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    • I disagree with the charge and also the statements sent. Firstly I have not received any correspondence from DVLA especially a statutory notice dated 2/5/2024 or a notice 16/5/2024 voiding my licence if I had I would have responded within this timeframe. The only letter received was the single justice procedure notice dated the 29.5.2024 this was received on 4.6.2024. I also disagree with the statement that tax was dishonoured through invalid indemnity claim. I disagree that the licence be voided I purchased the vehicle in Jan 2024 from RDA car sales Pontefract with agreement to collect the car on the 28.1.2024. The garage taxed the vehicle on the 25.1.24 for eleven payments on direct debit  using my debit card on my behalf. £62.18 was the initial payment on 8.2.24  and £31 per month thereafter the second payment was 1.3.24.This would run from Jan 24 to Dec 24 and a total of £372.75, therefore the car was clearly taxed before  I took the car away After checking one of my vehicle apps  I could see the vehicle was showing as untaxed it later transpired that DVLA had cancelled my tax , without reason and I did not receive any correspondence from DVLA to state why it was cancelled or when. The original payment of £62.18 had gone through and verified by my bank Lloyds so this payment was not declined. I then set up the direct debit again straight away at my local post office branch on 15.2.2024 the first payment was £31 on 1.3.2024 and subsequent payments up to Feb 2025 with a total of £372.75 which was the same total as the original DD that was set up in Jan, Therefore I claimed the £62.18 back from my bank as an indemnity claim as this payment was from the original cancelled tax from DVLA and had been cancelled . I have checked my bank account at Lloyds and every payment since Jan 24  up to date has been taken with none rejected as follows: 8.2.24 - £62.15 1.3.24 - £31.09 2.4.24 - £31.06 1.5.24 - £31.06 3.6.23-£31.06 I have paper copies of the original DD set up conformation plus a breakdown of payments per month , and a paper copy of the second DD setup with breakdown of payments plus a receipt from the post office.I can also provide bank statements showing each payment to DVLA I also ask that my licence be reinstated due to the above  
    • You know hes had it when they call out those willing to say anything even claiming tories have reduced taxes on live tv AS Salmonella says: The Conservative Party must embrace Nigel Farage to “unite the right”, Suella Braverman has urged, following a disastrous few days for Rishi Sunak. The former home secretary told The Times there was “not much difference” between the new Reform UK leader’s policies and those of the Tories, as senior Conservatives start debating the future of the party. hers.   AND Goves replacement gets caught booking in an airbnb to claim he lives locally .. as of yesterday you can rent it yourself in late July - as he'll either be gone or claiming taxpayer funded expenses for a house Alongside pictures of himself entering a house, Mr McGuinness said Surrey Heath residents “rightly expect their MP to be a part of their community”. - So whens farage getting around to renting (and subletting) a clacton beach hut?   Gove’s replacement caught out on constituency house claim as home found on Airbnb WWW.INDEPENDENT.CO.UK Social media users quickly pointed out house Ed McGuinness had posted photos in was available to rent     As Douglas Ross says he'll stand down in scotland - if he wins a Westminster seat - such devotion.
    • I've completed a draft copy to defend and will post up here for review.  Looking over the dates and payments this all stemmed from DVLA cancelling in Feb , whereby I set up a new DD in Feb hence the overlap, why they cancelled when I paid originally in Jan I have no idea. Anyway now stuck with pending court action and a suspended licence . I am also firing off a letter to DVLa recorded disputing the licence revoke
    • Thank you both for your expert knowledge and understanding. You're fighting the good fight by standing up for people like me and others with limited knowledge of this stuff. I thank you. I know all my DVLA details are good. I recently (last year) renewed my license, and my car's V5 is current with the correct details; the same is valid for my partner. I'll continue to ignore the love letters 😂 and won't let it bother either me or my partner.  I'll revisit this post if/when I get a letter of claim.  F**k ém.
    • Please check back later on today for a fuller response and some edits
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CFO - Email addresses?


