Jump to content


  • Tweets

  • Posts

    • Sorry for my late update. My friends. The attchment is the charge sheet. Are you refering to this?   I find that I could also say something to the court.(See the screenshot) Can I ask for some suggestions? Charge Sheet.pdf Screenshot 2024-05-22 144200.pdf
    • do a chargeback to your bank if temu want it back then they'll write and ask for it. 9/10 they dont bother. dx
    • No reminders are required by law. As a result of that, whether the police say they sent one or not, whether they actually did so or not and whether you received it or not has no bearing on the matter whatsoever.  I have explained what to do in the third paragraph of my post #22. You don't need to do any more than that. The most likely outcome is that your offer (to plead guilty to speeding if the FtP charge is dropped) will be accepted by the prosecutor. What happens next is for the court to decide. This "deal" is done every day in courts up and down the land and all court users (prosecutors, Magistrates and their legal advisors) are familiar with it.  Although I said you could not ask to be sentenced at the fixed penalty level, that was incorrect. There is nothing to stop you asking (and if you do, you should mention it under "Mitigation" when you fill in your return). You can mention the circumstances you were in when you returned the request for driver's details and suggest that is why the error with the stamp may have occurred.  My feeling, however, is that your request will be denied. If it is, you will face sentencing under the normal guidelines. These suggest a fine of half a week's net income (reduced by a third for your guilty plea.- so one third of a week's income). You will also be ordered to pay a "Victim Surcharge" of 40% of the fine and prosecution costs of around £90. You will also have three points imposed on your driving record. You may be lucky and encounter a kindly Magistrate who settles on the fixed penalty equivalent or you may see something in between (with perhaps the prosecution costs left off). But the worst case is as in the previous paragraph. There's no need to fret too much over this. The important thing is to make sure you plead not guilty to both charges and make it absolutely clear that you will plead guilty to speeding only if the other charge is dropped. You may be asked to attend court or it may be handled under the SJ procedure. I don't know how they work this matter in South Wales.
    • The problem that I'm having is with Temu. I ordered a cat tree (£152.98) that I want to send back as it's too small for them/not as advertised/flimsy. I would never have paid that amount if I'd known what poor quality/ how small it was. I have contacted Temu about this numerous times, they did get back to me once but they didn't actually help me with their response. I tried to get in touch again but the emails only ran one way so I couldn't get back to them and tell them that they haven't answered me correctly on how to get the cat tree sent back to them. I have attached the emails correspondence into this post. Thank you in advance for the help and support.    Temu email.pdf
    • Stu007. Many thanks for your reply. They have supplied all the necessary documents so it looks like everything is above board.  Many thanks for the link, once again everything seems above board.  I have received a second claim form today as it says the one they sent me did not refer to my tenancy. Ill look at the details later   I have filled out the defence form, took pics, i will redact it later and post the pdf.  
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Hfo services/capital


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 4619 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Afternoon all,

i am here as a matter or desperation and am looking for some good advice.

4 months ago i started to recieve some very strange calls from this company/outfit, claiming that i owed them money as they had bought the debt from barclaycard.

Without any confirmation i hung up and looked them up online (wish i had found you guys sooner).

Everything i found made me believe that they were trying to [problem] me so i did nothing.

Everytime they called i would just hang up (sometimes upto 8 times an evening) and hope that they would get the message.

Then they stepped it up a gear, calling my wife during the day, telling her that i was an f£££ing coward, how baliffs would come to my house and take everything etc. They have called 3 of my neighbours telling them that i owe money and that i should call hfo as a matter of urgency (i cant believe that this is legal???!)

2 weeks ago i received a letter (first ever ) from turnbull rutherford sols telling me that hfo had instructed them to start legal proceedings.

This morning i received a claim form from northampton county court bulk centre - now a bit worried

i did take out a barclaycard back as a student (200 limit, last payment according to barclaycard 7th dec 2004) i do not still have the card and have not heard anything from barclaycard about an outstanding balence or that this apparent debt was to be or had been sold to hfo, i have had no other contact with hfo prior to the recent ever.

I am being asked to pay now nearly 1300£ by way of interest and costs.

I have phone barclay card and they will tell me nothing

my neighbours are happy if needed to make statements. And i have 3 tapes of a man from hfo basically abusing my wife.

