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    • Thanks dx for your kind words. I plan to renew my season ticket and write a new begging letter as following, can I ask for any suggestion about it?   Dear Investigator/Prosecutor,   Thank you for your reply. I deeply regret my actions and the inconvenience they have caused.   I’m extremely remorseful for my crime. and regret it everyday. I often ask myself ‘’how can I do that thing just because I felt it is interesting. There are a lot of crimes in the world, but feeling it’s interesting is certainly not a reason to crime. I should not crime with any reason.’’ I think about these things every day, and I understand that I can’t blame anyone but myself.   I thanks to the staff who stopped me, as this is a valuable lesson in my life. I told myself that I should never ever repeat such a thing again, and never ever do anything which is possible to be in breach of any law. As a result, I carefully tap my oyster card every time before I enter the station now. I remind myself that I did a wrong thing before, and I should never let it happen again.   Although my monthly travel expenses do not warrant a season ticket, but I just renew my season ticket (please see the attachment). I understand that a crime cannot be truly compensated for, but purchasing a season ticket offers me a small measure of comfort, knowing that my actions caused a loss to the public interest.   I received an email which ask me to negotiate being class teacher in this summer (please see the attachment). I hope that I could teach the lovely students again, which may not be allowed with a criminal record. I would please ask that you would please provide me a single opportunity to settle all outstanding sums owed outside of court without the need for legal proceedings which would have a determinantal impact on my teaching career.   I sincerely apologise again for my crime. If you need anything further from me to help you please let me know.    Yours sincerely,
    • You did what??? You asked them to send you the documents that without them you had  a 100% ironclad win in Court. Why on earth would you do that? As it happens in this case, there is still enough mistakes in their PCNs and the NTH to have your case cancelled. Amd it may be that not sending those documents in the first place along with the ICO complaint and the letters from Alliance themselves which would confirm by the dates on the letters may be enough to cancel it anyway. I hope you have kept their letters as evidence? The chances are that Alliance will not actually take you to Court because of their errors but you never know.  You have made so much extra work for yourself in your WS if they decide to push their luck.though. Can you please post up their letter where they give the reason why I wasn't sent with the NTH.
    • I'm not sure that I fully agree with my site team colleague above.  My understanding is that there is nothing to stop you recording but it is strictly for your own personal use.   
    • I live in a student house, with 5 tenants, unihomes is our utilities provider, who we each have a direct debit set up with and have paid each bill every month. Two letters were sent in my name by BWLegal saying I had two outstanding payments due adding up to over £3500, I have tried to contact british gas (as that is apparently our houses provider) as well as Unihomes. Nothing has helped and BWlegal are pursuing legal action if these debts are not resolved by the 1st May. What do I do? I've called Bwlegal when i bring up that the debt isnt for me and for unihomes they hang up on me. so I am stressed and do not know what to do
    • cant do either if its not in a public place or on your land. dx  
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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PI and Compensation


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I was involved in a car accident 3 weeks ago someone went into the back of my car, i was stopped he hit me must have been 10-15 mph i dunno it was a good whack, wrote off my car :( Ive had an offer from the insurers 1,375 for injury claim, (have trapped nerve and had a bad neck which is better than it was but still not fully healed) which is based on 3-4 months recovery time, i refused seeing as i was still in pain, am now going for a medical in september. Since the first offer was based on my physio notes and doctors notes (i would presume) and there are a few more weeks to go before i have the medical and obv im improving all the time, thou still have bad days, would they take into consideration the pain ive already suffered or would they jsut see that im much better and therefore offer me less compensation? Being that i lost a weeks pay and the cost of phonecalls etc, and am still currently going for physio, can they offer less the 2nd time?

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The first offer will be was is known as a pre-medical offer and the third party insurers are trying to tempt you into settling as they know that once you go to see the medical expert they will more than likely have to pay more. They will not have seen your medical notes at this stage and never will. It's very unlikely that the medical expert will even see them!

 

They can offer less but they won't as the compensation for your injury is calculated on the length of time of recovery., so the longer the recovery the higher the award.

 

It doesn't matter that you are improving as the expert may say it will take a further 6 months for example to recover. Once you see the expert he will give a prognosis for the recovery period and your solicitor will calculate the value of your claim using that. YOu can then either make an offer to settle or wait out your prognosis period to make sure that you are fully recovered as once you settle you cannot go back for more compensation.

 

Your loss of earnings, phone calls and physio etc are all separate claims and will be pain on top of anything you are awarded for your injury.

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Also, as a Direct Claimant it is unlikely they will offer you less. They are well aware if they do, then you will seek legal representation, which will add a couple of grand to their claim. IMO the offer of £1375 for a 3-4 month whiplash seems reasonable for pain suffering and loss of ameneties. As said above, work out your loss of earnings (if paid weekly get your work to give you, or look at past payslips for the 13 weeks immediately before the accident. add your net pay & divide it by 13. his is your "pre accident average". Check it against the weeks after and if the weeks after are less, than this will be your loss of earnings. Claim your travel to see the expert - if travelling by car, multiply by 40p /mile travelled, if any other form keep the ticket / receipt. Claim for postage etc. too.

Abbey - owed £3260 - Paid up.

 

Barclays owed £2500 - Paid up.

 

Halifax, Mint & Egg - next on the hit list

 

Dont click on the scales - I'm quite proud of my little red dot! - As the little red dot has gone - click away!!!!

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I have got a paralegal (i know not quite a lawyer) he sent off paperwork to the insurance company and they got back with that offer basically the same day! My medical is in 12 days just want it over with, then having to wait for the report!

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I have got a paralegal (i know not quite a lawyer) he sent off paperwork to the insurance company and they got back with that offer basically the same day! My medical is in 12 days just want it over with, then having to wait for the report!

 

 

As I said the offer is there to tempt you as they know you'll receive more if you actually go for the medical.

 

Wait for the medical report before accepting any offers.

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  • 2 weeks later...

Hiya again :) Been for the medical was okay more stressful was driving down to it! Dr says i have whiplash (knew that) recovery 3-6 months, have to have more physio also thats gonna be sorted, was having it on nhs so wonder if they will do it private this time? So just gotta wait for the paperwork to be sent to my solicitor then see what happens from there, didnt lie or over exaggerate anything completly honest to how i was feeling, am feeling now, hope they wont take too long to get back to me, would like to see what she put in the computer when she was chatting to me!

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