Natsmanc v Lloyds

[natsmanc]

Thanks for that Gary I will have a look

[Tiger231589]

Hey Nat,

 

Is a good idea like Gary said to get everything ready for the next round, shall keep my fingers crossed that you hear something soon. Take care and let us know how it goes.

 

Zoe

[natsmanc]

Still havent recieved a court date, I dont mind as I am busy filing claims on MCOL against Mint and LTSB Credit Card. It's amazing how much the 8% apr bumps the costs up!!

I just need another 30.00 now to claim against Barclays

[natsmanc]

Recieved my court date today, 7th March 2007!!!

 

Was hoping for sooner to be honest.

[zbeukers]

Hi Im new and feeling a very worried,

Im taking Lloyds to court for £1600

Ive had a court date through for 22 Jan 07, Is there anything I need to do between now and then, Do I need to contact Llyods for any reason or do I just sit and wait. Im really worried about going to court, what do I do if I have to go into to court. Has anyone been to court yet Thanks xx

[Robertxc]

Hi Im new and feeling a very worried,

Im taking Lloyds to court for £1600

Ive had a court date through for 22 Jan 07, Is there anything I need to do between now and then, Do I need to contact Llyods for any reason or do I just sit and wait. Im really worried about going to court, what do I do if I have to go into to court. Has anyone been to court yet Thanks xx

Hello zbeukers, please read the FAQs carefully, and then start a thread of your own, so that you don't end up hijacjing someone elses.

[natsmanc]

Hi Zbeukers

You shouldnt need to contact Lloyds for anything now as you have your court date. Lloyds usually settle before the court date but that doesnt mean you should sit and wait. You should get prepared now by creating yourself a "court bundle" (evidence etc0, one can be found in the templates section. You will need to adjust it according to your own claim and add your statements etc. I dont mean to sound rude but you shouldnt threaten to take on a massive organisation like Lloyds light heartedly, if you have a court date you should expect that you will be going and prepare for it.

Like I said earlier though, nobody has been challenged in court by Lloyds to date.

That said, I think you should prepare your case and familiarise yourself with everything

 

Nat x

[zbeukers]

Thats great thank you Nat

 

Sorry for interrupting your thread x

[GaryH]

Recieved my court date today, 7th March 2007!!!

 

Was hoping for sooner to be honest.

 

 

Hi Nat,

 

What directions did you get, and what date do you have to submit your documents by?

[natsmanc]

Hi Gary

 

The order states that it has been allocated to the small claims track and should take no longer than 2 hours. It says that the "parties are encouraged to contact eachother with a view to trying to settle the case or narrow the issues."

 

The Directions are:

 

Each party must deliver to every other party and to the court office copies of all documents on which that party intends to rely at the hearing no later than fourteen days before the hearing.

 

The original documents must be brought to the hearing

 

The judge may refuse to consider a document or take it into account if a copy of it has not been sent to all parties as required by this order.

 

Because this order has been made by the court without considering representations from the parties, the parties have the right to apply to hacve the order set aside, varied or stayed. A party wishing to make an application must send or deliver the application to the court (together with the appropriate fee) to arrive within seven days of service of this order.

 

Is this standard stuff Gary?

[whoareya]

Good Luck

[natsmanc]

Thanks Whoareya

[GaryH]

Hi Nat,

 

Yeah its standard all right. Literally. Thats the small claims track 'standard directions', which are rubbish becouse they don't require exchange of documents untill 14 days before the hearing. Hopefully soon the courts will cotton on to the fact that the earlier they set the date for document exchange the sooner the claim will be got rid of!

 

Anyway, just get your bundle of ASAP and hopefully that could prompt them to settle sooner. Heres the http://www.consumeractiongroup.co.uk/forum/bank-templates-library/33060-basic-court-bundle.html and my statement of evidance http://www.consumeractiongroup.co.uk/forum/lloydstsb-successes/7744-garyh-lloyds-tsb-unconditionally-3.html#post339177

 

Also I notice that the judge requested that negotiations take place with a view to a settlement. It would be worth sending this letter by BF, amended to suit if need be - http://www.consumeractiongroup.co.uk/forum/lloyds-bank/3122-nationwide-first-lloyds-last-3.html#post214506. Copy the court as well, it shows your making the effort and they're not.

[natsmanc]

Hi Gary

 

Thanks for the advice and templates etc.

I am going to send that letter next week

 

Many Thanks

[natsmanc]

Hi again Gary

 

Should I send the Statement of Evidence with the Court Bundle?

 

Thanks

NAt

[Michael Browne]

Yes

[natsmanc]

Thanks Michael

[natsmanc]

Sorry to mither

 

Do I include copies of AQ's & court papers?

[Michael Browne]

Not necessary in the court or bank copies of your bundles

[natsmanc]

I never recieved a copy of Lloyds defence (for the credit card claim 129.00) within the 14 day deadline so have issued a Judgement against them. The Judgement has been accepted and I have recieved copies in the post

[natsmanc]

Paid my 55.00 Warrant Fee today for my LLoyds TSB Credit Card.

I find it strange how they nevber filed a defence, or payed up when the amount was only 96.00 + 8%.

Including all the fees it is now around 185.00!!

I'll just have to sit back and wait to see what happens next!

 

Has anyone else ever sent a warrant to the bank?

[natsmanc]

Can anybody help please?

I am just finishing off my court bundle now and typing up my index sheet and listing my pages. I am not sure where the SOGA section ends and where the OFT statement starts.

 

Hope this makes sense

 

Thanks in advance

[GaryH]

Hi Nat,

 

SOGA is the last document contained actually within the bundle - The OFT report is linked from an ealier page.

[natsmanc]

cheers Gary

[natsmanc]

Going to drop off court bundle today for bank account (if the weather improves).

I spoke to the bailiffs today about the Warrant for LTSB credit card claim, apparently I should hear something next week

 

Fingers crossed