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    • Between yourself and Dave you have produced a very good WS. However if you were to do a harder hitting WS it may be that VCS would be more likely to cancel prior to a hearing. The Contract . VCS [Jake Burgess?] are trying to conflate parking in a car park to driving along a road in order to defend the indefensible. It is well known that "NO Stopping " cannot form a contract as it is prohibitory. VCS know that well as they lose time and again in Court when claiming it is contractual. By mixing up parking with driving they hope to deflect from the fact trying to claim that No Stopping is contractual is tantamount to perjury. No wonder mr Burgess doesn't want to appear in Court. Conflation also disguises the fact that while parking in a car park for a period of time can be interpreted as the acceptance of the contract that is not the case while driving down a road. The Defendant was going to the airport so it is ludicrous to suggest that driving by a No Stopping  sign is tacitly accepting  the  contract -especially as no contract is even being offered. And even if a motorist did not wish to be bound by the so called contract what could they do? Forfeit their flight and still have to stop their car to turn around? Put like that the whole scenario posed by Mr Burgess that the Defendant accepted the contract by driving past the sign is absolutely absurd and indefensible. I certainly would not want to appear in Court defending that statement either. --------------------------------------------------------------------------------------------------------------------------------------------------------- I will do the contract itself later.
    • Yes - ignore. Because of another MET victim today I looked at all our MET cases back to June 2014 ... yes, 10 years. They have never dared take a motorist to court and argue their case before a judge.  They have started the odd court case, but as a means of trying to intimidate the motorist into coughing up, when the motorist defended and refused to give in it was MET who bottled it and discontinued.
    • Unpaid wages should be pretty straightforward if you did the work. Don't be intimidated. You need only show you were due money, and did not get money.   The risk is that they have no money to pay you (and legal fees) - frankly a solicitor maybe be costing them more than your claim is for and I might have expected them to make a commercial decision to settle before this point regardless of the merits of the case.
    • Thanks so much FTMDave.  This is so much better   I'm still tempted to leave the blue section in is as if I lose it will at least save me a little bit of money.  But I get your point that it's pretty superfluous.   Thinking I'll get this in the post on Monday unless you think it's worth delaying?   
    • Hi All I have now received a Final Reminder, which I have attached. Can you confirm that I should still ignore this letter and take no further action. It does not appear to say "Letter of Claim" anywhere on the document but I just wanted to check with you all. Many thanks FightUnfairParkingTickets Parking Charge Final Reminder issued 29th May 2024.pdf
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Hi,

 

I'm hoping for a little help, if possible.

 

The short of the long is that, after about 2 years of to-ing and fro-ing between Tesco and various debt collection companies working for Tesco, it appears that Tesco have now sent me a copy of my CCA, complete with signature, although it is such a bad copy you can barely read it. It also appears to have all the prescribed terms etc on it, making it binding.

 

Moorcroft have recently been in touch stating that the amount I owe is around £195, whereas, I today got a letter from Tesco themselves stating that it was around £8600 (which is correct). Tesco want an offer of payment or the full amount, or they will send it onto a CCA (which they did originally, and it has taken them 2 years to find the CCA).

 

I'm planning on offering them either £75 per month which I can afford OR a full and final which is around 20% of the amount outstanding, which is the maximum I can afford.

 

What do you think? Is this the correct way of going about it? Any other suggestins?

 

Thanks!

 

Tracy

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time to get reclaiming?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 3 weeks later...

Hi,

 

Thank you all for your messages.

 

I've finally managed to scan the copies I was sent, which can be seen here:

 

http://i669.photobucket.com/albums/vv55/v8monkeyboy/tesco/Tescopage1.jpg

http://i669.photobucket.com/albums/vv55/v8monkeyboy/tesco/Tescopage2.jpg

Now, I think that these are the worst copies I've ever seen - this is how they came and we simply cannot read what it says.

Moorcroft have now also written to me (and called today) to give me until tomorrow to cough up £8600. I haven't spoken to them, as I know to communicate in writing.

