HFO barclay card help needed

[Hot_pipe]

Got an acknowledgemt letter today from oft

[Hot_pipe]

Quote from OFT letter I recieved today. " we have taken the information you have helpfully provided us with in to account as we continue continue to monitor the licence fitness of the licensee in question.

[Hot_pipe]

they suggest I can also make a complaint to credit services association the trade association for the debt collection industry of which hfo is a member. O

 

And finiancial service ombudsman

 

thought I share these information cos we are all on this together!

[coledog]

Yes, nice one, thanks

[victoria_siempre]

Good stuff hot pipe,

 

OFT are hotting up; aren't we just 'all in this together' as Dave and Boy George spout.

 

love

 

vic

[DonkeyB]

George? You mean Gideon, his real name?

[coledog]

You have lost me somewhere, sorry

[DonkeyB]

George Osborne’s real name is Gideon Oliver Osborne. It’s his way of trying to be ‘in it together’.

[coledog]

Didn't know that - thanks! Not that interested in a bunch of southern toffs, present company excepted of course!

[victoria_siempre]

Hi guys

 

A toff and a dandy; a mighty warrior not.

 

x

 

v

[dadofholly]

Hey - dont knock warrior Davey C. He got that Gaddafi fella so scared he had put another guy rope on his tent for safety.

 

Though the MOD have leaked that when big bad dave suggested a no fly zone, he actually meant for the Looney Toones Duck. - He's despicable!

[broken arrow]

Good evening Hot_pipe

[broken arrow]

I have recieved the sar from barclays and the default notice is in writing.

I still have not recieve the cca from hfo. I have also sent them account in dispute letter 2weeks ago but still no reply. What do I do with them how can hold them back till after 23 march. What if they commence legal action.

Finaly can I write to hfo and ask them to explain the disparity with account sale date?

 

Cheers

 

Can you get your posts up to 20 and post up the documents you have received, removing personal info.

[DonkeyB]

Hot_pipe, what’s going on? Can you post those documents please?

[DonkeyB]

Hot pipe, what’s happening?

[Hot_pipe]

Good people any advice or ideas how to tackle HFO again. I had issues with HFO about my barclay card debt i cca and sent them every document as advice on this forum but HFO still failed to respond to my requests. This account subsequently became Statute barred 23 Feb 2011. I then sent HFO a statute barred letter 01 April 11 still no reply from them. Recently i requested my credit report from experian and found that HFO had put a default on it 01 MAY 2007. This is second time this happen. The first default was put on by Barclaycard around 2003. I got the prove of the default letter sent by barlcay when i cca them during the dispute with HFO. Any adviceon how to take on HFO to remove this default will be very welcome.letter template will be very helpful tooThanks

[broken arrow]

Try contacting Barclaycard with the issue of HFO altering the official default date, also contact the CRA,s to see how they have allowed HFO to do this, all very strange. Barclaycard have intervened with HFO before.Also can you post any of this up.

[broken arrow]

Here is the phone number for the directors office Paul Hart or Mathew ThompsonSENIOR CUSTOMER RELATIONSHIP MANAGER, DIRECTORS OFFICE TEL: 0844 0903111

[Hot_pipe]

Thanks broken arrow. Bye the way what is CRA and have you got their contact address?

 

Thanks

[broken arrow]

CRA will be where you got your report from Credit Reference Agency.....

[broken arrow]

Which in your case is Experian, HFO cannot just change the default date.

[DonkeyB]

Hot_pipe, have you heard anything else from your heroes at HFO?

[Hot_pipe]

Donkey sorry for delay in replying. I have been out of the country since april 1 went to falkland island. I think hfo has gave up on me. That account has well passed it status barred date. What I am fighting them now for is the default they put on my credit file. They have altered the original date barclay card put on. Wrote to them on many occasion for some explaination but no reply.

Anyway advice to tackle them on the issue will be much appreciated. A big thank you to you and all the good people on this forum.

[DonkeyB]

Then you really MUST complain to the OFT about their actions (or lack of). Besmirching your credit rating without foundation gives cause for damages. Email a complaint – with your whole back story – to Polly Ashford at the OFT. They will be delighted to hear from you, I’m sure.

 

[email protected]

 

They’re shafting you. Time to shaft them back, with a big shafting stick.

[broken arrow]

You say you were out of the country since April 1st, yet you posted 13th May?