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    • No! What has happened is that your pix were up-to-date: 5 hours' maximum stay and £100 PCN. The lazy solicitors have sent ancient pictures: 4 hours' maximum stay and £60 PCN. Don't let on!  Let them be hoisted by their own lazy petard in the court hearing (if they don't bottle before).
    • Thanks for all the suggestions so far I will amend original WS and send again for review.  While looking at my post at very beginning when I submitted photos of signs around the car park I noticed that it says 5 hours maximum stay while the signage sent by solicitor shows 4 hours maximum stay but mine is related to electric bay abuse not sure if this can be of any use in WS.
    • Not sure what to make of that or what it means for me, I was just about to head to my kip and it's a bit too late for legalise. When is the "expenditure occured"?  When they start spending money to write to me?  Or is this a bad thing (as "harsh" would imply)? When all is said and done, I do not have two beans to rub together, we rent our home and EVERYTHING of value has been purchased by and is in my wife's name and we are not financially linked in any way.  So at least if I can't escape my fate I can at least know that they will get sweet FA from me anyway   edit:  ah.. Sophia Harrison: Time bar decision tough on claimants WWW.SCOTTISHLEGAL.COM Time bar is a very complex area of law in Scotland relating to the period in which a claim for breach of duty can be pursued. The Scottish government...   This explains it like I am 5.  So, a good thing then because creditors clearly know they have suffered a loss the minute I stop paying them, this is why it is "harsh" (for them, not me)? Am I understanding this correctly?  
    • urm......exactly what you filed .....read it carefully... it puts them to strict proof to prove the debt is enforceable, so thus 'holds' their claim till they coughup or not and discontinue. you need to get readingthose threads i posted so you understand. then you'll know whats maybe next how to react or not and whats after that. 5-10 threads a day INHO. dont ever do anything without checking here 1st.
    • I've done a new version including LFI's suggestions.  I've also change the order to put your strongest arguments first.  Where possible the changes are in red.  The numbering is obviously knackered.  See what you think. Background  1.1  The Defendant received the Parking Charge Notice (PCN) on the 06th of November 2020 following the vehicle being parked at Arla Old Dairy, South Ruislip on the 05th of December 2019.  Unfair PCN  4.1  On XXXXX the Defendant sent the Claimant's solicitors a CPR request.  As shown in Exhibit 1 (pages 7-13) the solicitors helpfully sent photos of 46 signs in their evidence all clearly showing a £60.00 parking charge notice (which will  be reduced if paid promptly).  There can be no room for doubt here - there are 46 signs produced in the Claimant's own evidence. 4.2  Yet the PCN affixed to the vehicle was for a £100.00 parking charge notice (reduced if paid promptly).  The reminder letters from the Claimant again all demanded £100. 4.3        The Claimant relies on signage to create a contract.  It is unlawful for the Claimant to write that the charge is £60 on their signs and then send demands for £100.   4.4        The unlawful £100 charge is also the basis for the Claimant's Particulars of Claim. No Locus Standi 2.1  I do not believe a contract exists with the landowner that gives MET Parking Services a right to bring claims in their own name. Definition of “Relevant contract” from the Protection of Freedoms Act 2012, Schedule 4,  2 [1] means a contract Including a contract arising only when the vehicle was parked on the relevant land between the driver and a person who is-  (a) the owner or occupier of the land; or  (b) Authorised, under or by virtue of arrangements made by the owner or occupier of the land, to enter into a contract with the driver requiring the payment of parking charges in respect of the parking of the vehicle on the land. According to https://www.legislation.gov.uk/ukpga/2006/46/section/44  For a contract to be valid, it requires a director from each company to sign and then two independent witnesses must confirm those signatures.  2.2  The Defendant requested to see such a contract in the CPR request.  The contract produced was largely illegible and heavily redacted, and the fact that it contained no witness signatures present means the contract has not been validly executed. Therefore, there can be no contract established between MET Parking Services and the motorist. Even if “No Parking in Electric Bay” could form a contract (which it cannot), it is immaterial. There is no valid contract. Illegal Conduct – No Contract Formed  3.1 At the time of writing, the Claimant has failed to provide proof of planning permission granted for signage etc under the Town and Country Planning Act 1990. Lack of planning permission is a criminal offence under this Act and no contract can be formed where criminality is involved.  