and as per the Terms and Conditions of this website, have you requested permission from the site admins to be here?

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  • 2 weeks later...

Oh dear, "LOVERBOY" (!?) are you a friend of "pays the bills"..? Apparently you say you are a "law student"... Oh dear... maybe, when you grow up, you might even get to work for one of the bank's infamous solicitor teams?

 

The first rule you should learn as a 'law student' is to listen...

Original Quote:

"I have been receiving calls from this lot for ages. All they do is say. "Hi. Please call back on.." They never ask for me by name. I am NOT in debt!

 

I plucked up courage to call back tonight. They have no idea who I am. They have no detail under my name or address... They CAN'T tell me why they keep calling!

 

My number is ex directory.

 

They are less than helpful!

 

All they suggest is that I "ignore the phone calls!"

 

End of Original Quote.

 

 

Let me spell that out again - for the hard of thinking...

 

I AM NOT IN DEBT.

 

Perhaps if you don't 'make it' in law, you could always go and 'work' for a debt collection agency..? They take anyone.

Abbey - 547.00 settled in full.

Second claim: £204 WON.

Barclaycard - 142.88 incl interest due WON BY DEFAULT as they didn't even bother entering a defence. Barclaycard paid up £184.88.

 

MBNA - Concluded £634.31

Capital One Concluded £148

Kinda disappointed I've no more banks to go after now...

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harrsament has to be know to likely cause some one distress, simply calling someone, like kncoking on a door is not legal harrasment , actually, and yes pay your bills and stop looking for excuses

 

As per the rules of access to this site, do you have permission from the admins to be here?

 

You would think that if you're going to come here and say things against the people you're affecting, day in, day out with your harassment, that you would come informed about the issues; that you would have researched the effects that your behaviour has on people, and that you would know why people CANNOT simply "pay their bills" sometimes. Don't forget also that your company add unlawful charges and interest to the accounts of people they are trying to recover cash from, quite apart from the harrassment issue.

 

For completeness, here is Section 1 and some of Section 2 of the Protection From Harrassment Act 1997:

 

1. - (1) A person must not pursue a course of conduct-
  • (a) which amounts to harassment of another, and

  • (b) which he knows or ought to know amounts to harassment of the other.

(2) For the purposes of this section, the person whose course of conduct is in question ought to know that it amounts to harassment of another if a reasonable person in possession of the same information would think the course of conduct amounted to harassment of the other.

(3) Subsection (1) does not apply to a course of conduct if the person who pursued it shows-

  • (a) that it was pursued for the purpose of preventing or detecting crime,

  • (b) that it was pursued under any enactment or rule of law or to comply with any condition or requirement imposed by any person under any enactment, or

  • © that in the particular circumstances the pursuit of the course of conduct was reasonable.

Offence of harassment. 2. - (1) A person who pursues a course of conduct in breach of section 1 is guilty of an offence.

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Well said SL

 

As said above, educate yourself before you start spouting garbage

omnia praesumuntur legitime facta donec probetur in contrarium

 

 

Please note: I am not a member of the legal profession, all advice given is purely my opinion, if in doubt consult a professional

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dont be so silly, acts of pariliment are not open to interpretation, harrasment has to have a clear and set parameter.

Sction 7 of the act defines as conduct which includes alarming the person or causing distress, must at least involve two occasions. Thomas v News Group Newspapers. Further to this S1 (3) provides a valid defence when the conduct was pursued for the purpose of detecting crime, any legal requirement or reasonable valid pursuent ie contract !!!

Add to this the test of harrasment is an objective one, s1(2) the defendant or accussed will only be guilty if its shown that a a resonable person in possesion of the same information would think the conduct amounted to harrasment. It is not straitforward and is mainly used in Tort the remedy being injuction.

 

By the way I dont work for NCO but i put the argument that debtors are themselves in breach of contract and law. NCO is legally recovering under common law and that is not harrasment in any court.

Read up on it, please!!!

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Just a reminder that anyone being abusive to other users is against the forum rules and the post will be edited or removed

When you want to fool the world, tell the truth. :D

Advice & opinions of Janet-M are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any

doubts.

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yes im recieving abuse, people saying talking garbage etc

maybe they believe you are .. but as a law student you should know that is not personal abuse

When you want to fool the world, tell the truth. :D

Advice & opinions of Janet-M are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any

doubts.

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"NCO is legally recovering under common law and that is not harrasment in any court."

 

That assumes there is any debt to recover, doesnt it?

If the alleged debtor disputes that there is, the creditor is obliged to investigate- NCO dont.

 

 

 

Read up on it, please!!!

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section 3 dude, section 1 does not apply, if pursuing lawful business like common law protection under contract for breach of contract. Entitled to recover and pursue.

Read up

 

So you might like to advise us (a) what contractural obligation the OP (who has no debt) has to NCO Europe? (b) what contractural obligation ANY debtor has to NCO Europe, where the paperwork for the alleged debt simply does not exist?

 

You are actually talking utter nonsense; and anyone who is genuinely a Law student would have a considerably better grasp of the English Language than you appear to have.

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