What is the expert opinion on where to go next with this?

Thanks,

T

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bit diff to read

try using

 

scan the required letters/agreements/sheets

as a picture file

remove all pers info inc barcodes etc using paint

but leave all figures and dates.

goto one of the many free online pdf converter websites

convert the image to pdf format.

or ir you have PDF as an installed printer drive use that

open a new msg box here

hit go advanced below the msg box

hit manage attachments below that box

hit the add files button on the top right

hit select files, navigate to your file on your pc

hit upload files

NB:you can set where it goes in the post by hitting insert inline.

the hit reply button

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi Dx,

 

I have scanned the copies as they came to me. They are just as hard to read in hard copy as they are on my scanned copies - the ones I have put up here are the exact same quality as the ones I have in my hand. I cannot make them any clearer - as I said, we struggle to read them as they are on paper.

 

T x

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yes but a pdf can be zoomed

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Very difficult to read, could be an applicaion

for or an agreement but difficult to say.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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Thanks,

 

What would be your suggestion as to what I do next? I currentlyt have Moorcroft threatening all sorts (payment in form of my first-born son, the usual), but I have no idea what to answer them with.

 

If I can't read the copy which Tesco have sent me, then how do I know that it actually pertains to me? The copy which I've posted on here is as clear as the copy I have in hard copy - neither I or my husband can read it properly.

 

T x

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Hi

 

Personally I'd write back to them and say that what they have sent doesn't comply with the Act as it is illegible and tell them that you require a fully legible copy.

 

Looks like this has been faxed to you?

 

Regards

 

ims

 

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The CCA 1974 states a legible copy,

send the account in dispute letter from

the CAG library and tell them it is

unacceptable and you cannot correspond

further until you request is properly met.

Brig.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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Hi

 

Personally I'd write back to them and say that what they have sent doesn't comply with the Act as it is illegible and tell them that you require a fully legible copy.

 

Looks like this has been faxed to you?

 

Regards

 

ims

 

Badly reproed microfiche or screen shot I think.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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two things

 

does this debt show on your CRA

 

and do you have all the statements

 

have you been luvied any unlawful fees [late etc]

or got PPI on it?

 

all this for £195 to me seems strange they are chasing it.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Thank you all :)

 

Brigadier you are quite correct; I had this posted to me in this form, and I too wondered where it had come from.

 

Thank you all for your help. I shall write to Moorcroft today and also inform them that I'll only correpsond in wiriting.

 

T x

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Dx - It's for more than that unfortunately. Tesco are asking for £8600 ish and Morrocroft originally started asking for £195. They too are now asking for the £8600 sum.

 

It all seems very confused. Initially, when all of this started, two years ago, Tesco informed me that they had sold the debt on. I had loads of companies chasing me, none of whom could find the CCA. Tesco eventually wrote to me and said they didn't have it, and neither did they have my signature on file. Then, after the last CCA request, I had this sent through to me.

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I think you need to be careful of comments

like that it has only been alleged that this

type of action has taken place as far as I

am aware there is only 1 case been proved.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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Hi

 

closer look at the document suggests that it it a credit agreement rather than an application. No matter how I play with it with various image enhancement tools available to me I still can't get a fully legible result. (I have to say I don't have the latest sophisticated technology though lol).

 

I can make out some key financial information, there is a signature of the lender, total amount of interest is on there, number of repayments etc.

 

So it looks like it is an agreement but it still fails on the legibility front.

 

IMHO

 

Regards

 

ims

Edited by ims21

 

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Had some colleague give an opinion

it is illegible you should not have

to use any aids to be able to clearly

read any legal documents:madgrin:

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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Had some colleague give an opinion

it is illegible you should not have

to use any aids to be able to clearly

read any legal documents:madgrin:

 

I agree...of course you shouldn't need aids to read it.

 

Just thought it a bit of challenge to see if I could uncover some useful info in there.

 

Note to self.....Get a life

 

Regards

 

ims

 

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