There seems to be so much wrong with all of this and i just want to know if anyone can tell me what i should do?

Many many thanks in advance

Link to post
Share on other sites

  • Replies 73
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

Hi and welcome, first you need to complain to the OFT regarding their behaviour, I will post a contact shortly.

US President Barack Obama referred to Ugland House as the biggest building in the world or the biggest tax SCA* in the world.

Link to post
Share on other sites

Hi bil

 

Welcome to CAG

The guys will advise as soon as they are available.

 

If your last payment was Dec 2004, then the debt is Statuted Barred providing you have no CCJ for the debt.

The matter should be reported to the OFT and Trading Standards. You will have to defend the claim, but your defence

will be that it's SB.

 

http://www.hmrc.gov.uk/manuals/ihtmanual/ihtm28384.htm

 

Double check the last payment date.

 

In your complaint to the OFT, transcribe the tapes.

Link to post
Share on other sites

OFT contact is James Waldron, and the address is OFT, Fleet Bank House, 2-6 Salisbury Square, London, EC4 8JX.

US President Barack Obama referred to Ugland House as the biggest building in the world or the biggest tax SCA* in the world.

Link to post
Share on other sites

This is seriously bad. Could someone alert the Barclaycard rep to this, by PM?

 

Here’s his profile:

 

http://www.consumeractiongroup.co.uk/forum/member.php?324873-Barclaycard

 

I’d do it myself, but apparently I’m a menace so I’m not allowed.

 

On it now D.

US President Barack Obama referred to Ugland House as the biggest building in the world or the biggest tax SCA* in the world.

Link to post
Share on other sites

Particulars of claim

the claim is for monies owed to the claimant by the defendantpursuant to an interest bearing credit agreement regulated by cca 1974 claiment was assigned debt and rights by barclaycard. The defendant has been provided notice of assignment previously, then a bit about 17% interest and more saying that i will receive more infoin accordance with cpr practice

Link to post
Share on other sites

Afternoon all,

i am here as a matter or desperation and am looking for some good advice.

4 months ago i started to recieve some very strange calls from this company/outfit, claiming that i owed them money as they had bought the debt from barclaycard.

Without any confirmation i hung up and looked them up online (wish i had found you guys sooner).

Everything i found made me believe that they were trying to [problem] me so i did nothing.

Everytime they called i would just hang up (sometimes upto 8 times an evening) and hope that they would get the message.

Then they stepped it up a gear, calling my wife during the day, telling her that i was an f£££ing coward, how baliffs would come to my house and take everything etc. They have called 3 of my neighbours telling them that i owe money and that i should call hfo as a matter of urgency (i cant believe that this is legal???!)

2 weeks ago i received a letter (first ever ) from turnbull rutherford sols telling me that hfo had instructed them to start legal proceedings.

This morning i received a claim form from northampton county court bulk centre - now a bit worried

i did take out a barclaycard back as a student (200 limit, last payment according to barclaycard 7th dec 2004) i do not still have the card and have not heard anything from barclaycard about an outstanding balence or that this apparent debt was to be or had been sold to hfo, i have had no other contact with hfo prior to the recent ever.

I am being asked to pay now nearly 1300£ by way of interest and costs.

I have phone barclay card and they will tell me nothing

my neighbours are happy if needed to make statements. And i have 3 tapes of a man from hfo basically abusing my wife.

There seems to be so much wrong with all of this and i just want to know if anyone can tell me what i should do?

Many many thanks in advance

 

Can I suggest you send a copy of your story to Tony Hetherington at the Mail on Sunday? Your case has similarities with this:

 

http://www.dailymail.co.uk/money/article-1179871/TONY-HETHERINGTON-Hurl-brick-window-advises-solicitor.html

Link to post
Share on other sites

Afternoon all,

i am here as a matter or desperation and am looking for some good advice.

4 months ago i started to recieve some very strange calls from this company/outfit, claiming that i owed them money as they had bought the debt from barclaycard.

Without any confirmation i hung up and looked them up online (wish i had found you guys sooner).

Everything i found made me believe that they were trying to [problem] me so i did nothing.

Everytime they called i would just hang up (sometimes upto 8 times an evening) and hope that they would get the message.

