Jump to content


  • Tweets

  • Posts

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

ocharged v halifax ***SETTLED IN FULL***


ocharged
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 6174 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hi,everyone I`m calm today,still nothing their 7 days is up today I`m not going to contact them just wait,if still nothing by monday I will give them a calm stress free call.Thanks for all advice will let you know.

:p
Link to post
Share on other sites

  • Replies 237
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

Hi,just an update,I called the court this morning to find out if they had heard anything from Halifax as in a letter I recieved they said they had sent Acknowledgment of service back to court intending to defend,to my suprise the court have heard nothing from them and told me their time was up yesterday,so my husband called Halifax as told todo so by the court to ask when funds would be available in our account,he was placed on hold for 1 hour and 10 mins,so he hung up and called back to be told he would not be placed on hold again she would go and get a manager,only for her to put the phone down on him,he then had a fag chilled out a bit and called again only to be told that a manager would call him back before 1 oclock today to resolve this matter.

:p
Link to post
Share on other sites

Watching the clock for you with fingers crossed. If they don't respond, that means you can apply to the courts for judgement. Don't tell halifax you're doing that as they can still send a late defense in and extend the case.

 

Imagine the pleasure in sending a bailif around to your halifax branch. You wouldn't be the first!

Link to post
Share on other sites

Halifax just called back,and said they have 30 days to put in a defence not 14 days,they dispute my acknowledgment of their letter by phone and email,but have agreed and apolagised about delay to put the cash into our account within next 2 hours.

So all new claimers be aware of the mind games that Halifax are now playing they have up`d their game plan.Will let you know.

:p
Link to post
Share on other sites

CONGRATULATIONS OCHARGED

Have been following your thread as we were both on the same time scale filed at court and deemed served on same dates,only down side i haven't heard a thing,so my wait continues nervously.So go and enjoy spending your well deserved money.

Link to post
Share on other sites

  • 2 months later...

Congratulations!!!

 

I am now waiting for my court date - so it mean that I will have my money back soon too, doesn't it? ;-)

If I helped you click on my scales (on the bottom on right hand site). Thanks

 

July 2006 - DPA sent - never got reply

September 2006 - First letter sent, got offer for half of charges, Thanks but no thanks reply with LBA sent in October 2006

January 2007 - filed Small Claim on-line

after some mix-ups on 14 February 2007 Small Claim pack served to Halifax

they have 6 weeks (Claim from NI take longer) until 28 March 2007 to respond

 

See my thread:

http://www.consumeractiongroup.co.uk/forum/halifax-bank-bank-scotland/71700-kecimot-against-halifax-learn.html

 

Direct contact for Halifax

 

Matthew Ingham

Team Leader - Regulated Sales

Customer Relations - Halifax

HBOS Plc

CB/2/CR/26527

Direct Dial: 01422 326 527

[email protected]

Link to post
Share on other sites

  • 2 weeks later...
Hi,money recieved in bank.Thankyou to everyone who has helped and given advice along the way,bless you all.I`m off todo the survey and give a donation.

 

Can someone please move my tread Thanks.

 

Told ya - well done you!!!!!!!!!!:D

 

Boo x

;) Boobaby

Please hit the scales if you think I've helped!

Please note that advice given is purely my opinion and should be treated as such.

FAQ’s

http://www.consumeractiongroup.c o.uk/forum/faqs-please-read-these/

HSBC Claim - August 2006 £2,700 paid November 2006

Halifax Claim - August 2006 £4,100 paid December 2006

GE Capital - August 2006 - settled

Log Book Loans - August 2007 - sorted

Link to post
Share on other sites

Blimey!! ive just spent 30 mins reading all of "ocharged" s threads and im emotionally worn out!!! Good ending tho! Please reassure me that in 2 days (when my 14 days r up from my 1st letter of claim) that u'll all b there 4 me 2 cos i cant do it without u, honestly! This is scaring the wits outta me! ps.... im claiming £1700.00 w/out interest and that spreadsheet jargon has totally done my head in! :(

Thanking u all in advance and hoping u can all help me thru this!!

Loadsa luv

Traci

pps... i hope im on the right thread??? if not pls redirect me!! lol

Halifax... claimed £1629 feb 2007.

Abbey..... started claim feb 2007.

Link to post
Share on other sites

  • 2 weeks later...

I am trying to claim back a mere £70 and have had to take the Halifax to court. The court didnt any acknowledgement from the Halifax so requested a judgement on line - I recieved confirmation from the court that a judgement was entered against the Defendent on 21 February. Just wondering what happens next - anyone know ?

Link to post
Share on other sites

  • 3 weeks later...

Hey people so can i get this clear? All i have to do is write a letter to my bank asking for a list of the charge's they have taken off me along with £10 is that all i have to do i know i have alot of charges that have been taken off me so it would be grate to get it all back and as im young and don't really know what to write in a letter so anybody that would be m willing to help please get back to me ASAP

 

 

Thank you :)

Link to post
Share on other sites

Hi all,

 

I wonder if any one can help me a year ago I had an overdraft on my account for a £1000 which I hasten to say was mostly in bank charges. I have stopped using the bank account now and they have put another £1500 charges on the account. I have sent in the SAR letter paid the ten pounds and sent it via recorded delivery and have now been issued with a letter from the baliffs what should I do?

 

I sent it 10 days ago and it seems as if they have completely ignored the request and are going straight to legal action.

 

Any help on this would be most appreciated.

 

Cheers

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...