Jump to content


  • Tweets

  • Posts

    • I have looked at the car park and it is quite clearly marked that it is  pay to park  and advising that there are cameras installed so kind of difficult to dispute that. On the other hand it doesn't appear to state at the entrance what the charge is for breaching their rules. However they do have a load of writing in the two notices under the entrance sign which it would help if you could photograph legible copies of them. Also legible photos of the signs inside the car park as well as legible photos of the payment signs. I say legible because the wording of their signs is very important as to whether they have formed a contract with motorists. For example the entrance sign itself doe not offer a contract because it states the T&Cs are inside the car park. But the the two signs below may change that situation which is why we would like to see them. I have looked at their Notice to Keeper which is pretty close to what it should say apart from one item. Under the Protection of Freedoms Act 2012 Schedule 4 Section 9 [2]a] the PCN should specify the period of parking. It doesn't. It does show the ANPR times but that includes driving from the entrance to the parking spot and then from the parking place to the exit. I know that this is a small car park but the Act is quite clear that the parking period must be specified. That failure means that the keeper is no longer responsible for the charge, only the driver is now liable to pay. Should this ever go to Court , Judges do not accept that the driver and the keeper are the same person so ECP will have their work cut out deciding who was driving. As long as they do not know, it will be difficult for them to win in Court which is one reason why we advise not to appeal since the appeal can lead to them finding out at times that the driver  and the keeper were the same person. You will get loads of threats from ECP and their sixth rate debt collectors and solicitors. They will also keep quoting ever higher amounts owed. Do not worry, the maximum. they can charge is the amount on the sign. Anything over that is unlawful. You can safely ignore the drivel from the Drips but come back to us should you receive a Letter of Claim. That will be the Snotty letter time.
    • please stop using @username - sends unnecessary alerts to people. everyone that's posted on your thread inc you gets an automatic email alert when someone else posts.  
    • he Fraser group own Robin park in Wigan. The CEO's email  is  [email protected]
    • Yes, it was, but in practice we've found time after time that judges will not rule against PPCs solely on the lack of PP.  They should - but they don't.  We include illegal signage in WSs, but more as a tactic to show the PPC up as spvis rather than in the hope that the judge will act on that one point alone. But sue them for what?  They haven't really done much apart from sending you stupid letters. Breach of GDPR?  It could be argued they knew you had Supremacy of Contact but it's a a long shot. Trespass to your vehicle?  I know someone on the Parking Prankster blog did that but it's one case out of thousands. Surely best to defy them and put the onus on them to sue you.  Make them carry the risk.  And if they finally do - smash them. If you want, I suppose you could have a laugh at the MA's expense.  Tell them about the criminality they have endorsed and give them 24 hours to have your tickets cancelled and have the signs removed - otherwise you will contact the council to start enforcement for breach of planning permission.
    • Developing computer games can be wildly expensive so some hope that AI can cut the cost.View the full article
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

form MI12..Help!!


hevvanoz
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 4545 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

  • Replies 75
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

Hang on in there - we'll support you.

 

You need to keep chasing the DWP about the MIR - don't let up.

Help us to keep on helping

Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

This site is run solely on donations

 

My advice is based on my opinion and experience only. It is not to be taken as legal advice - if you are unsure you should seek professional help.

Link to post
Share on other sites

Hang on in there - we'll support you.

 

You need to keep chasing the DWP about the MIR - don't let up.

 

Yes, they said they lost my first form, and then even said they had NOT received the second one (which surprise, surprise they eventually found).

My building society also told me to keep an eye on my payments as they are sometimes apt to forget to make the payment..

 

Mary

Link to post
Share on other sites

  • 2 weeks later...

What;s happening with the DWP payments ? have you chased them ?

Help us to keep on helping

Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

This site is run solely on donations

 

My advice is based on my opinion and experience only. It is not to be taken as legal advice - if you are unsure you should seek professional help.

Link to post
Share on other sites

Hi, what information are they waiting for - did you send it by recorded delivery ?

You mentioned a couple of weeks ago that you were going to make a payment of £510 - did you do this ?

Help us to keep on helping

Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

This site is run solely on donations

 

My advice is based on my opinion and experience only. It is not to be taken as legal advice - if you are unsure you should seek professional help.

Link to post
Share on other sites

The information they asked for was after they had received the form MI12.They asked for what I had used the remortgage money for in 2005.Such as what work and improvements I had made.they wanted receipts for the work done.I supplied all the information but had no receipts as the work was done over 6 years ago.I didnt send recorded delivery.I am making a payment tomorrow when my son comes home on leave.He gets paid end of the month

Link to post
Share on other sites

Phone the DWP and tell them you have received an eviction notice ! did you keep a copy of what you sent to them in the post? re-send it tomorrow by special delivery so they have to sign for it and still keep a copy.

Help us to keep on helping

Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

This site is run solely on donations

 

My advice is based on my opinion and experience only. It is not to be taken as legal advice - if you are unsure you should seek professional help.

