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    • Yes. I'd be very interested to know how the defendant fared in putting forward the defence that the calaimant had been contributorily negligent by not keeping their cat under control. I'm aware that some people might find that fatuous, distracting or confusing, but the reality is that I'm not aware of any law that imposes a duty upon cat owners to keep their pets under control.  Whereas I believe the law does hold dog owners responsible for their dogs in public places. I'm not certain it was at all beneficial to the OP to suggest that blaming the claimant was a credible defence...
    • Okay, perfect. they did say BS is invoked as soon as i fill in their application form, ill get a pin. i had to press them more on this as they didnt want to discuss BS much. so i should fill in the form and get the pin, then i can initiate BS. What will follow and what should i do after? Thanks again for all the help and patience.
    • Good evening, so not a good weekend reviewing paperwork -- I have lost some proofs of postage.. also, although not provided at CCA, they have now supplied a DN in their WS, please see scan of claimants WS (without statements) Document with tick boxes as signatures doesn't look like an agreement and is split across pages. Documents have been stapled and copied multiple times looking at the top left of them. Aside from that, having read other threads, I suspect they have everything? appreciate your input please Sorry for heavy redactions, I noticed the paperwork was see-through LinkHalifaxCC1.compressed.pdf
    • Received a final demand today Final demand.pdf
    • Here is my final draft: I, XXXXXX, being the Defendant in this case will state as follows; I make this Witness Statement in support of my defence in the claim and further to my set aside application dated 1 November 2022. The claimants witness statement confirms that it mostly relies on hearsay evidence as confirmed by the drafts in person in the opening paragraph. It is my understanding they must serve notice to any hearsay evidence pursuant to CPR 33.2(1)(B) (notice of intention to rely on hearsay evidence) and Section 2 (1) (A) of the Civil Evidence Act.   1.        The claimant failed to comply with the additional directions ordered by District Judge Davis on the 2 February 2024 'The Claim shall be automatically struck out at 4pm on 3 April 2024 unless the Claimant delivers to the Court and to the Defendant the following documents.' None of these documents were received by the court nor the defendant by that date.   2.        I understand that the claimant is an Assignee, a buyer of defunct or bad debts, which are bought on mass portfolios at a much reduced cost to the amount claimed and which the original creditors have already wrote off as a capital loss and claimed against taxable income as confirmed in the claimants witness statement exhibit by way of the Deed of Assignment.   As an assignee or creditor as defined in section 189 of the CCA this applies to this new requirement on assignment of rights.  This means that when an assignee purchases debts (or otherwise acquires rights under a credit agreement) it also acquires certain obligations to the borrower including the duty to comply with CCA requirements (such as the rules on statements and notices and other post-contractual information).  The assignee becomes the creditor under the agreement. This ensures that essential consumer protections under the CCA cannot be circumvented by assigning the debt to a third party.   3.        The alleged letter of claim dated 7 January 2020 was served to a previous address which I moved out of in 2018, no effort was made to ascertain my correct address.  I have attached a copy of my tenancy agreement which is marked ‘Appendix 1’ and shows I was residing at a difference address as of 11 December 2018 and was therefore not at the service address at the time the proceedings were served.  I have also attached an email from my solicitors to the Claimants solicitors dated 14 July 2022 which was sent to them requesting that they disclose the trace of evidence they utilised prior to issuing the proceedings against me.  This is marked ‘Appendix 2’.  The claimants solicitors did not provide me with these documents.   4.        Under The Pre-Action Protocol for Debt Claims 2017 a Debt Buyer must undertake all reasonable enquiries to ensure the correct address of a debtor, this can be as simple as a credit file search. The Claimant failed to carry out such basic checks. Subsequently all letters prior to and including ,The Pre action Protocol letter of claim dated 7 January 2020 and the claim form dated 14th February 2020 were all served to a previous address which I moved out of in 2018.   5.        I became aware of original Judgement following a routine credit check on or around 14th September 2020.   6.        Upon the discovery of the Judgement debt, I made immediate contact with the Court and the Claimant Solicitors, putting them on notice that I was making investigations in relation to the Judgement debt as it was not familiar to me.  I asked them to provide me with a copy of the original loan agreement but this was not provided to me.   The correspondence to the Claimant Solicotors is attached and marked ‘Appendix 3’   7.        I then sent a Data Subject Access Request to Barclays but no agreement was provided. Details the timeline of communication between myself and Barclays are attached and marked ‘Appendix 4’and the copies of correspondence between myself and Barclays are attached and marked ‘Appendix 5’.   8.        The claimant relies upon and exhibits a reconstituted version of the alleged agreement.   It is again denied that I have ever entered into an agreement with Barclaycard on or around 2000.  It is admitted that I did hold other credit agreements with other creditors and as such should this be a debt that was assigned to Barclaycard from another brand therefore the reconstituted agreement disclosed is invalid being pre April 2007 and not legally enforceable pursuant to HH Judge Waksman in Carey v HSBC 2009 EWHC3417.  Details of this are attached and marked ‘Appendix 6’.   The original credit agreement must be provided along with any reconstituted version on a modified credit agreement and must contain the names and address of debtor and creditor, agreement number and cancelation clause.   9.        Therefore the claimant is put to strict proof to disclose a true executed legible agreement on which its claim relies upon and not try to mislead the court.   10.   As per CPR 1.4(2)(a) the court encourages parties to cooperate with each other in the conduct of proceedings in order to try and save time and costs for the parties and to also save the time and resources of the court however, despite vast attempts at mediation the claimants have been most unreasonable and have remained unwilling to mediate. Until such time the claimant can comply and disclose a true executed copy of the original assigned agreement they refer to within the particulars of this claim they are not entitled while the default continues, to enforce the agreement pursuant to section 78.6 (a) of the Credit Consumer Act 1974. I believe that the facts stated in this Witness Statement are true.  I understand that proceedings for contempt of court may be brought against anyone who makes, or causes to be made, a false statement in a document verified by a statement of truth without an honest belief in its truth. Signed                 ………………………………………………….. Name                  XXXX Date                     30 April 2024
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Towed from a single yellow at 9pm... Advice muchly appreciated!!


