Jump to content


  • Tweets

  • Posts

    • @Man in the middle I've been searching the forum and you seem very knowledgeable. Would you mind giving a look at my query please? Thanks in advance!!
    • Thanks for this! I'm still not clear if I'm facing more than 6 points on my license though. Can you explain any further please? When I accept the 2nd speeding ticket, will they just charge me £100 and 3 points, or will they be more severe concenquences since that offense took place the following day of the 1st offense? Similarly, when I accept the 3rd offense, will they look at my record or just charge me with the £100 fine and 3 points?
    • Yes of course. That's why it says cc:: BIg Motoring World at the bottom. Don't imagine that this solves the issue. It doesn't. He not have to force the finance company and big motoring world to accept the rejection to give your money back. I suggest that you get the letter off tomorrow. And let us know what you hear but on Friday you should then send a threat to the finance company.   Have a look what I have said here about your options and read the whole thread as well.  
    • Been perusing the actual figures on the polls above wondering where the '16% claimed for deform comes from? I understand that there are 'weighted' end results based on secret calculations ...   Probably going to repeat this later, but remember that the ukip/brexit/reform/deform party has ALWAYS had poll speculation FAR better than their actual  performance at elections - by large margins. SO: The labor and Tory votes come largely from simply the people who say they will vote for them - sorted Lab 43% Tory 20%, with maybe another small 1-2% coming from the weightings of the 'not sures' Greens largely get what is declared from 'other' , although with another declared green bit from the 'pressed' question   So as the share of the voting displayed in 'other' granted to reform/deform is around 11%, where does the '16% too often being reported come from? Seems that reform has been granted as beneficiary of effectively ALL the don't knows and wont says, who when pressed didn't actually declare for someone else ... effectively adding 40%+ to their reported polling % - rather strange given their consistent under-performance compared to polling - or perhaps that is the cause of the higher rating eh?   Now I admit the possibility (probability?) of wingers being ashamed of declaring their support for the yuckey lemon end of the spectrum ... but surely  that should affect the 'Torys as well? Maybe the statisticians have simply weighted in that deform wingers are simply more likely to lie?   But - without 'weightings' and assumptions that faragits will get everything that isnt declared as a definite and unequivocal 'not that Piers Morgan' - reform is on around 11% it seems.   Add to that the history of polling a lot less than the hype - and the simple fact that faragit wingers seem to be spread across the country (presumably skulking in their moms spare room despite being 45+) and greens and lib dems seem to be community minded - I think two seats will be an epic result for farage. Hardly the opposition - far more raving wingnut party.   and importantly - Has farage got a home in clacton yet?
    • "as I have no tools available to merge documents, unless you can suggest any free ones that will perform offline merges without watermarking" (which you don't) ... but ok please upload the documents and we'll go from there
  • Our picks

    • If you are buying a used car – you need to read this survival guide.
        • Like
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
        • Like
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

DWP Chasing 20 year old alledged Crisis Loan? - **RESOLVED **


tc5712
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 2748 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

  • Replies 65
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

DWP

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

All payroll will do is confirm you worked for them between x date and x date and were paid x amount per financial year.

 

I know because I work in payroll and have been handling this kind of query, It may also take about two to three weeks depending on when in the pay cycle the request appears.

Link to post
Share on other sites

  • 1 month later...

Well, here's an update for you and I'm almost at the end of my tether with these clowns! How do they keep their jobs?

 

Quick recap: At time of alleged SF loan I was 22, single, living in a bedsit and this was supposedly for 'bunkbeds'!

 

Attachment of earnings order was sent to my my employer in mid August (too late for that month's payroll). As I may have mentioned before I called DWP and they said they would send a 'stop' letter to payroll whilst this was investigated in exchange for me setting up a payment plan of £44 per month starting 17th Oct. (I foolishly thought they would see sense and this would have been resolved by then)!

 

Payroll claimed to have not received letter and FULL payment was deducted from September (23rd) salary!

 

As of yesterday (21st Oct) DWP still claim payment has not been received by them!? So now FULL amount has WRONGLY been deducted from salary but DWP have no record of receiving it!

 

Now I get the attached letter today with the 'results' of their investigation. Absolute load of rubbish, not just my opinion, read it!

