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    • Thanks @lolerzthat's an extremely helpful post. There is no mention of a permit scheme in the lease and likewise, no variation was made to bring this system in. I recall seeing something like a quiet enjoyment clause, but will need to re-read it and confirm. VERY interesting point on the 1987 Act. There hasn't been an AGM in years and I've tried to get one to start to no avail. However, I'll aim to find out more about how the PPC was brought in and revert. Can I test with you and others on the logic of not parking for a few months? I'm ready to fight OPS, so if they go nuclear on me then surely it doesn't matter? I assume that I will keep getting PCNs as long as I live here, so it doesn't make sense for me to change the way that I park?  Unless... You are suggesting that having 5 or so outstanding PCNs, will negatively affect any court case e.g. through bad optics? Or are we trying to force their hand to go to court with only 2 outstanding PCNs?
    • That is so very tempting.   They are doing my annual review as we speak and I'm waiting for their response once I have it I will consider my next steps.    The debt camel website mentioned above is amzing and helping to. Education me alot    
    • Sending you a big hug. I’m sorry your going through this. The letters they send sound aweful, and the waiting game for them to stop. But these guys seem so knowledgable and these letters should stop. Hang in there, and keep in touch. Don’t feel alone 
    • In my time I've never seen a payout/commission from a PPC to a landlord/MA. Normally the installation of all the cameras/payment of warden patrols etc is free but PPCs keep 100% of the ticket revenue. Not saying it doesn't happen mind. I've done some more digging on this: Remember, what your lease doesn't say is just as important as what it does say. If your lease doesn't mention a parking scheme/employment of a PPC/Paying PCNs etc you're under no legal obligation to play along to the PPC's or the MA's "Terms and conditions". I highly doubt your lease had a variation in place to bring in this permit system. Your lease will likely have a "quiet enjoyment" clause for your demised space and the common areas and having to fight a PPC/MA just to park would breach that. Your lease has supremacy of contract, but I do agree it's worth keeping cool and not parking there (and hence getting PCNs) for a couple months just so that the PPC doesn't get blinded by greed and go nuclear on you if you have 4 or 5 PCNs outstanding. At your next AGM, bring it up that the parking controls need to be removed and mention the legal reasons why. One reason is that under S37(5b) Landlord and Tenant Act 1987,  more than 75% of leaseholders and/or the landlord would have needed to agree, and less than 10% opposed, for the variation to take place. I highly doubt a ballot even happened before the PPC was bought in so OPS even being there is unlawful, breaching the terms of your lease. In this legal sense,  the communal vote of the "directors" of the freehold company would have counted for ONE vote of however many flats there are (leases/tenants) + 1 (landlord). It's going to be interesting to see where this goes.  
    • @Whyisitthisthank you very much for asking. I am still feeling anxious, especially when someone rings the doorbell, or when I receive a letter I feel a it paranoid. I stopped going to the shops unless I really have to. I shop online now. When I see security I feel paralised. 
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Natsmanc v Lloyds


natsmanc
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recieved a cheque today for my LLoyds credit card of 129.64

so its 55.55 short (the warrant fee)

I spoke to a lady at SC&M and she said the cheque for 55.00 would be with me by next weds

:D

I want to make a donatin for all the help i've had off this site biut all my money is being swallowed up my my overdraft & debts!

I will make decent donation when my big claim is settled.

LTSB -claiming back WON!!!

 

Mint credit card - WON!!!

 

Morgan Stanley credit card - WON!!!

 

LTSB credit card - MCOL issued WON!!

 

Barclaycard - MCOL issued for balance of partial refund 200.00

 

Gorvins Solicitors - WON!!!

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CONGRATULATIONS!

I have also had my account credited with a part settlement this evening. It's all there apart from £66 interest and counting so I will be contacting them tomorrow (if they're open) or on Monday to get the rest. Mine has also been swallowed up by overdraft but is very good to get rid of it.

 

Well done again and enjoy your celebrations tonight!

 

Lucid :)

Mindzai & Lucid vs Lloyds TSB

*Won unconditionally with contractual interest (29.85% compounded)

Lucid's Account - £749.62 * Joint Account - £2019.64 * Mindzai's Account - £595.65

*All settled in full - 6/2/07

*Hearings - 7/2/07

*Prelims sent - 9/8/06

_______

GOT A COURT DATE? A guide to the later stages

 

[sIGPIC][/sIGPIC]

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Thanks everyone

 

Can't wait for my big settlement:)

i am looking forward to my day in court if it gets that far!

LTSB -claiming back WON!!!

 

Mint credit card - WON!!!

 

Morgan Stanley credit card - WON!!!

 

LTSB credit card - MCOL issued WON!!

 

Barclaycard - MCOL issued for balance of partial refund 200.00

 

Gorvins Solicitors - WON!!!

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Well done Nat, congratulations.:D One down, one to go!

Please remember to DONATE! Help CAG keep up the fight!

 

 

Any advice or opinion is offered informally & without liability. Use your own judgment and if in doubt seek advice of a qualified and insured professional.

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  • 4 weeks later...

Hi

I thought I'd ring SC&M today and ask where there court bundle is, as neither me or Salford County Court have recieved one from them and the hearing is on 7th MArch 07.

 

The man I spoke to suggested that they were not going to rely on any evidence in Court, only their defence! He then went on to say that they usually settle before (which I already knew) and that he'd check with someone and ring me back.

 

I recieved a phone call 2 hours later from a Mr Thomas who suggested that I look online at my account as Lloyd had just settled!:)

 

I just checked and its all there and more !!!

I would urge anyone to ring them who is still waiting to hear anything as it worked for me!!:)

 

Thanks everyone, especially Gary H, donation is on it's way!!!

 

:)

LTSB -claiming back WON!!!

 

Mint credit card - WON!!!

 

Morgan Stanley credit card - WON!!!

 

LTSB credit card - MCOL issued WON!!

 

Barclaycard - MCOL issued for balance of partial refund 200.00

 

Gorvins Solicitors - WON!!!

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Congratulations!!:D :D

Don't forget to let the Court know they've settled, there is a letter in link below if you need it:

http://www.consumeractiongroup.co.uk/forum/post-487345.html

 

Barty:)

  • Haha 1

I WON!!!! :D :D :D

http://www.consumeractiongroup.co.uk/forum/lloydstsb-successes/1774-barty-lloyds-tsb.html

 

IF I HAVE BEEN HELPFUL PLEASE CLICK THE SCALES:)

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Thanks Barty, I will send the letter tomorrow

 

Round II now:)

I'm going to work out how much they've charged me since I started this claim!!

LTSB -claiming back WON!!!

 

Mint credit card - WON!!!

 

Morgan Stanley credit card - WON!!!

 

LTSB credit card - MCOL issued WON!!

 

Barclaycard - MCOL issued for balance of partial refund 200.00

 

Gorvins Solicitors - WON!!!

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CONGRATULATIONS!!!

 

Great stuff Nat, very well done!!!!!!!!!!!!!:D:);)

 

Since you were put to the expense of preparing your bundle and all that, you could also try to recover your costs. Just send this letter to the court if you like, along with a schedule of costs incurred by way of preparation time at £9.25per hour, paper, ink carteridges, etc.

http://www.consumeractiongroup.co.uk/forum/lloyds-bank/65921-application-costs.html

 

Also, you should find they pay round 2 out after the first letter - they did with mine anyway, and a few others.

Please remember to DONATE! Help CAG keep up the fight!

 

 

Any advice or opinion is offered informally & without liability. Use your own judgment and if in doubt seek advice of a qualified and insured professional.

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