3.4        I also do not believe the claimant possesses this document.  No Keeper Liability  5.1        The defendant was not the driver at the time and date mentioned in the PCN and the claimant has not established keeper liability under schedule 4 of the PoFA 2012. In this matter, the defendant puts it to the claimant to produce strict proof as to who was driving at the time.  5.2 The claimant in their Notice To Keeper also failed to comply with PoFA 2012 Schedule 4 section 9[2][f] while mentioning “the right to recover from the keeper so much of that parking charge as remains unpaid” where they did not include statement “(if all the applicable conditions under this Schedule are met)”.    5.3        The claimant did not mention the parking period instead only mentioned time 20:25 which is not sufficient to qualify as a parking period.   Protection of Freedoms Act 2012  The notice must -  (a) specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates; 22. In the persuasive judgement K4GF167G - Premier Park Ltd v Mr Mathur - Horsham County Court – 5 January 2024 it was on this very point that the judge dismissed this claim. 5.4  A the PCN does not comply with the Act the Defendant as keeper is not liable. Interest 6.2  It is unreasonable for the Claimant to delay litigation for four years in order to add excessive interest. Double Recovery  7.1  The claim is littered with made-up charges. 7.2  As noted above, the Claimant's signs state a £60 charge yet their PCN is for £100. 7.3  As well as the £100 parking charge, the Claimant seeks recovery of an additional £70.  This is simply a poor attempt to circumvent the legal costs cap at small claims. 29. Since 2019, many County Courts have considered claims in excess of £100 to be an abuse of process leading to them being struck out ab initio. An example, in the Caernarfon Court in VCS v Davies, case No. FTQZ4W28 on 4th September 2019, District Judge Jones-Evans stated “Upon it being recorded that District Judge Jones- Evans has over a very significant period of time warned advocates (...) in many cases of this nature before this court that their claim for £60 is unenforceable in law and is an abuse of process and is nothing more than a poor attempt to go behind the decision of the Supreme Court v Beavis which inter alia decided that a figure of £160 as a global sum claimed in this case would be a penalty and not a genuine pre-estimate of loss and therefore unenforceable in law and if the practise continued, he would treat all cases as a claim for £160 and therefore a penalty and unenforceable in law it is hereby declared (…) the claim is struck out and declared to be wholly without merit and an abuse of process.” 30. In Claim Nos. F0DP806M and F0DP201T, District Judge Taylor echoed earlier General Judgment or Orders of District Judge Grand, stating ''It is ordered that the claim is struck out as an abuse of process. The claim contains a substantial charge additional to the parking charge which it is alleged the Defendant contracted to pay. This additional charge is not recoverable under the Protection of Freedoms Act 2012, Schedule 4 nor with reference to the judgment in Parking Eye v Beavis. It is an abuse of process from the Claimant to issue a knowingly inflated claim for an additional sum which it is not entitled to recover. This order has been made by the court of its own initiative without a hearing pursuant to CPR Rule 3.3(4)) of the Civil Procedure Rules 1998...'' 31. In the persuasive case of G4QZ465V - Excel Parking Services Ltd v Wilkinson – Bradford County Court -2 July 2020 (Exhibit 2) the judge had decided that Excel had won. However, due to Excel adding on the £60 the Judge dismissed the case. 7.7        The addition of costs not previously specified on signage are also in breach of the Consumer Rights Act 2015, Schedule 2, specifically paras 6, 10 and 14.  7.8        It is the Defendant’s position that the Claimant in this case has knowingly submitted inflated costs and thus the entire claim should be similarly struck out in accordance with Civil Procedure Rule 3.3(4).  In Conclusion  8.1        I invite the court to dismiss the claim. Statement of Truth I believe that the facts stated in this witness statement are true. I understand that proceedings for contempt of court may be brought against anyone who makes, or causes to be made, a false statement in a document verified by a statement of truth without an honest belief in its truth. 
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andrew hart/hartinvestments/paydayoverdraft.com/Wage Payments and Payday Loans Ltd - claimform - PDL i know nothing about - scam? **Claim Discontinued**


