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    • Have we seen your court bundle?   If we haven't then it's probably an idea to post it up here especially the index page and the witness statement so we can see if there is anything which might need adding or changing 
    • "Care to briefly tell someone who isn't tech savvy - i.e. me! - how you did this?" Its pretty simple although not obvious. You open the google maps app > click your profile picture > Click Timeline from the list > click today > choose the date you want to see the timeline from. Then you'll see your timeline for that day. Often, places you have visited will have a question mark beside them where google wants you confirm you have actually visited. You either click 'yes' if you have, or you click 'edit' to enter the actual place you visited. Sometimes, you'll see 'Missing visit' This probably happens if your internet connection has dropped out at that time. You simply click 'Add visit' and enter the place. The internet on my crappy phone often loses connection so I have to do that alot.   OK dx, understood mate. 
    • I have now been given a court date vs Evri, 4th Sept 2024. I have completed my court bundle, when am I expected to send copies to the court and Evri and should it be in hard copy or electronic? The Notice of Allocation states that no later than 7 days before the directions hearing both parties must send to the other party their final offers to settle. Does this mean I will have to tell Evri what I'm willing to settle? Rgds, J
    • Ok how about this to the CEO? I know it sounds super desperate but lets call a spade a spade here, I am super desperate: Dear Sir, On 29th November 2023 I took out a loan of £5000 with you. Unfortunately very early into 2024 I found myself in financial difficulty (unexpected bills and two episodes of sickness and the tax office getting my tax code wrong resulting in less pay for two months) and I contacted you (MCB) on 13th February 2024 asking if there was any way I could extend the length of my loan to 36 months. I fully explained why I was requesting this and asked for your help. I did not receive a reply to that email so I again contacted you on 7th March 2024 to advise you of a change in my circumstances which resulted in me having to take out a DMP and asking you to confirm that the direct debit had been cancelled. You would have also received confirmation of this DMP from StepChange but you did not acknowledge receipt of my email. I have only managed to make one payment from my loan but did try and contact MCB to discuss extending my loan, help etc.  I have now therefore fallen behind on several of my debts, yours included, and as a result you have lodged a Cifas marker against my name for "evasion of payment", which has resulted in me having to change banks, which has been an extremely difficult process because of the Cifas marker. I do not feel you have been fair or given me the opportunity to fully explain my situation to you before you lodged the marker against my name. I appreciate it is a business and you have acted accordingly, but I did try to make contact to arrange alternative arrangements and at no point, not even to this day, did I ever intend to not repay my loan. I cannot stress to you enough how much this has affected my mental health. I am having trouble sleeping and my existing health condition has been exacerbated by all of this. What I would like you to do is to please, please remove the Cifas marker and let me make arrangements to pay the loan back through a DMP.  Please sir, I am begging for your help here. I am not a dishonest person and I have never been in a situation like this before. I am desperately trying to make things right but this marker is killing me. Please can you help me? I look forward to hearing from you. Yours faithfully,
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Pregnanat and ESA appeal dismissed


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Hi all

 

i am 26 weeks pregnant with a 3 year old girl. i received a letter today to let me know my esa appeal has been dismissed and i am no longer going to get money. i applied due to bad back problems, severe anxiety and clinical depression. i fell pregnant in that time also.

 

i am now worried as apparantly a jsa claim is going to take at least 2 weeks and i cant get a crisis loan due to the amount i owe them.

i owe £60 on my council rent, if i dont pay it i will be evicted. i am in emergency on gas and electric, with only sausages and fishfingers in the freezer. family cant help either.

 

please can i have some advice. i cant stop crying as i dont know what im going to do

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Ok, now wev just found out our freezer didnt freeze the food proper and the fishfingers and sausages are off. luckily my daughter is at my mams but me and my partner havnt got anything apart from beans and bread.

 

i cant handle this. just feel like curling up and dying!

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Have they just notifiied you that your ESA was to cease?. With your payment being due tomorrow and I presume you made your claim to JSA today, could ypu try ringing the JobCente tomorrow and ask for backdating of JSA for two weeks, that should mean to the last day of your entitlement to ESA.

Then they could make a payment if the backdating is accepted and they have your form

 

" Your JSA claim can only be backdated for a maximum of 3 months even if you meet the above conditions.

However, you may also receive backdated JSA for a maximum of 1 month if you can show that you had "good cause" for delaying your claim for one of the following reasons (SS (C&P) Regs, reg 19(6)&(7)):

• the ES office where you "would be expected to make a claim was closed and alternative arrangements were not available"

• you could not attend "the appropriate office due to difficulties with [your] normal mode of transport and there was no reasonable alternative available"

• there "were adverse postal conditions"

• you were in receipt of another benefit before claiming JSA and the "notification of expiry of entitlement to that benefit was not sent to [you] before the date that [your] entitlement expired"

• you had claimed JSA in your own right within a month of separating from your partner

• a close relative (i.e. partner, parent, son, daughter, brother or sister) died in the month before your claim was made.

 

 

Maybe the fourth one down applies to you, its not your fault ESA let you know the day before payday your entitlement was to end....

 

If they cant backdate then I think you have may have chance of a crisis loan. You cant live on nothing

What about your child tax credit and child benefit?

Edited by MIKEY DABODEE
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we do get ctc and cb, its £58 ctc on fridays and £20 on a tues.

i am going to try my hardest for a crisis loan tomorrow. i am anemic(sp?) so need to take iron tablets with food. also, social services are involved with my 3 year old (messy house, long story). if we dont get gas, leccy, food etc, shel probably be taken.

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Hopefully Crisis loan will not refuse you a loan, try asking for JSA backdating you have nothing to lose, social fund will ring JSA and ask them if there is any benefit due to you if you have a new claim in, if you are not due any JSA as it stands they should pay you

Good luck and I hope you sort something out tomorrow

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Again good luck with everything. When you are 39 weeks pregnant you could then make a claim to Income Support, this can be claimed untill your new baby is fifteen weeks..

 

Unless your partner has made the new claim to JSA then you can both stay on JSA, or close the claim and you then yo

at 39 weeks can claim I.S for the both of you..

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Again good luck with everything. When you are 39 weeks pregnant you could then make a claim to Income Support, this can be claimed untill your new baby is fifteen weeks..

 

Unless your partner has made the new claim to JSA then you can both stay on JSA, or close the claim and you then yo

at 39 weeks can claim I.S for the both of you..

 

I might be thinking of something else; but I'm sure there was something about IS and 29 weeks pregnant?

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