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Hello folks,

 

Stumbled upon this site searching google and it seems like a good source of knowledge and wisdom on such matters. So here goes...

 

The offence was in Reading Lane, Hackney according to the PCN from 21:34 - 21:36. I came back at around 11 to discover the car gone. I was parked on a single yellow line on a quiet side street. There are residents bays adjacent that cover up to 11pm, I had just assumed that I would be ok on a single yellow. There are no signs at all in relation to the parking restrictions, the only sign at all is one small one that reads "no loading" and refers to a strip of double yellow lines that starts near to where I was parked.

 

What makes it even more ludicrous is that the pound is literally half a mile down the road. And the release fee was £265. Actually unbelievable. If anyone has any advice on how to approach this I would really appreciate it, I've had good success with standard PCN's but I'm assuming it's a hell of a lot harder to get your money back off them.

 

It's obvious profiteering, the fine is in no way in line with the severity of the offence, and I'm sure there must be something I can do about this!

 

Thanks!

 

Laurence.

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There are several things that will need considering on this for which there are a good few experts on this field on CAG. I am not one of them unfortunately so you will have to be patient till they browse through :)

 

For example, a SYL normally requires a time plate to say when it is in operation, but if it is in a CPZ then it doesn't need one. London uses lots of these I gather and someone like green&mean is very good on these.

 

Then also, I would guess the release fee included the PCN for the offence in the first place. As this curtails your right to challenge the PCN prior to paying, this could be maladministration and I think the bogsdollocks has some good stuff on this.

 

Beyond that, perhaps there are errors on the actual PCN and a number of CAGgers can help check for these.

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Thanks for the advice so far... Will check that there are two signs on the entrances to the CPZ, would really appreciate any other advice on loopholes to investigate if possible. Possibly to do with the time between issuing the ticket and towing? This isn't clear on the ticket.

 

Will also be writing to my MP I think. If we were ruled by common sense I would be fairly confident but we all know that'''s laughably far from the truth!

 

Thanks in advance.

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I suggest including all the text below in your appeal.

