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    • Hi With the Section 21 Notice I do hope the Landlord issued you with: Energy Performance Certificate (EPC) for the Property How to Rent Guide A current Gas Safety Certificate (if gas in the Property) If above have not been provided to the Tenant by the Landlord then they can't use a Section 21 Notice until the above have been provided (note you don't warn the Landlord of this until but put it in your defence) Have a good read of this link: Evicting tenants in England: Section 21 and Section 8 notices - GOV.UK WWW.GOV.UK Information for landlords in England on tenant eviction: assured shorthold tenancies, including eviction notices, Section 21, Section 8, accelerated possession, possession orders, bailiffs  
    • good idea take some pix and put them in a PDF read UPLOAD dx
    • thread title updated moved to overseas debt forum. sadly as they are outside any UK jurisdiction upon DCA rules which state in the UK they must not call employers, there not alot you can do to stop these scammers. make sure you totally make private ALL social media twitter/facebook/linked in etc etc as there no-way for them to findout where you work otherwise so you must have a leak somewhere. find it. your employer details arent even legally available to UK DCA's so how have they found it out to date???  simply write to the BANK informing them of your correct and current address ALWAYS!!. if you want to arrange payment or not TO THE BANK ONLY thats upto you. never ever ignore a Statutory Demand a Letter Of Claim a Court Claimform. if if if any of those ever happen. till then ignore and rewash. dx    
    • Date of issue –   13 may 2024 AOS date 31st may defence filing date 14th june plenty of lowell card claimform threads here use our enhanced google searchbox Lowell card claimform id be reading at least 5-10 threads a day. do NOT MISS your defence filing whatever happens.  
    • Hello All,  I’m hoping someone can help me urgently here. Firstly, I’d like to say I have read multiple other threads and have some what an idea of what I should be doing, however my case might be slightly different so coming with my own questions here.    my situation is I lived in Dubai and had a credit card and a loan, loan with HSBC and credit card with Emirates (or the other way round), I lost my job and was forced to leave the country as I was staying in the country on my companies visa.    since coming back, after a few years 2 different debt collections agencies have been approaching me (one being IDRW and the other J&P). I’ve never answered IDRWW and they constantly chase me by calling and messaging me and my employer. My current company is ok with this as I explained the situation but I’m soon to be joining a new company who definitely won’t be ok with being messaged and called. I’m afraid to continue to ignore them as they may message and calm the new employer as they have before and I’ll lose my job. However, it seems clear from these forums that dealing with the debt collection agencies is never a good idea. You shouldn’t agree to the amount or pay anything.    j&p caught me on my phone but I still haven't sent them any money or confirmed the amount they’re saying is owed, they keep pushing to pay off the “principal” amount by making monthly payments, from reading these forums it seems like if I make one of those payments (they have provided bank details for ENBD), then it’ll just be paying off interest and not actually clearing the principle debt and the bank won’t even approve receipt of payment or that it’s coming off principle.    this is my predicament as ignoring them might not be an option if they chase my new employer. Maybe there’s a way to ensure the debt collection agency don’t contact my new employer?? I don’t know? Massively appreciate peoples help here. Thanks, 
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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
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Guarantor and Tenancy Agreements - Quick Question!


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Hello there

 

I've just seen a flat I want to move into and have handed over the required funds to remove the property from the market and also pay the referencing fees.

 

I've not completed the forms yet, but discovered today that I have a CCJ issued over a year ago that I was completely unaware of as it was issued to an old property some 7 months after I had moved out. Also, the CCJ was issued by my current motor insurer who I was with at the time of the CCJ!!

 

Anyway, in the meantime, I'll be looking to have that set aside as my insurers knew where I was, but I imagine it's going to take some time.

 

I've been upfront with the letting agents and advised that I have discovered the CCJ and they say it will prevent me from taking tenancy with them, and that they don't accept guarantors.

 

I was just wondering whether there was any legal obligation for them to accept a guarantor, whilst I attempt to get this sorted out? If not, I'm soon to be homeless!! :/

 

Thanks in advance

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The only thing the agent will be interested in is getting the rent paid, but it may be a condition with the owner that only tenants with squeaky clean records are allowed.

 

Have you rented before, can you offer a reference from a previous landlord?

 

Can you offer rent in advance?

 

Do you owe the money that the CCJ has been issued for? If you do and it has to be paid, you can obtain a satisfaction notice from the court. Would the agent accept that?

 

Just a few ideas for you to chew over :-)

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The only thing the agent will be interested in is getting the rent paid, but it may be a condition with the owner that only tenants with squeaky clean records are allowed.

 

Have you rented before, can you offer a reference from a previous landlord?

 

Can you offer rent in advance?

 

Do you owe the money that the CCJ has been issued for? If you do and it has to be paid, you can obtain a satisfaction notice from the court. Would the agent accept that?

 

Just a few ideas for you to chew over :-)

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The simple answer is, no there is no legal obligation for an agent to let to you, or to accept any particular terms.

7 years in retail customer service

 

Expertise in letting and rental law for 6 years

 

By trade - I'm an IT engineer working in the housing sector.

 

Please note that any posts made by myself are for information only and should not and must not be taken as correct or factual. If in doubt, consult with a solicitor or other person of equal legal standing.

 

Please click the star if I have helped!!

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