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    • when did they (who) inform you there was a 'police case' and when was this attained? i will guess the debt is now SB'd as it's UAE 15yrs. have you informed the bsnk ever by email/letter of your correct and current address? you can always ignore anyone else accept the bank,  Block and bounce back all emails. Block any text messages  Ignore any letters unless it's: - a Statutory Demand - a Letter Of Claim - a Court Claimform via Northants bulk.  
    • I left Dubai 8 years ago and intended to return. However a job prospect fell through. I’d been there for 15 years. I decided to pay my credit card and the bank had frozen my account. There is no means to pay the CC so completely unable to pay when I wanted to other than the bank advising me to ask a friend in the UAE to pay it on my behalf!  fast forward bank informs there is a police case against me for non payment. Years later IDR chased me and after months/ years they stopped. Now Judge & Priestley are trying their luck. Now I have received an email in English and Arabic from JP saying the bank has authorised them to collect debts. Is this the same as IDR although I didn’t receive anything like this from them. Just says they are authorised?
    • The neighbour's house is built right on the boundary so the side of their house is effectively the 'wall' in our garden separating the two properties. It's a three storey house and so the mortar poses a potential danger to us. Because of the danger, we have put up an interior fence in our garden to ensure we don't risk mortar dropping on us. That reduces the garden by 25% which is not only an inconvenience, but it's the part of the garden where we had lined up contractors to install a patio and gazebo which we will use for our wedding reception in less than 2 months. We have spoken to the neighbour's caretaker who is on the case, has spoken with a roofer and possibly a scaffolding company, but there are several issues. They don't seem to understand the urgency. As long as there is a risk of falling mortar, we can't carry out any work in the garden, and unless they hurry up, we're looking at cancelling our wedding as it's not viable to book a venue because we can't use our own garden! Also, they want to put the scaffolding up in our garden which would be ok with us if it was a matter of a few days and they hurried up, but there is a tree (most likely protected by the conservation area), so most likely they can only reach part of the roof with the scaffolding if they put it up in our garden. We suggested a roofer with a cherry picker but they seem to want to use a company they've used before. Any and all comments, suggestions, advice is more than welcome.  PS. does it make any difference that the neighbour is a business (ltd) and not a private dwelling?
    • No apology needed, thank you for what you do I am glad to hear they paid. well done on getting back what is yours
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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S.R.J Debt Virgin Media


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Last year around July 2011 I took out a mobile phone contract with virgin for 2 years. I signed the contract and roughly a month later I got a new telephone and rang virgin to transfer the contract to my friend. They ran a credit check through her name and refused to as she had no credit rating so I told them I was going to cancel direct debit. I did and since then I now recently got a letter from S.R.J debt saying about proceeding to ligitiation. Please can someone help or advice.

 

Don't seem to be having much luck with these last phone contracts!!

Don't be afraid to speak out loud!

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You will be liable to pay for all of the months you havent paid for - which sounds like 23 months.

 

Why didnt you just give the SIM to your mate and get the money off her directly or do something as opposed to just cancelling the DD? You may well end up having to pay for all the months when you havent even used them.

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It would have caused inconvenience to have gone to the bank every month to put the money into my account. My friend would have paid monthly keeping up payments on time and I also made Virgin Media aware of this before they actually did a 'credit check. What will happen now regarding S.R.J Debt ?

Don't be afraid to speak out loud!

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If you do not pay them they will have to take you to the small claims court to get the money back - how much are they saying you owe?

 

In between now and them taking you to ocurt you may get a lot of phone calls/letters from them asking for the money,

 

If you go to court and lose then you will have to pay the money back or get a CCJ - I think - but worth double checking.

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I had SRJ chasing me for a few months and they did nothing at all other than send threatograms out.

That's not to say they wont go to court, just very unlikely due to fact that it will cost them money to do so and you would have so many basic legal rights and protections.

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It would have caused inconvenience to have gone to the bank every month to put the money into my account. My friend would have paid monthly keeping up payments on time and I also made Virgin Media aware of this before they actually did a 'credit check. What will happen now regarding S.R.J Debt ?

 

Would it have been more inconvenient than whats happening now? Why not write to Virgin saying its all a big misunderstanding and ask very nicely if you can continue with the contract. Then give the phone to your friend along with the payment details so she can pay your account by direct debit. Problem solved :)

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