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    • First of all it sounds as if your retailer is very decent and very responsible. This itself is unusual in these kinds of circumstances and I think we need to bear this in mind. The guarantee is not particularly relevant and in fact the dealer had a statutory duty to exercise a certain responsibility for your computer – probably for several years as their obligation under the consumer rights act. The dealer may not have known this and it simply acting out of a sense of moral responsibility and that is even more noteworthy. You've already suggested earlier that you didn't really want to cause problems for your retailer. I think that you will need the help of your retailer as well in order to get information and evidence. I suggest that you proceed against DPD – but before you do that – I suggest that you have a discussion with the retailer. Tell them that this is what you are going to be doing and you would like to have a copy of anything they have which relates to the special instructions which apparently your dealer has already informed you about in relation to where item should be left. Secondly, maybe you should tell your dealer about this site and also about this thread. I can imagine like many dealers who are frequently sending items by means of couriers, they have had things go missing. Tell them that we will be very happy to help them recover money for lost or damaged or stolen items – and that is regardless of whether or not they have purchased insurance. Apart from being very pleased to help your dealer recover items which have been lost by irresponsible parcel delivery companies, I think we need to encourage the complicity between you and them so they will be pleased to support you in your claim against DPD. It will be helpful if you can get a copy of the instructions that you have referred to above, and also if you can get some written evidence of your own instruction that your laptop should be left in a safe place. Have you done the reading on this sub- forum? You will need to do lots of reading of many of the similar stories on this sub- forum. They won't necessarily be against DPD but the principles will broadly be the same. Also read the pinned topics at the top of the sub- forum in order to understand many of the principles involved. Getting your money back but be quick – but your chances of success are better than 90% that you can bank on it taking anything up to a year. Have you got anything in writing from DPD either refusing you or telling you that they won't discuss with you?  
    • Thank you for telling us the text of the letter you had from the police. As we don't seem to have come across this before, it would be really useful for us to see the original please. HB
    • Pasco has recalled 104,000 packs of sliced bread after rat remains were found in at least two packs.View the full article
    • UPDATE I went rooting through an old box of paperwork I have and I've found the original Default Notice. It is dated **/**/201*, however.. The copy of the Default Notice that they sent with the LBC has a completely different date on it 😮 Can they issue 2 default notices for the same debt? Where they have changed the date on the copy, they have also changed the amount owed through failed payments and how much is required to be paid by a certain date. In addition, they sent (with the 1st LBC) a copy of the termination of the agreement, which I cannot find the original. However, the termination date is 3 days after the date given on the (doctored) Default Notice, by which monies are to be paid by. So, they gave until the 'x' date to pay the arrears, then terminated the agreement 3 days later. I bet a dollar to a dime they've doctored the termination date also.
    • Having looked through the paperwork, I note they have sent 3 seperate LBCs. Two are in the name of FCA Automotive (1st one issued 21 Jan 2020, 2nd one 21 Sept 2022) and the last one (issued 12 Sept 2023) is under CA Auto Finance UK Limited. In the first one, they did send a copy of the default notice, but this was not sent with the 2nd LBC and neither was it sent with the last one either. .  A quick look at the default notice and I see it states the agreement start date was not the same day as the original agreement was signed. It's a day different but do not know if that makes any difference. Also, I note we received a letter on the 16 Nov 2023 which states of a 14 day notice of intention to issue claim form. Heard nothing since that, until this court claim arrived. 
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Council tax - Bailiffs added £185??


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We missed some council tax and the bailiffs came around the other month- no previous contact.OH let them in (I now know never to do that!) and he signed an agreement to pay x amount over 3 months putting the car as 'property' (all we've got!) and paid nearly £300 there and then.We paid 1 day late in Sept but it cleared. I was about to pay yesterday (1 day early) and got home to a hand posted letter saying they'd come to seize the car, which wasn't there fortunately.But I tried to pay last night on automated line and it wouldn't let me.OH called them today to see what's happening. They said because we were one day late last month the agreement was cancelled. (They didn't tell us this at the time? No correspondance whatsoever and they accepted the payment.)They've now added £185 on top for extra fees?That seems extortionate?Do we have a leg to stand on?(Dukes Bailiffs)

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This is the great problem in that they are so inflexible, in reality they don't want your car but an excuse to load their charges. They do have to rights but there are still some things you can do.

 

1 - how much CT do you owe as confirmed by the Council

2 - is there only the 1 Liability Order

3 - how much is still outstanding as confirmed by the Council

4 - what payments have you made to date

5 - is your car on finance

6 - how old is your car

7 - what value would you put on the car

 

PT

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Ok get in touch with the council, ask how much is owing on the liability order.

Contact Dukes and request how much fees have been added and get a break down of fees and charges.

You can pay what you owe to the council if bailiffs have cancelled your repayment plan. Let the council know and start paying the council using their online payment facility.

Speak to some one in benefits and revenues, the manager if you can and explain what has happened.

Dukes will shaft you as long as they can. This will help for starters.

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Thanks.Spoke to the council. (well, cried to the council :( ) They said it is our fault. Need to pay. They will set up another payment plan if we want.Will just put our heads down and pay it :( Too stressful

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It's good they will set up another plan for you but what they have not said is that you will still have to pay the Bailiff charges - I would be very surprised if they have dismissed these. Take time to gather your thoughts and plan a way forward.

 

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One hour to pay is not reasonable, but then neither are Dukes, whatever they do you must ask the council how much is left owing and also request a fee breakdown from dukes then compare the two.

We could do with some help from you.

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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