Link to post
Share on other sites

I have rang and been on hold for 25 minutes my phone credit ran out.there is no free phone number for them.I will go down first thing and yes i have copy of the form and will send it recorded in morning.

Please tell me this wont happen..feel like dying.

Edited by hevvanoz
add further message
Link to post
Share on other sites

Hello I have rang DWP who have not received the information I sent that they requested..deep breath..However,the lady from the MIR dept. of the DWP told me she will ring me tomorrow(thurs) and talk me through the form and fill it in as I have an eviction notice and needed a speedy solution to this.They need itemised details of what improvements I made to my home(with receipts) when I remortgaged.Which was 6years ago..I will post the outcome of the phone call.Thanks for listening..

Link to post
Share on other sites

Hi The lady from the MIR dept.At DWP has rang to ask if I have the information from my original company that I mortgaged with.The company in question no longer exists (GMAC) So the only information I have is from the Halifax.I cant retrieve original letters from the original mortgage as it was in 1999 and all paperwork has gone.WHAT CAN i DO?...

Link to post
Share on other sites

GMAC is now Paratus - this is their website with contact numbers http://www.paratusamc.co.uk/

Help us to keep on helping

Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

This site is run solely on donations

 

My advice is based on my opinion and experience only. It is not to be taken as legal advice - if you are unsure you should seek professional help.

Link to post
Share on other sites

Found out that my original mortgage company is now called Paratus ltd.Rang them and the wonderful lady traced my account from 9 years ago(with no roll number for reference) and has give me a final figure.Rang DWP and awaiting a return call from the woman dealing with my case..phew.. been on phone all day it seems.

Wonder why they need all this information as to why Ive remortgaged and what improvements Ive made to my home?..they certainly make you work hard for any help they may or may not give you..

Link to post
Share on other sites

Well here goes,the lady from DWP rang me and went through the form with me(as they havent received it) she took all the details of my home improvements,then rang me back to say they will only pay £37000 of payments as my mortgage stands at £63000 this works out at £104.00 per month.She said I can appeal against this and will send me the relevant forms to do so.My remortgage was spent on massive home improvements that the DWP do not recognise apparently.While I am grateful for any help my mortgage payment is £370.00 per month plus £50 off the arrears.Can this be the case? please advise.many thanks..

Link to post
Share on other sites

Yes I know they pay interest only.but my mortgage payments are interest only due to my losing my job.they are only paying for £37000 and mortgage is for £63000.

Only so much they will allow for home improvements.Ah well shouldnt have tried to update my home and lived in it as it was..so much for bettering yourself.

£26.04 per week..laughable.

Link to post
Share on other sites

  • 3 weeks later...

Hi

Its me again.I have received a phone call last week from optima legal services cc chelsea building society.They have said if I can send them the letter from theDWP with relevant information as to how much and when they are making a payment,they will stop the eviction as long as I make up the shortfall amount.I sent it recorded delivery last tuesday(15th) and have not heard anything from them.Am I right to request in writing what was told to me by Optima? i.e The eviction would be stopped if I complied with this request? Thanks..Heather..ps.. shortfall amount is one months payment.

Link to post
Share on other sites

Hi, have you rung them to see if they got it? did you send by recorded delivery ?

Help us to keep on helping

Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

This site is run solely on donations

 

My advice is based on my opinion and experience only. It is not to be taken as legal advice - if you are unsure you should seek professional help.

Link to post
Share on other sites

Well here goes,the lady from DWP rang me and went through the form with me(as they havent received it) she took all the details of my home improvements,then rang me back to say they will only pay £37000 of payments as my mortgage stands at £63000 this works out at £104.00 per month.She said I can appeal against this and will send me the relevant forms to do so.My remortgage was spent on massive home improvements that the DWP do not recognise apparently.While I am grateful for any help my mortgage payment is £370.00 per month plus £50 off the arrears.Can this be the case? please advise.many thanks..

 

You are only allowed to claim for the debt in buying the property in the first place. You can get some help with the money used for improvements, but the improvements are very restricted as you have found out.

 

From your figures and if you include £50 off the arrears, you should get help of £111.93 a month leaving a shortfall of £308.07 a month out of your other income.

I don't know where they get there £104.00 from. You should get 3.63% of £37000.

 

Based on your figures including income of £135 every two weeks, keeping the house going is a non starter. Best you look to move to a rental place and cut your losses.

 

Either way as you only seem to be getting £135 every two weeks as other income, how on earth are you going to find close on to £150.00 out of it?

 

Unless you have more income coming in than you have said, keeping the house going is not going to be financially possible. Best start looking for a rental place in my opinion as there is far too much going against you.

Edited by taraquin
Link to post
Share on other sites

Yes the amount is £26.04 per week.when the DWP rang to tell me they hadn't worked it out per calender month,which is,as you say approx £112.00.

Rental is going to be round about the same moneywise. Thats why I attend at least 2 job interviews per week and apply for dozens.I could give my home up and get a private rent,paid for by the council(also they pay the bond)I have no wish to do so.The mind boggles,as private rent are approx.£450 per month.So the state would be paying more!..I will keep jobhunting..

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...