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    • next time dont upload 19 single page pdfs use the sites listed on upload to merge them into one multipage pdf.. we aint got all day to download load single page files 2024-01-15 DBCLegal SAR.pdf
    • If you have not kept the original PCN you can always send an SAR to Excel and they have to send you all the info they have on you within a month. failure to do so can lead to you being able to sue them for their failure.......................................nice irony.
    • Thank you and well done  for posting up all those notices it must have have taken you ages.. The entrance sign is very helpful since the headline states                    FREE PARKING FOR CUSTOMERS ONLY in capitals with not time limit mentioned. Underneath and not in capitals they then give the actual times of parking which would not be possible to read when driving into the car park unless you actually stopped and read them. Very unlikely especially arriving at 5.30 pm with possibly other cars behind. On top of that the Notice goes on to say that the terms and conditions are inside the car park so the entrance sign cannot offer a contract it is merely an offer to treat. Inside the car park the signs are mostly too high up and the font size too small to be able to read much of their signs. DCBL have not shown a single sign that can be read on their SAR. Although as they show photographs which were taken the year after your alleged breach we do not know what the signs were when you were there. For instance the new signs showed the charge was then £100 whereas your PCN was for £85. Who knows, when you were there perhaps the time was for 3 hours. They were asked to produce  planning permission which would have been necessary for the ANPR cameras alone and didn't do so. Nor did they provide a copy of the contract-DCBL  "deeming them disproportionate or not relevant to the substantive issues in the dispute" How arrogant and untruthful is that? The contract and planning permission could be vital to having the claim thrown out. I can find no trace of planning permission for the signs nor the cameras on Tonbridge Council planning portal. and the contract of course is highly relevant since some contracts advise the parking rouges that they cannot take motorists to Court. I understand that Europarks are now running that car park which means that nexus didn't  last long before being thrown out.....................................
    • Hi,   I am not sure if I posted this already here but I don't think I did. I attach a judgement that raises very interesting points IMO. Essentially EVRi did their usual non attendance that we normally see, however the judge (for the first time I've seen in these threads) dismissed the notice and awarded me judgement by default because their notice misses the "confirmation of compliance" paragraph. in and out in 3 minutes (aside from the chat at the end with the judge about his problems with evri) Redacted - evri CPR loss.pdf
    • Just to update this. I did apply to strikeout and they did not attend the hearing. I won by defualt and the hearing lasted 5 minutes (court only allocated 15). The judge simply explained that the only matter he was really considering is if the Defendant could have any oral evidence to defend the claim. However he said he had decided that based on their defence, and their misunderstanding of law, and their non attendence he did not think they had any reasonsable chance so he awarded me SJ + Costs on the claim form + the strikeout fee. Luckily when I sent the defendant the order I woke up the next day to a wire trasnfer for the full sum of the judgement
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Invalid default notice?


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Hi,

 

I've received a default notice from a well known payday loan company. I intend to pay what is owed within the next month (there is no dispute about the amount owed), and they were aware of this.

 

The notice is dated 10th of the month, and it states that I have 14 days from the date of the letter. But that does not allow for postage, so doesn't give the 14 days required. I think I actually received it on the 15st (sent business post, envelope kept).

 

I will be paying what is outstanding within the next month. I want to ensure that a default isn't recored with CRA's. Is it best to inform them that the default notice they sent is invalid so they can rectify there mistake and to ensure it isn't registered with CRA's and then I have to fight to get it removed?

 

If I do nothing and its registered with CRA's, is it straightforward to get them to remove it, based on the fact the default notice they sent was invalid?

 

Any advice on how best to proceed would be much appreciated.

 

Thanks.

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As you say, if you inform them of their mistake, they will only send you a rectified DN, if you are going to be paying them the full amount next month, assuming this has not been going on for months, then the default, if they have put one on your CRF, will be marked as satisfied/settled.

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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An invalid DN is a technicality which can be rectified.

 

They will already have an entry on your CRF as you have credit with them, so they will have had to update the file to reflect the current state of the account, once you pay this off then this will also be reflected on your CRF as settled/satisfied. When you say next month, you do mean April?

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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Hi,

 

They do not currently have an entry on my credit file, and yes I mean April.

 

I want to avoid the default on my credit file, as in 4 months, all the other adverse info from the past will be gone. I'm not that fussed if its reported to CRA's, as long as i know that I can get it removed due to the invalid default notice. I was wanted somebody to claify that I would be able to have it removed from CRA's if it was entered based on invalid default notice?

 

Thanks

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Countryboy, the DN can be rectified so no, once they register it with the CRA if you query it the CRA will contact them and they will confirm it was valid and it will stay. I wouldn't overly panic about a default as the following month it will be showing as settled. it shouldn't therefore affect you terribly much.

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Yes it is still the case, BUT, you have a letter which is incorrect, and all they have to do is to rectify those dates for it to be enforceable. However, I think that you may be thinking too far ahead here, as if you pay this off then there can be no default on your CRF, once you have paid what you owe any entry on your CRF will reflect this, if after you have paid what you owe and your CRF shows a default, then you will be able to have this corrected.

But cross that bridge if you come to it.

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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