Txtloan - Debt Collectors

[Willo53]

Thanks Kayleigh for your judgemental views. As noted by a couple of posters you don't know my circumstances so I would keep your outrageous and unreasonable thoughts to yourself. I've got an GCSE, A-level and 2:1 honours in business studies so I guess I poo poo your business studies acumen I am afraid. If you think that a couple of people defaulting their loans creates a market force to increase their interest rates your gravely mistaken. I think you need to go back and study a bit more about market forces and economics my love.

 

6 months is quite a long time I agree - such a shame they have refused to give bank details to resolve this issue and it would have been more like a month. I refuse to.

 

The forum is for advice and positive comments - keep your self-righteousness to yourself for future reference you troll.

[Cait116]

Stick to your guns willo53, you've done nothing wrong, like you said you gave them a fair and reasonable offer.

[Willo53]

Thanks for the support Glo.

 

They are ubelievable for communication. Can't you believe I have been waiting for nearly 4 weeks for a response on my offer of £160.

 

Txtloan have told me via e-mail they will accept this figure but have demanded that this has to come from Fredricksons. When I speak to Fredricksons they say the offer is too low for the settlement fee on their system.

 

They have now gone back to txtloan with the offer - but they are still awaiting a response from them and its nearly 4 weeks!

 

Crazy, crazy antics. To think they could have the money wired to their account in a day but there incompetence is delaying matters.

[Cait116]

I know how you feel willo53 I'm having problems with one of mine at the mo. Firstly they accepted my offer and when I offered to pay via paypal they decided to retract! Anyway as long as we keep communicating (frustrating as it may be) then if it ever does get to Court (which I doubt!) then at least we will have a defence of sorts. Keep us posted!

[monkeygirl987]

hi there,

need to contact the debt collection company i was sent to by text loan but i haven't received any response to my email for days. do they have any other companies dealing with their depts. i have trid to call friedrikson but they don't seem to find my account with them. though i received an email that i'm defaulted.

need to solve this quickly! any help?

[Fagin61]

Send them a request for the CCA agreement, enclose a £1 postal order. Watch them jump through hoops to accept your offer.

[sillygirl1]

Sorry Fagin61 but CCAing them won't work, these companies ignore the CCA act entirely.