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Viking DCA demanding Full Amount in 7 Days HELP


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Hello

Any help please!

Santander issued a Default, sent me a reconsituted agreement (no signature) on my request for the orginal. I then sent off a Letter advising Account In Dispute to which they have now passed my account to Viking DCA, who I now know are their in-house DCA. What's my next step? Please help!

Anyone?????

MollyED

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You sent them a CCA request to which they have replied with a recon version? How old is this account, and what is it?

 

As it stands they have complied with your request.

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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read sequenci's blog in my sig

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Sounds like they are within their rights. A reconstituted agreement is allowed but it needs to be posted on here to get a definate answer on that. Putting it in dispute won't make much difference if there are no valid grounds.

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if the debt is yours and it sounds like it is, check that the debt is enforceable. If it is, contact them and offer a payment £1/week/month, what ever you can afford. Ignoring it won't make it go away. If it isn't enforceable, then there are ways to fight it.

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