natwest - shakespear putsman - court date -so stressed.

[citizenB]

Thankyou x I will wait patiently x

 

It will likely be toward evening over the weekend.. as you know all advisors are volunteers and have day jobs.

 

They are aware you need help

[stuck03]

Thankyou....Everybody on here is selfless and a great help x

[citizenB]

[Ganymede]

I have done nothing....totally stupid. I have been hiding behind closed curtains wishing it away....

Reading this that came today. They went to court on the 8th april (I didn't know about this)....amount now owing £9217 including costs and interest.

original ccj was 11184. £5720 have fallen due and 2522 remains unpaid.

two letters one to my partner and another to me as having an interest in property.

we have mortgage arrears ans currently using spare cash to pay them off at 90 a month and not got a chance of paying the original £260 a month off this debt.

I want to get it sorted and paid but it needs to be affordable.. Thankyou

 

 

 

You wouldn't know about the hearing for the ICO as it's simply a rubber stamping exercise by the Court with neither party in attendance.

 

You can try to object with the Land Registry but there is very little point as you have no grounds to do so.

 

You won't be able to avoid a FCO being granted but no harm in attending the hearing to try anyway. Your best bet is to offer affordable payments and have the Court include in the Order that no Order for Sale application to be made whilst payments are maintained.

[stuck03]

Thankyou,

by affordable would they accept something that I can realistically afford ie 10 a month or will I have to try and find the original 260. This is why I am in position as I couldn't maintain original ccj amount x

[AndyOrch]

Hi Stuck

 

You can object...not that it will have much effect apart from protect your share of the equity...the FCO will proceed unless you can clear the arrears before the hearing.

 

You will have to finalise a revised payment plan and submit this to the DJ...you can request that no further action can happen providing you stick to this agreement.

 

Andy

[stuck03]

Is there any wording I should use.....or a form....I need to protect my house.....thankyou x

[AndyOrch]

No just but your proposals to the District Judge at the hearing