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I don't think ads wants to do this, as he could have to supply details of his friends that had access to the account concerned.

 

I understand that, but without a crime number he has a problem. Doubt they’d do anything anyway, as the crime appears to have been, er, rectified.

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SP's message further back on this thread has been sent back to Mr Hart with the point of discontinue the court proceedings and also no further correspondence will be entered into.

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Mr Harts reply.

My name,

 

thank you very much for getting back to me.

 

 

There are of course other matters here that have to be looked into. There is an element of fraud now that you state that the money was not paid from you and this must be reported to the Police. In addition to this if you have not paid the money then the loan you have with us is still outstanding.

 

 

In addition the Company has to look into the website articles and there are implications in creating the action group and adding the information you have.. The threats have now been reported to the Police and lawyers have been consulted about the articles that have been written.

 

 

My name, what do you wish to do to resolve this matter. i am open to suggestions.

 

What threats? where have I threatend anyone?????????
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He really does not understand that no debt exists,and I could make some suggestions on how to resolve the

matter but I might get my wrists slapped:madgrin:

Edited by BRIGADIER2JCS

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Ask him which officer at which Police Station he has contacted. No, demand the info. He knows anyway cos he’s reading this.

 

He still seems to believe you have an account. He is again tying himself up in knots – he acknowledges payment to the alleged account, yet now seems to think there is another account.

 

I now suggest you stop ALL correspondence with this idiot, and see him in court.

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Agreed to all that implying a legal status to a debt that is false OFT guidance.

I think the FINAL ANSWER is A FINAL RESPONSE LETTER SEE YOU IN COURT MR. HART.

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I thought that was it all over but now I feel like im back to square one.

 

I stated that in my previous email that "No further correspondence will be entered into" so I now intend to do that.

As you have seen there all the information is in black and white, and I have given this information freely - I could have kept it and waited and produced it for the court to make a ruling, but I did'nt.

 

As from day one I am still to stand in a court and contest this as, quite rightly (as I belived from the start) others have said there is NO outstanding debt which is what this court case is all about.

I've even shown a couple of weeks ago certain members on here evidence that I will leave now for the court to see.

 

Even the original doubters have admitted there is no logic in this.

 

Im curently typing in anger and frustration as this is really getting to me. Especially with Further threats in his last email that states "Threats have been made" where show me on here where???

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Phone call from Mr Hart just *with held number* stating somthing or other about my previous email, he's now passed it on?

I questioned him which email, he said am I ads_uk on here of which I said yes, and again asked which previouse email.. I then said that I said before no further communication and happy to continue in court and hung up.

I am actually physically shaking.. I've only just turned that mobile on to too see if there was battery life in it. AND YES I do have another mobile number now... before anything further is said "Is that a crime".

 

Once again - Is there any posts on here that I have made that have been demening or out of order?

I've got the funny feeling that this thread will be used in court.

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Ads listen to an old man who has seen more crap than many in my life, this all bluster

and flannel.

Please do as I have suggested send HIM A FINAL RESPONSE LETTER, NOR MORE LETTERS E_MAILS OR PHONE CALLS MR HART

SEE YOU IN COURT PUT UP OR SHUT UP!!

This the only way you are going to end this daft merry go round of nonsense e-mails and phone call all it takes is 1 letter sent RD.

 

Brig.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

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Hart's latest action smacks of desperation.

 

It is he who has harassed you over a debt you do not owe; indeed, it seems that the loan (whoever took it out using your identity), was in fact paid off - so there was no debt anyway, and Hart had the evidence all along.

 

Nothing you have put on CAG is remotely criminal or actionable.

 

He is undoubtedly worried that you will win in court - with good reason - but he doesn't seem to be capable of understanding that he's lost before he gets near the Judge. He also stands a very good chance of losing his consumer credit licence - if ever an individual demonstrated unfitness to hold one it's Hart.

 

The next move is up to him; he can discontinue his court case and hope you don't sue him for harassment, or he can continue on his current course.

 

You should just leave it up to him, and don't respond to any more of his puerile communications.

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I honestly feel sick at the though of talking or replying to him any more..

as stated in my last email to him "No further correspondence will be entered into" of which he recieved and duly replied which can be classed as a form of reciept. (Time/Date).

Therfor he has had this notice.

 

Its like I am being made a liar when theres evidence that prooves otherwise..

Can a "Help thread" from a Consumer Advice forum be taken into court in the first place?

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As I said before and will say again.

I thank you all for your assistance, help, advice, jokes, banter on this.

 

And as a suggestion from a friend of mine - change the name of a thread to a wall, that way CAG is merely the owner of a wall where graffitie is placed, hence no comments can be deemed as controlled on a thread... apparently its the same reason why there called wall posts on Facebook (he's currently reading social network)

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I honestly feel sick at the though of talking or replying to him any more..

as stated in my last email to him "No further correspondence will be entered into" of which he recieved and duly replied which can be classed as a form of reciept. (Time/Date).

Therfor he has had this notice.

 

Its like I am being made a liar when theres evidence that proves otherwise..

Can a "Help thread" from a Consumer Advice forum be taken into court in the first place?

 

Hart is using bully tactics. Because you have unmasked his bullying behaviour, he's responded by trying to blame you for the situation his own actions have put him in. He shows textbook bully characteristics - he thinks he's invulnerable; he blames everyone but himself for what happens, and he cannot accept that he's wrong. He knows that you are worried and he is playing on it; it's despicable, but predictable.

