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    • I disagree with the charge and also the statements sent. Firstly I have not received any correspondence from DVLA especially a statutory notice dated 2/5/2024 or a notice 16/5/2024 voiding my licence if I had I would have responded within this timeframe. The only letter received was the single justice procedure notice dated the 29.5.2024 this was received on 4.6.2024. I also disagree with the statement that tax was dishonoured through invalid indemnity claim. I disagree that the licence be voided I purchased the vehicle in Jan 2024 from RDA car sales Pontefract with agreement to collect the car on the 28.1.2024. The garage taxed the vehicle on the 25.1.24 for eleven payments on direct debit  using my debit card on my behalf. £62.18 was the initial payment on 8.2.24  and £31 per month thereafter the second payment was 1.3.24.This would run from Jan 24 to Dec 24 and a total of £372.75, therefore the car was clearly taxed before  I took the car away After checking one of my vehicle apps  I could see the vehicle was showing as untaxed it later transpired that DVLA had cancelled my tax , without reason and I did not receive any correspondence from DVLA to state why it was cancelled or when. The original payment of £62.18 had gone through and verified by my bank Lloyds so this payment was not declined. I then set up the direct debit again straight away at my local post office branch on 15.2.2024 the first payment was £31 on 1.3.2024 and subsequent payments up to Feb 2025 with a total of £372.75 which was the same total as the original DD that was set up in Jan, Therefore I claimed the £62.18 back from my bank as an indemnity claim as this payment was from the original cancelled tax from DVLA and had been cancelled . I have checked my bank account at Lloyds and every payment since Jan 24  up to date has been taken with none rejected as follows: 8.2.24 - £62.15 1.3.24 - £31.09 2.4.24 - £31.06 1.5.24 - £31.06 3.6.23-£31.06 I have paper copies of the original DD set up conformation plus a breakdown of payments per month , and a paper copy of the second DD setup with breakdown of payments plus a receipt from the post office.I can also provide bank statements showing each payment to DVLA I also ask that my licence be reinstated due to the above  
    • You know hes had it when they call out those willing to say anything even claiming tories have reduced taxes on live tv AS Salmonella says: The Conservative Party must embrace Nigel Farage to “unite the right”, Suella Braverman has urged, following a disastrous few days for Rishi Sunak. The former home secretary told The Times there was “not much difference” between the new Reform UK leader’s policies and those of the Tories, as senior Conservatives start debating the future of the party. hers.   AND Goves replacement gets caught booking in an airbnb to claim he lives locally .. as of yesterday you can rent it yourself in late July - as he'll either be gone or claiming taxpayer funded expenses for a house Alongside pictures of himself entering a house, Mr McGuinness said Surrey Heath residents “rightly expect their MP to be a part of their community”. - So whens farage getting around to renting (and subletting) a clacton beach hut?   Gove’s replacement caught out on constituency house claim as home found on Airbnb WWW.INDEPENDENT.CO.UK Social media users quickly pointed out house Ed McGuinness had posted photos in was available to rent     As Douglas Ross says he'll stand down in scotland - if he wins a Westminster seat - such devotion.
    • I've completed a draft copy to defend and will post up here for review.  Looking over the dates and payments this all stemmed from DVLA cancelling in Feb , whereby I set up a new DD in Feb hence the overlap, why they cancelled when I paid originally in Jan I have no idea. Anyway now stuck with pending court action and a suspended licence . I am also firing off a letter to DVLa recorded disputing the licence revoke
    • Thank you both for your expert knowledge and understanding. You're fighting the good fight by standing up for people like me and others with limited knowledge of this stuff. I thank you. I know all my DVLA details are good. I recently (last year) renewed my license, and my car's V5 is current with the correct details; the same is valid for my partner. I'll continue to ignore the love letters 😂 and won't let it bother either me or my partner.  I'll revisit this post if/when I get a letter of claim.  F**k ém.
    • Please check back later on today for a fuller response and some edits
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Wescot/Barclays


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Will this do to start with ?

Dear sir/madam

 

You have failed to respond to my subject access request (see attached) this means you have breached the data protection act 1998.

If you fail to provide me with the requested information within the next seven days then I will be forced to report you to the information commissioners office

 

Yours faithfully,

 

Mr Tipper

 

If you fail to provide me with the requested information within the next seven days OR PROVIDE ME WITH A VALID REASON WHY YOU CANNOT/WILLNOT COMPLY then I will be forced to report you to the information commissioners office

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I thought about something along those lines DD, but I think they could reasonably say it would take them longer than that to get a full SAR together, hence, as I said in my post, giving them some time to do it. I agree in theory with you, but a couple of SAR's I've had recently have been in excess of 300 pages long - that's a lot of work for someone.

