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    • Just ignore it, have you moved home since taking out the debt?
    • Fart: “Boorish cartoon misogynist.” “Cheeto-dusted cartoon villain.”      Michael Cohen says he used to be ‘knee deep in cult’ of Trump as he stands firm in fiery cross-examination ‘Knee-deep in the cult’: Michael Cohen holds his ground against Trump’s attorneys WWW.INDEPENDENT.CO.UK Trump’s attorneys want to undermine the former ‘fixer’ after damning testimony connected him to a criminal hush money scheme   Doesn't nodfathers lawyers/fans realise that anything they say about cohen being a crim reflects mostly on the guy he was crimming for? aka Trump LOL
    • Notice how Kev goes about his scam.  In Kahunaburger's case they left the car park well before the time shown on the ticket they had purchased.  But because Kev added on the time taken to look for a parking spot and queue to pay/try to get an internet signal he still sent them an invoice. So If you had left before the Justpark message, say at 3:55, Kev would still have managed to turn that into a stay of 4:06 and thus an overstay and an invoice. Unfortunately for Kev, judges have ruled against his reasoning.  Have a read of this famous case  http://parking-prankster.blogspot.com/2014/03/waiting-for-space-is-not-parking.html  
    • Its okay - It happens. And this is why DCAs  user every trick in the book to try and make you crack.  Now its time to come back.    Im not sure how to proceed if Im honest if they have issued a Letter Of Claim.  Only as You could complain to Oakbrook and they still proceed with Legal Proceedings, but I dont know if that would help or hinder the legal proceedings if they began down that avenue.  I know a FOS complaint wouldnt stop Legal Action and probably run along side it.  But I guess a judge would view a disputed balance with the original creditor as cause for concern whether the DCA's claim is valid?    A bit of a muddle.     
    • That is superb. To answer your question - Dear Mr Dhaliwal Change the sentence - As our disabilities were ignored and disregarded for the time taken I believe this is discrimination against us ... To - As our disabilities were ignored and disregarded for the time taken I believe this is discrimination against us contrary to the Equality Act 2010. Iceland have always been useless, not only in your case but in others, but I think if they realise they are breaking the law it will encourage them to act. I also think the letter is overlong and you could lose the paragraph - I cannot afford any unfair charges of this kind as I am severely struggling financially. I cannot work and am a carer for my disabled Son who also has a mental and mobility disability. I obviously do not have any disposable income and am in debt with my bills. So its an absolute impossibility for me to pay this incorrect charge - as the main points are made elsewhere.  
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      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Can't pay my Credit Cards, all chasing, any advice?


MollyED
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Just been sent a demand for the full amount on my credit card from Viking DCA.

I have asked for my CCA and they sent a reconstitued one, surprise surprise!

Any advise on what I do next please?

MollyED

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Hello, just to say that I was in a similar low place and was even stupid enough to borrow more to service my debts...I wish I found this forum a few years ago!

 

If you still need a bank account, then give nat west a try as my local branch was very helpful.

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Hello

Thanks for the advise on banks, I received an application pack from the co-op for a basic account today.

Any advise on Capital One asking for the full £11K or they may take legal proceedings or sell the debt, they say

someone will be in touch with me soon. Shall I offer a £1? Thats all I can afford. Just worried they might go for

my house or something! Any advise would be very much appreciated.

MollyED

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  • 3 months later...

Hi

Welcome to The Consumer Action Group.

 

 

I am just letting you know that as you haven't had any replies to your post yet, it might be better if you post your message again in an appropriate sub-forum. You will get lots of help there.

 

Also take some time to read around the forum and get used to the layout. It is a big forum and takes a lot of getting used to.

 

 

Once you start to find your way, you will soon realise that it is fairly easy to get round and to get the help you need.

 

It can be bit confusing at first.

Please be advised that my time will be limited for the next few weeks.Thanks for your understanding.

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