 

What you need to know about bullies, Ads, is why they bully. It's simple - it's because they are inadequate. He is the one with the problem, Ads, not you, no matter how much he may try to convince you otherwise.

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So mr hart thinks threats have been made against him on here, sorry but reporting you to the OFT, ICO, and other relevant bodies is not a threat but a right that we have under law, especially when your intentions on linkedin was to share personal details of bad debtor to other through your group, in breach of the data protection act. The only person here that has made threats is you mr hart in your emails to ads.

 

But hey mr hart your digging a big hole for yourselve now, as it seems you have another case for which no court papers where recieved by the defendent and then you got a 2nd judgement for compounded interest on an original debt of £250 - i have to wonder just how many people you may have fleeced.

Please note that this advice is given informally, without liability and without prejudice. Always seek the advice of an insured qualified professional. All my legal and nonlegal knowledge comes from either here (CAG),my own personal research and experience and/or as the result of necessity as an Employer and Businessman.

 

By using my advice in any form, you agreed to waive all rights to hold myself or any persons representing myself of any liability.

 

If you PM me, make sure to include a link to your thread as I don't give out advice in private. All PMs that are sent in missuse (including but not limited to phinishing, spam) of the PM application and/or PMs that are threatening or abusive will be reported to the Site Team and if necessary to the police and/or relevant Authority.

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Ads,

 

Ignore him and let things take their cause... a lot of us Caggers have been there and got the t-shirt.

 

He is digging the hole and not you, sit back and wait for the court date, then simply sate what has happened and I think that will be enough to send Harty boy on his way :)

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So mr hart thinks threats have been made against him on here, sorry but reporting you to the OFT, ICO, and other relevant bodies is not a threat but a right that we have under law, especially when your intentions on linkedin was to share personal details of bad debtor to other through your group, in breach of the data protection act. The only person here that has made threats is you mr hart in your emails to ads.

 

But hey mr hart your digging a big hole for yourselve now, as it seems you have another case for which no court papers where recieved by the defendent and then you got a 2nd judgement for compounded interest on an original debt of £250 - i have to wonder just how many people you may have fleeced.

Wonder if im on that list? any debt collectors reading this that can check for me?

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Hart is using bully tactics. Because you have unmasked his bullying behaviour, he's responded by trying to blame you for the situation his own actions have put him in. He shows textbook bully characteristics - he thinks he's invulnerable; he blames everyone but himself for what happens, and he cannot accept that he's wrong. He knows that you are worried and he is playing on it; it's despicable, but predictable.

 

What you need to know about bullies, Ads, is why they bully. It's simple - it's because they are inadequate. He is the one with the problem, Ads, not you, no matter how much he may try to convince you otherwise.

 

I think personally I have been more than helpfull on the matter by doing someones job for them in researching that a debt does not exsit. Also I still dont understand that why did it take the fact of him issuing a court proceeding and only then he supplies some sort of information which I requested in my first emails to him.

 

As you said, its a waiting game now, and I am quite happy to wait and compile my information ready for court submission...

as for the claiming against mr hart which I originally did not want to do, recent actions have swayed my opinion.. what are the processes do I have to wait to hear from the court ie there desision or a notice that the proceedings are not going any further?

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Wonder if im on that list? any debt collectors reading this that can check for me?

 

Well hell soon be taking it down now after i requested the ICO to investigate him and his company for breach of Data Protection laws and regulations pointing them to the group on linkedin. :-)

 

Not sure if this site belongs to Mr hart or not, but www.paydayblacklist.co.uk shows as harmful to your computer in google search result for "payday blacklist" with 12 out of 14 pages containing malware, which maywell be a data mining software downloaded without the users knowledge or consent.

 

Ohh look according to whois, it does indeed belong to our friend Mr Hart.

Reverse IP:

892 other sites hosted on this server.

 

icon-monitor-16.png

Domain Monitor supports .com, .net, .org, .biz, .info, and .us domains

 

DomainTools for Windows®

Now you can access domain ownership records anytime, anywhere... right from your own desktop! Download Now>

 

 

 

 

Domain name:

paydayblacklist.co.uk

 

Registrant:

Andrew Hart

 

Trading as:

Wage Payments And Payday Loans Ltd

 

Registrant type:

UK Individual

 

Registrant's address:

8 Queens Avenue Muswell Hill

London

N10 3NR

United Kingdom

 

Registrar:

eNom, Inc. [Tag = ENOM]

URL: http://www.enom.com

 

Relevant dates:

Registered on: 06-Oct-2010

Renewal date: 06-Oct-2012

Last updated: 14-Jun-2011

 

Registration status:

Registered until renewal date.