Then they stepped it up a gear, calling my wife during the day, telling her that i was an f£££ing coward, how baliffs would come to my house and take everything etc. They have called 3 of my neighbours telling them that i owe money and that i should call hfo as a matter of urgency (i cant believe that this is legal???!)

2 weeks ago i received a letter (first ever ) from turnbull rutherford sols telling me that hfo had instructed them to start legal proceedings.

This morning i received a claim form from northampton county court bulk centre - now a bit worried

i did take out a barclaycard back as a student (200 limit, last payment according to barclaycard 7th dec 2004) i do not still have the card and have not heard anything from barclaycard about an outstanding balence or that this apparent debt was to be or had been sold to hfo, i have had no other contact with hfo prior to the recent ever.

I am being asked to pay now nearly 1300£ by way of interest and costs.

I have phone barclay card and they will tell me nothing

my neighbours are happy if needed to make statements. And i have 3 tapes of a man from hfo basically abusing my wife.

There seems to be so much wrong with all of this and i just want to know if anyone can tell me what i should do?

Many many thanks in advance

 

Based on your information the debt is statute barred.

 

We can defend the claim on this basis and you'll be able to claim some legal costs for your work based on a rate of £9.25 per hour.

 

The OFT issues and the like can wait for now. At this moment in time your only priority is to defend the claim.

 

I assume you have been given a password and log in details for moneyclaim.gov? If so we can get started on this. I too had an account with Barclaycard which was a student credit card debt; HFO took me to court and I won. Twice in fact. I've even taken them to court and won money from them. So you are in god hands especially with brokenarrow and DonkeyB assisting who have their own tales to tell.

Link to post
Share on other sites

Hopefully the Barclaycard rep can come on board and help with this, as Barclaycard have been unhelpful to you.

 

This is the second claim we’ve seen this week with ‘further particulars to follow’ – is this a ruse to get you to wait for more documents or details, so they get default judgment?

 

Can you post the PoC word for word, omitting the amounts , account numbers and your personal details? The detail is important.

Link to post
Share on other sites

I rang the sols and said about s/b and they said that although i had never acknowledged the debt they had information from my mortgage and credit history proving i live at my present address. I would like to reiterate that i have never spoken to hfo, my wife once when contacted asked tht any correspondance be sent by post and not to call us again, but this just made it worse

Link to post
Share on other sites

Hi bil

 

Here are the details of the Barclaycard Rep. http://www.consumeractiongroup.co.uk/forum/member.php?324873-Barclaycard

 

Make sure you don't speak to them over the phone. Counter sue them for Harrassment.

 

Hi bil I have sent an email to the Barclaycard rep, you should also contact them as well.

what number did you phone Barclaycard on, I have a few others.

US President Barack Obama referred to Ugland House as the biggest building in the world or the biggest tax SCA* in the world.

Link to post
Share on other sites

Hi bil I have sent an email to the Barclaycard rep, you should also contact them as well.

what number did you phone Barclaycard on, I have a few others.

 

Don't speak to Barclaycard over the phone, you will just go around in circles.

Link to post
Share on other sites

Tell her not to worry, one thing for sure the guys here will help.

I'll leave it to the guys, too many cooks.8-)

 

Please can i very quickly say that the responce to this is heart warming, thank you so much!!! My wife is sitting here in tears!
Link to post
Share on other sites

I spent 4 hours on the phone to them last night, phoned about 10 different numbers, they kept hanging up on me before finally telling me to call back today, when i got throug they said thatt hey had sold the debt in august 2005, i asked why i was not informed and i was then told that for any further info i would have to contact hfo - which i will never do!

Link to post
Share on other sites

I spent 4 hours on the phone to them last night, phoned about 10 different numbers, they kept hanging up on me before finally telling me to call back today, when i got throug they said thatt hey had sold the debt in august 2005, i asked why i was not informed and i was then told that for any further info i would have to contact hfo - which i will never do!

This is the number for the directors office ask for Paul Hart SENIOR CUSTOMER RELATIONSHIP MANAGER

DIRECTORS OFFICE TEL: 0844 0903111

US President Barack Obama referred to Ugland House as the biggest building in the world or the biggest tax SCA* in the world.

Link to post
Share on other sites

Please can i very quickly say that the responce to this is heart warming, thank you so much!!! My wife is sitting here in tears!

 

No problem. We'll nail 'em with this one and hopefully get you some summer spending money out of it too ;-)

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...