 

I bring to your attention that the council had no lawful right to insist I paid the penalty charge as a condition for the release of my vehicle. I am informed that the council consider their right to do so is provided under s.101A RTRA 1984. I contend that s.101A is only applicable when the vehicle being recovered is one that had been perceived by the council to have the appearance of being abandoned and the statutory requirements enabling its ultimate disposal have been satisfied. Evidence of this is found under regulation 18 of The Removal and Disposal of Vehicles (Traffic Officers) (England) Regulations 2008 and when one considers that the precursor to s.101A was s.101(4) RTRA 1984 then further evidence is found under regulation 16 of The Removal and Disposal of Vehicles Regulations 1986. Both the aforementioned regulations fall under a “Part” that concerns the recovery and disposal of supposedly abandoned vehicles. I believe the correct charges to apply were those enabled under s.102(2A) RTRA 1984. Clear indication of this can be found under paragraph 1(1)(b) within Schedule 9 TMA 2004. The charges to be paid under s.102(2A) do not include the penalty charge.

 

I further contend that the council had no lawful right to retain my vehicle until I paid the removal charges either. The right to retain a vehicle until the charges are paid is only applicable to councils not operating civil parking enforcement. This is clearly indicated under s.102(4) RTRA 1984. On investigation it appears that the right to retain a vehicle until the removal charges are paid has never existed where a council operates decriminalised parking enforcement. In support of this claim I bring to your attention that s.68 RTA 1991 inserted paragraph (d) into subsection 102(2) RTRA 1984 but s.102(4) was not amended to include the new paragraph (d). It seems Parliament purposely withheld from those councils with civil powers the right to retain a vehicle until the charges are paid. Such an approach does seem quite correct for what is after all a civil matter and is particularly fitting when one acknowledges that the removal charges are not punitive and form no part of the penalty.

 

When considering this appeal it is important to note that there is no power contained within s.101A RTRA 1984 that allows a council to “retain” a vehicle until the relevant charges are paid. Section 101A is all about providing the owner with power. This being the power to prevent disposal by paying the relevant charges and removing the vehicle within the prescribed period or where disposal has taken place, with the power to seek those proceeds of sale that exceeded the relevant charges. It is of equal importance to note that the appeal process provided under regulation 11 of the Civil Enforcement of Parking Contraventions (England) Representations and Appeals Regulations 2007 and administered by the council is made pursuant to s.101B RTRA 1984 and therefore it is not relevant to those vehicles subject to charges imposed under s.102(2A) RTRA 1984. Put simply, it does not apply to vehicles that were not considered to be abandoned.

 

I do not think it plausible that Parliament would insist a Regulation 9 PCN be served before a vehicle is removed if that PCN is to have no value to the recipient. If the council is advocating that the rights on the PCN are not applicable then in essence the council is suggesting the PCN is a nullity. If it is a nullity then there is no charge to pay and there was no right to remove. It is absurd to serve a notice informing the recipient of their lawful rights and responsibilities only for it to be false. I contend that it is not false but is made to appear so only by the council’s incorrect application of the law. It is my understanding that in a CPE area the correct procedure in regard to a removed vehicle that a council does not perceive to be abandoned, is to allow a person to pay or appeal against the penalty charge in full accordance with those provisions of the TMA 2004 that correlate with the service of a regulation 9 PCN. As for any removal or storage charges then a council is by virtue of s.102(2A) entitled to ask for these to be paid when the vehicle is collected but if a person declines then a council must return the vehicle and decide whether to recover their removal charges in accordance with s.102(3) RTRA 1984. Where the removal charges are paid and an appellant’s appeal against the penalty charge is subsequently allowed then the adjudicator can direct a council to refund the removal charges in addition to cancelling the penalty charge.

 

I have here sufficiently demonstrated the council’s procedural impropriety when they applied s.101A RTRA 1984, when they retained my vehicle until all charges were paid and when they applied the appeal process provided under regulation 11 of the Civil Enforcement of Parking Contraventions (England) Representations and Appeals Regulations 2007. Unless the council accept this appeal then I will proceed to adjudication.

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