 

Name servers:

ns1.pipedns.com

ns2.pipedns.com

 

Disclaimer

WHOIS lookup made at 20:07:51 27-Jun-2011

Edited by cerberusalert

Please note that this advice is given informally, without liability and without prejudice. Always seek the advice of an insured qualified professional. All my legal and nonlegal knowledge comes from either here (CAG),my own personal research and experience and/or as the result of necessity as an Employer and Businessman.

 

By using my advice in any form, you agreed to waive all rights to hold myself or any persons representing myself of any liability.

 

If you PM me, make sure to include a link to your thread as I don't give out advice in private. All PMs that are sent in missuse (including but not limited to phinishing, spam) of the PM application and/or PMs that are threatening or abusive will be reported to the Site Team and if necessary to the police and/or relevant Authority.

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Suggest just keeping quiet for now and leave it to the court date. Obviously a certain person has been reading this thread and is wound up to the point, they are sending irrational emails. No point inflaming this any further.

We could do with some help from you.

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If you want advice on your thread please PM me a link to your thread

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I believe Mr Hart should be construed by the courts as a vexatious litigant and barred from wasting the courts time ever again..he has harassed ads_uk into a state of upset and in doing so has broken every rule in the book of life..This guy needs stopping ..Phone the Police and report him for harassment and demanding money with menaces or trying to obtain money by deception.!

ʎɐqǝ uo pɹɐoqʎǝʞ ɐ ʎnq ı ǝɯıʇ ʇsɐן ǝɥʇ sı sıɥʇ

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Ooooooo Well this morining I had a phone call from whom was claiming to be a DC from Tottenham Police station, confirmation of this being legitamate is currently being looked into with the Met.Now the phone call was due to them recieving a complaint from Mr Hart regarding a threatening email I am supposidly of sent to him.They rang my home number and obtained my New mobile from my mother..For a start (this is why things dont seem to add up) I was addressed as my shortened name that appears within my email address and surname. They never asked me to confirm my identity ie DOB, full name or address.She ststed that the email was of a threatening nature and I asked her to read it.. first of all she asked me to confirm if I am ads_uk, of which on aforum I have been recieving help from I am... she then continued to read the said email: it was from an address of ads_uk @ ymail.com and started "Its ads_uk here" then a barrage of abuse and foul language and threats of arranging someone to come and do him over/break legs etc..Now I said to the woman I think thats a joke as Mr Hart knows my name, and my correct email address so why would i identify myself to him as my username on here??she went onto say that the court claim is now closed, Ive had no confirmation of this (could this be a 2nd ploy for me not to submit documents - kind of the same as the other guys thread thats mentioned above).She saod that she could arange to get me arrested, of which I said please do as I would rather speak to someone face to face than over the phone. she did not want to listen (not like how a proper copper does and further more why would tottenham contact me and not my local station???) she then said as you've confirmed you are ads_uk I am going to read you, somethin on the lines of a warning under the misuse of telecommunications act "cant remember what she said exactly about that as I kept saying get someone to arrest me, im going to hang up now and went ahead and hung up.They gave me a crime ref number, a telephone number, and a warrent number.. I rang back a few mins later and some chap whom was exactly the same as the woman as in not wanting to listen etc, and I said here's the crime refrence number took him awhile to get details, started to read out the details and i askes dont you want to confirm anything, he goes you already have mate(?) continued to read it all again, stated again the court case is now closed and again did not want to listen to what I had to say, until i said well why dont you use the IP Address and find out the location it was sent from he then went on to say you can go anywhere and do that it???????So anyways - im waiting a call from the Met to confirm or deny the information.Either way I will request a copy of all information subbited against me & my name relating to this *case* and I will also submit a complaint with the police for this to be investigated further.Oh yeah the woman originally mentioned the paypal information and how they have found the payments ect a methond that they dont normally use - can I refer back to an email from Mr Hart stating I can make the payment via paypal.If I get any advertising text's or phone calls from to this number then I will be annoyed as NO ONE apart from my parents and brother have this number.Oh and did I forget to mention that we have a very good friend that currently works for West Mids Police as a DC?Once I recieve information from Met I will post, I cant get access to my emails atm so I cant get the court refrence number and details to check the status of the court claim, again once I manage this I will post.ads_uk

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Very strange any officer of what ever rank would not disclose the content

of any document in that manner.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

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