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after the ACK they then need to file a defence - that have 28 days from the date that they were served in order to enter a defence - if they dont enter a defence then you win by default!

My advise if free and is worth exactly as much as you paid for it….

 

HSBC 28 Oct 2006 Personal accounts ~ Offered and accepted ~ £3514 :)

HSBC 15 Sep 2006 Business ~ Offered and accepted ~ £4980 :)

MBNA 7 Sep Offered and accepted £2290 - (my amount £1170 plus Compound Interest) using the "phone call method" :o

FREEWAY 28th Oct ~ offered and acepted £506 :)

TSB VISA MCOL £300 - court date 27th March 2007

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  • 1 month later...

if anyone would be as kind to give me a bit of help

ive got a date for my court case in jan 07 but im to send copys of my schedule statements and other documents

the thing is i no longer have the statements is this a problem if i dont send them?

many thanks for anyones help

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  • 1 month later...

just want to let you all no i have had a letter from barclays giving me full payment.

the letter said that my case wouldnt stand up in court and as it was only for £620 thay would pay

ive sent the bit back to sign saying i except i also put in a letter saying i will give them till 18/01/07 to pay or i will see them in court on the 23/01/07

so stick with it everyone if i can do it and win im sure you all can

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Well done and Congratulations.

 

Will arrange for your thread title to be edited to ***WON***

Please don't forget to fill in the survey and it would be nice if you made a donation so that this site can continue to support others to get the same result as you and I have had.

 

Merry Xmas

To follow my case progress, click here to see where I'm at right now.

 

Welshman

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