 

Loan awarded 21.04.1993, repayments made total £6.72 05.04.1993. SIXTEEN DAYS BEFORE ALLEGED LOAN AWARDED????

 

I will be writing back to them pointing out this glaring error and for the first time copying in my MP.

 

Other than that does anyone suggest anything further?

 

As always many thanks for reading and any advice offered.

 

TC

DWP_221016_EDIT.pdf

Link to post
Share on other sites

do the screen prints also show the date error?

 

they say 'they are UNABLE to retrieve the paperwork.'

but are confident that because you were 'in a position' to apply for such a loan, you must of thus had one...UTTER BUNKUM!!

 

if this was a dca going to court on a loan from that era the judge would laugh them out the door!!

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Sorry, but just noticed another error in their correspondence.

 

QUOTE 'We have checked your Tax contributions and Credits record, it shows you were in receipt of benefits in 1992 for 52 weeks continuing into 1993 for another 5 weeks' So that takes us up to early February.

 

Alleged SF payment 21st April?

Link to post
Share on other sites

***UPDATE*** Small win?

 

Got a call from a nice lady at the DWP this evening that has personally taken on my case and has called a few times even if to say there's no news.

 

Well, today she told me they have now registered the payment that was wrongly taken and a refund will be issued!

 

Not totally out of the woods yet. I'm still waiting for a reply from the 'dispute' dept after pointing out their glaring error re dates but it's a step in the right direction.

Link to post
Share on other sites

Hey that's great

Shows by persistent belief that you wernt wrong results happen

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • 1 month later...

Thanks Honeybee!

 

I notice at the end of their letter is says

'I apologise for any distress this may have caused you and I hope this now draws the matter to a conclusion'?

 

Well, to be fair, I'm not sure it does?

They wrongly deducted £255 from my salary in September and it took them well over a month to refund it.

That caused me immense financial hardship not to mention the related emotional stress.

Plus the fact they have been hounding me on and off for about three years over this.

 

I would welcome the forum's thoughts on whether to not just accept their apology and ask for some kind of compensation as they have been hounding me for years for something that is nothing to do with me?

Link to post
Share on other sites

I would welcome the forum's thoughts on whether to not just accept their apology and ask for some kind of compensation as they have been hounding me for years for something that is nothing to do with me?

 

If this were, for example a major bank, it would be quite reasonable to expect a goodwill payment to compensate for the distress and inconvenience. It certainly wouldn't hurt to ask, and if you have suffered a financial loss as a result (i.e. bank charges, late payment fees from utilities, etc), ask the DWP to cover the losses.

PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

No... you can't eat my brain just yet. I need it a little while longer.

Link to post
Share on other sites

Drafted the below a couple of days ago. Upon reflection it maybe too much but hey, if you don't ask right?

 

Thank you for your letter of 30th November in which you finally acknowledge that ‘you have sufficient evidence’ to suggest that I DID NOT apply for the budgeting loan nor receive any payment that you have been referring to for so many years.

 

You further apologise for any distress this may have caused me and hope this draws the matter to a conclusion? I respectfully suggest your simple letter does not.

 

You wrongly deducted the full alleged amount from my September salary which left me in immense financial hardship as you were unable to find and refund the undue payment until early November.

This matter has also caused significant emotional distress as my partner of twelve years and now my wife quite understandably has been in doubt about my past given the reason this falsely alleged loan was for bunkbeds? An item you must agree would only be for children of which I have previously had none before we met.

 

Furthermore, I have invested a significant amount of time calling and writing to finally get this issue resolved over a number of years.

I don’t believe a compensation payment is unreasonable considering the points above?

I suggest a sum of £1518 which I calculate as 8% simple interest per year on £262.08 (the alleged loan) in 1993 totalling £759 plus an equal amount for my time and distress.

 

I look forward to your prompt reply in advance of taking legal advice.

Link to post
Share on other sites

Did you incur any bank charges as a direct result of the DWP's actions ?

 

If so, I would most certainly itemise them in your calculations.

PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

No... you can't eat my brain just yet. I need it a little while longer.

Link to post
Share on other sites

c'mon don't be stupid

you cant claim 8% int from a 1993!! date

possibly you could claim 8% from the date they took it till the date you got the money back, but that's not much.

 

 

how the beep you quantify mental distress but you have a very good point there.

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...