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    • sorry she is a private individual, the cars are parking on her land. she can clamp the cars. only firms were outlawed from doing it bazza. thats what the victims of people dumping cars on their drives near airports did and they didn't not get prosecuted.    
    • The DVLA keeps two records of you. One as a driver and one for your car. If they differ you might find out in around a month when they will send you a reminder as well as to your other half for their car. If you receive nothing then you can be fairly sure that you were tailgating though wouldn't explain why they didn't pick up your car on one of drive past their cameras. However even if you do get a PCN later the your situation will not change. The current PCN does not comply with the Protection of Freedoms Act 2012 Schedule 4 which is the main law that covers private parking. It doesn't comply for two reasons. 1. Section 9 [2][a] states  (2)The notice must— (a)specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates; The PCN states 47 minutes which are the arrival and departure times not the time you were actually parked. So if you subtract the time you took to drive from the entrance. look for a parking place and park in it perhaps having to manoeuvre a couple of times to fit within the lines and then unload the children followed by reloading the children getting seat belts on etc before driving to the exit stopping for cars, pedestrians on the way you may well find that the actual time you were parked was quite likely to be around ten minutes over the required time.  Motorists are allowed a MINIMUM of ten minutes Grace period [something that the rogues in the parking industry conveniently forget-the word minimum] . So it could be that you did not overstay. 2] Sectio9 [2][f]  (ii)the creditor does not know both the name of the driver and a current address for service for the driver, the creditor will (if all the applicable conditions under this Schedule are met) have the right to recover from the keeper so much of that amount as remains unpaid; Your PCN does not include the words in brackets and in 2a the Act included the word "must". Another fail. What those failures mean is that MET cannot transfer the liability to pay the charge from the driver to the keeper. Only the driver is now liable which is why we recommend our members not to appeal. It is so easy to reveal who was driving by saying "when I parked the car" than "when the driver parked the car".  As long as they don't know who was driving they have little chance of winning in court. This is partly because Courts do not accept that the driver and the keeper are the same person. And because anyone with a valid motor insurance policy is able to drive your cars. It is a shame that you are too far away to get photos of the car park signage. It is often poor and quite often the parking rogues lose in Court on their poor signage alone. I hope hat you can now relax and not panic about the PCN. You will receive many letters from Met, their unregulated debt collectors and sixth rate solicitors threatening you with ever higher amounts of money. The poor dears have never read the Act which states quite clearly that the maximum sum that can be charged is the amount on the signs. The Act has only been in force for 12 years so it may take a  few more years for the penny to drop.  You can safely ignore everything they send you unless or until they send you a Letter of Claim. Just come back to us if they do send one of those love letters to you and we will advise on a snotty letter to send them. In the meantime go on and enjoy your life. Continue reading other threads and if you do get any worrying letters let us know. 
    • Hopefully the ANPR cameras didn't pick up the two vehicles, but I don't think you're out of the woods just yet. MET's "work" consists of sending out hundreds of these invoices every week so yours might be a few days behind your partner's. There is also the matter of Royal Mail.  I once sold two second-hand books to someone on eBay.  Weirdly the cost of sending them separately was less than the cost of sending them in one parcel.  So to save a few bob I sent them seperately.  One turned up the next day.  One arrived after four days.  They were  sent from the same post office at the same time! But let's hope I'm being too pessimistic. Please update us of any developments.
    • New version after LFI's superb analysis of the contract. Sorry, but you need to redo the numbering of the paras and of the exhibits in the right order after all the damage I've caused! Defendant's WS - version 4.pdf
    • Hi  no nothing yet. Hope it stays that way 😬
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

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Cap1 & CCA return


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I am searching too - do you know either of their names?

 

His is Basil Rankine .......I think

 

Dave

** We would not seek a battle as we are, yet as we are, we say we will not shun it. (Henry V) **

 

see you stand like greyhounds in the slips,

Straining upon the start. The game's afoot:

Follow your spirit; and, upon this charge

Cry 'God for Harry! England and Saint George!'

:D If you think I have helped, informed, or amused you do the clickey scaley thing !! :D

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Spotted this-

 

 

 

They want 20% of your debt upfront as a "service charge":(

 

This is the same couple who asked friends to help them out in 2001 for their wedding reception. PAY PER PEW | Sunday Mirror | Find Articles at BNET.com

 

Some further info found on this couple below in the first reponse.Time To End Unfair Bank Charges

 

Can't find anything else specific to the case though.

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and amanda boyer

BANK CHARGES

Nat West Bus Acct £1750 reclaim - WON

 

LTSB Bus Acct £1650 charges w/o against o/s balance - WON

 

Halifax Pers Acct £1650 charges taken from benefits - WON

 

Others

 

GE Money sec loan - £1900 in charges - settlement agreed

GE Money sec loan - ERC of £2.5K valid for 15 years - on standby

FirstPlus - missold PPI of £20K for friends - WON

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We have that under control, someone local to them is going to go and see them. Will let you know how he gets on.

 

Good idea, someone put this contact on the other thread

 

Rugeley Citizens Advice Bureau

7 Brook Square

Tel: 01889 577042

Fax: 01889 586126

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It seems to me that the c/c companies have dropprd a real clanger! Was it they issued cards ,only having recieved signed Application forms in many cases ? The changes in the act (2005-2006) corrected this oversight ? This is going to cost them big time !

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They say they are IFA's but they are not on the FSA register, Amanda shows as an ex director of a mortgage company but her old registration is CF8 and to be an authorised adviser it needs to CF21 or now is CF30, so thats a lie..