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Next thing you know they'll be saying that they don't have to supply a copy of your original agreement and that a re-con one will do!......oh wait a minute?

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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Well I havnt heard from Barclays yet but today I recieved a letter from Wescot.

 

The letter says :

 

"We refer to your recent communication regarding the above account.

 

Whilst we acknowledge the contents of your letter, to enable us to investigate this matter firther , please provide us with full details in writing in order that we can liase with our client.

 

We look forward to recieving the above as soon as possible together with payment on the part of the balance which is not in dispute"

 

 

Should I just file and forget this letter ? Is this just a last ditch attempt to get some money out of me ? Should I report them for this letter ?

 

Opinions apreciated.

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Either file and forget or send a reply,

 

Dear Sir,

 

Thank you for your letter dated dd/mm/yyyy.

 

I am happy to provide the full details you requested. They are as follows, the account is in dispute.

 

I am also happy to pay in full the amount not disputed. This amount is £0.00.

 

 

Thank you for your letter and I trust this addresses all the issues contained therein.

 

Yours sincerely,

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Today I recieved a letter from Barclays saying

 

"we write further to your letter of 18 February and apologise that we did not receieve your earlier letter in this department"

 

It then goes on to say they will be supplying me with the data I have asked for within the 40 days.

 

Looks like they are playing the whole "lost in the post card" even though I sent it recoded delivery !

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!?!?!?! A year ago!!

From now on you mustn't give them any wriggle room, even if they are one day late, escalate your complaint further. This really should have been given to the ICO to fine them. Not to worry, but if they do take the full time allowed then they are taking the Michael out of you, I would expect them to send you the docs within 14 days, but we'll see.

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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  • 3 weeks later...

Just a quick update ,

 

I still haven't received my SAR paperwork from Barclays and their time is quickly running out. I am however still receiving letters from Wescot .

 

After receiving this letter :-

 

 

"We refer to your recent communication regarding the above account.

 

Whilst we acknowledge the contents of your letter, to enable us to investigate this matter firther , please provide us with full details in writing in order that we can liase with our client.

 

We look forward to recieving the above as soon as possible together with payment on the part of the balance which is not in dispute"

 

 

I replied :-

 

"Dear Sir,

 

Thank you for your letter dated dd/mm/yyyy.

 

I am happy to provide the full details you requested. They are as follows, the account is in dispute.

 

I am also happy to pay in full the amount not disputed. This amount is £0.00.

 

 

Thank you for your letter and I trust this addresses all the issues contained therein."

 

I then received another letter from them asking for more details which I ignored. Today I received another FINAL NOTICE saying that I must pay up in ten days or they will take me to court or turn up at my door :roll:

 

Now , they know the account is in dispute as I have told them so in writing , Barclays know the account is in dispute as I sent them the SAR letter and they responded to it SO are wescot breaking any rules by continuing to contact me ?

 

If yes what can I do about it ?

 

Thanks again in advance.

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You give a dog a bone and it will keep coming back.

 

Forward your complaint to the ICO about Barclays failing to reply to your SAR, 12 months is inexcusable, as is allowing them a further 30 days, 7 days is all they required in a letter before action, ignore westcot and barclays, go straight to the ICO and make the complaint.

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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12 months - that is unbelievable. i totally agree with BB, you need to stop being so soft and fight back!

I'm tired & ready for bed....or a good fight? :yawn::argue:

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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Ok where do I start ??!!

 

The only problem I have is that I don't think I still have the receipt from the recorded delivery when I first sent the SAR so it will be their word against mine.

 

Since then I have bought a folder and I write on the back of all my receipts what it was that I sent.

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OK not to worry, if you can't remember how you paid the £10 fee, and don't have proof of this, then you'll just have to do it again, at least now your filing will be in order, send it recorded delivery as it is an important request, also if there is anything 'specific' that you are looking for, ie, charges to reclaim etc, then inform them that they are to enclose these documents also, although pretty much anything with your name on it should be in the bundle.

 

They have 40 days in which to return said docs, if they fail, give them a further 14 days or you will forward the complaint on to the ICO.

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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have you offerd full and final settalment of the account by paying the 50% of the ballance you are not disputing? normaly wescot will accept offers like this - obv they wont offer it to you but if you just call them say you are in financial hardship you have no income you are on JSA (THEY DONT CHECK THIS) and a family member is willing to pay "x amount" to close the account 99.9% of the time the offer will be accepted and the acc will be closed and get them to email or post confermation of acc closed

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