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Hi All

 

Does anybody, by chance, have the email address for James Keeble who is the CEO of Capital Finance One?? (I've tried james . keeble at capitalfinanceone . com, less the spaces etc)

 

If not him, any other senior manager?

 

Thanks!

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this person was actually helpful last time i had dealings with these low life ****......

 

try Nicola (dot) Coleman at capital finance one (dot) co (dot) uk

 

remove spaces and insert dots lol ....

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Also you could try this moron - daniel . bishop @ capital finance one . co . uk

He is the ' office manager '

Anything James Keeble wants to shy away from, he normally passes to Daniel by the looks of it...

Happy to share my experience but for your own protection, please check and double check what myself and other Caggers inform

...

“Nothing in this world can take the place of persistence.”

 

:-)

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Hee hee, with you on that Sarahlloyd all the way :lol: if only we could, they talk enough ****e don't they,

...when you can get hold of them !!

 

I found their fax number works (0844 770 7944) and if you send them post - always send it recorded or with proof of posting

Happy to share my experience but for your own protection, please check and double check what myself and other Caggers inform

...

“Nothing in this world can take the place of persistence.”

 

:-)

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none of them will reply to any messages you send , seems like they are obstructing people from attempting to come to an arrangement , Givre trading standards a call ;-)

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Yes thank you jfk_8 - I did try ringing but got re-directed to Consumer Direct who said to bring a claim in the small claims court - not sure that's entirely right ?

 

I have also reported to the BCCA - British Cheque and Credit Association as CFO had claimed their members of this - well they listened at least :???:

Happy to share my experience but for your own protection, please check and double check what myself and other Caggers inform

...

“Nothing in this world can take the place of persistence.”

 

:-)

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  • 2 weeks later...

These people are a bunch of crooks!! I would be very hesitant to use them again. I received several threatening emails from a guy called imraj Jabal who claimed to have helped me with the large loan due to be repaid. Yeah right!!! He had somehow got hold of my card details and wiped me out leaving me withdrawn for over 70 quid. This guy is a joke :-x He kept warning me of some daniel silvers business and promised me that they would not attempt my card details for any payment. He wiped almost 700 without any authorisation. Be warned he comes across as a helping hand but id be very reluctant giving out any details in the future to any of these thieves!

 

Disappointing customer!:mad2:

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Was that the end of it for you though StephenDoh1?

 

I find it quite funny that they present a site that looks like you can actually set up a plan to pay in installments but truth is these guys just won't entertain plans and this is simply another way to obtain card details no doubt, I am now able to go the FOS as had final response !

 

AVOID

www.paycfo.com

Happy to share my experience but for your own protection, please check and double check what myself and other Caggers inform

...

“Nothing in this world can take the place of persistence.”

 

:-)

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Cheers jfk_8 but I've already done just that! :roll: don't worry I already have their bank a/c details myself

I guess there could be another £117 to pay where they did 'roll my loan twice' despite their issuing a contract which states the first payment was to be a payment in full

 

I was thinking about paying some more not that I can really afford to tbh (this would be now be towards the charges/fines) but not sure if I should now I've made it ' official ' whether that will weaken my position and perhaps should wait for a final decision - the account will also now have been transferred to D.S

Happy to share my experience but for your own protection, please check and double check what myself and other Caggers inform

...

“Nothing in this world can take the place of persistence.”

 

:-)

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asmilecostsnothing - It was very much so the end of it! Id never use them again! When I call in to speak to him im always told he is unavailable and that they would pass on a message for him to call me back. Ive had no calls for me to authorise any payments from my new bank details!:mad2::mad2:

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At least there is some consolation StephenDoh1 that you won't have to deal with them ever again :whoo:woo hoo!

 

I know there are really awful to deal with - at first I even got email replies promising help to but it never happened and was never going to - I would try not to call them anymore if you have to deal with them do it in writing only

Happy to share my experience but for your own protection, please check and double check what myself and other Caggers inform

...

“Nothing in this world can take the place of persistence.”

 

:-)

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