 

I think the website says it all....tacky and cheep

Live Life-Debt Free

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You are quite correct stapeley

 

Whilst it would seem convenient I do hope anyone on here will use the support available and not take the "20% fee" option

 

This can be achieved on your own, just need to be able to stay this distance, the same as when we were putting through the bank charge claims

 

All the support needed is available here, but obviously this case will help future claims

 

Their statement on the website that they were the first is a little hard to swallow though, I beleive Penelope Wilson would disagree!

 

Quite surprised the banks actually took them all the way to court - very interested to see the court papers when we get hold of them

 

Must have been a very minute part of the act (and looking at their example of the UPPERCASE and lowercase text, seems likely)

 

I also think if they plan that as a business model it is very badly flawed - if someone is going against the CCP for a £1k balance they get £200

 

For the amount of time and effort involved it wouldnt work out

 

Yes, they may be doing it out of the goodness of their hearts but sooner or latter they will be swamped and will need to hire staff, this would be impossible for the amount above

omnia praesumuntur legitime facta donec probetur in contrarium

 

 

Please note: I am not a member of the legal profession, all advice given is purely my opinion, if in doubt consult a professional

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It seems to me that the c/c companies have dropprd a real clanger! Was it they issued cards ,only having recieved signed Application forms in many cases ? The changes in the act (2005-2006) corrected this oversight ? This is going to cost them big time !

 

That's how it looks to me - bizarre that the Law from 1974-2006 has been flouted completely! It's now up to us to spread the message...

 

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"We fully guarantee our partners service and any money paid to them is refundable if they are unable to cancel your agreement for any reason."

Let's hope they are willing to stay the distance and not jump ship, this would lead to less informed people being dragged further into the mire.

Capitalism is the legitimate racket

of the ruling class.

Al Capone

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HI

I would be interested to see any cases where the above has been effective in getting a record removed this is to help with an ongoing case.

 

Many thanks

 

Peter

 

PM Sparkie over the road.

 

Regards Paul

An appeaser is one who feeds a crocodile, hoping it will eat him last. <br />

Winston Churchill

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That's how it looks to me - bizarre that the Law from 1974-2006 has been flouted completely! It's now up to us to spread the message...

 

 

ULTRA SHORT APPLICATION CERTIFICATE.

 

 

 

 

 

this is a consumer credit agreement.

 

Could this be the clanger?.

An appeaser is one who feeds a crocodile, hoping it will eat him last. <br />

Winston Churchill

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ULTRA SHORT APPLICATION CERTIFICATE.

 

 

 

 

 

this is a consumer credit agreement.

 

Could this be the clanger?.

 

Do you mean anything like this one.........

 

Notice anything missing ??

 

creditors name

any terms?

any conditions?

anything ?

 

mon1.jpg

 

rgds

 

Dave

** We would not seek a battle as we are, yet as we are, we say we will not shun it. (Henry V) **

 

see you stand like greyhounds in the slips,

Straining upon the start. The game's afoot:

Follow your spirit; and, upon this charge

Cry 'God for Harry! England and Saint George!'

:D If you think I have helped, informed, or amused you do the clickey scaley thing !! :D

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OK, they have replied to my email:

 

Dear Ian

 

Thank you for your email.

 

Basil and Amanda are the leading specialists outside of the banks and their solicitors, who know the full legal reasons why credit card agreements are improperly executed and most are unenforceable and can be legally written-off. We have the only judgment in relation to credit card agreement enforceability, as no others are available in public accessible resources. The exact detail of the judgment is our most closely guarded secret and has not been published by the Royal Courts of Justice. The bank in question is not going to make the judgment public for obvious reasons.

We hope that this answers your question.

Regards

Basil & Amanda

Looking dodgier by the minute...they have a secret judgement? Yeah, OK.

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OK, they have replied to my email:

 

Dear Ian

 

Thank you for your email.

 

Basil and Amanda are the leading specialists outside of the banks and their solicitors, who know the full legal reasons why credit card agreements are improperly executed and most are unenforceable and can be legally written-off. We have the only judgment in relation to credit card agreement enforceability, as no others are available in public accessible resources. The exact detail of the judgment is our most closely guarded secret and has not been published by the Royal Courts of Justice. The bank in question is not going to make the judgment public for obvious reasons.

We hope that this answers your question.

Regards

Basil & Amanda

Looking dodgier by the minute...they have a secret judgement? Yeah, OK.

 

 

Looks like they are pushing it for every penny they can get........

 

obvious "losers", but unfortunately they may get the less well advised people along, and end up making a small forune.

 

20%.....UP FRONT !!! you got to be joking, in my case that would be in the region of £2k.....where would anyone in debt get that sort of money?? Answer....borrow some more at a stupid rate. grrrrrrrrr

 

they are as bad as the banks..................muppets

 

Dave

** We would not seek a battle as we are, yet as we are, we say we will not shun it. (Henry V) **

 

see you stand like greyhounds in the slips,

Straining upon the start. The game's afoot:

Follow your spirit; and, upon this charge

Cry 'God for Harry! England and Saint George!'

:D If you think I have helped, informed, or amused you do the clickey scaley thing !! :D

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20% upfront- yes.

 

However, in the likelyhood of a debt being written off, the borrower would be able to make a claim for damages caused by:

 

a) Harassment by creditors/DCAs

 

and

 

b) Unlawful processing of data by creditors to DCAs and CRAs.

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Why would you pay for advice you can get for free from CAG?

 

;)

 

I can imagine posts being made on such forums to "ask for advice" - I wouldn't be happy helping someone that is charging someone else for advice I'VE given them...

 

Maybe I'll start my own website "Credit Card Killer, Killer"!

 

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