terms and conditions

[evierhys]

hi just a quick ask,,im trying to deal with payday loan companies but they are refusing my offers to repay saying the amount is not acceptable,ive checked the terms and conditions and it states that this contract is governed by english and welsh law,but i live in scotland,can i fight them over the t&c's by saying the contract is not enforceable as it does not state scotland?thanks

[rebel11]

Hi ev

 

Welcome to CAG

 

The guys will be happy to advise as soon as they are available.

 

Thread moved to the correct forum.

[evierhys]

thanks am hoping someone can help

[evierhys]

hi just to add im not really trying to avoid paying have already admiitted to them that i owe the money,,just trying to slow them down whilst i try and arrange finances to pay them off

[Ganymede]

To answer your questions the Claimant can obtain a judgment in England and apply to have it enforced in Scotland.

[evierhys]

hi thanks for reply,do they have to inform me when they are applying for a court order?,all the emails are threatening wage arrestment and bailiffs even though we dont have bailiffs in scotland,i just want the chance to show the judge that i offered payment and they refused it

thanks

[evierhys]

hi admin can you close this thread please

thanks kindly