What to do when the money stops?

[count orlok]

I thought I posted on this thread yesterday, but it seems to have vanished (most probably I hit the wrong button). The gist of my post was:

 

Back to topic, I sent letters to all the creditors I was in contact with. So far only one has replied; they have asked me to prove my IB is stopping and to prove what is replacing it. Not sure if they are living in a bubble, but I thought everyone and his dog were aware IB was stopping. They've (the Gov) made a big enough play of the fact that they are going to get all those lazy sick people off their bums and back into work. As to proving what in my case is going to replace it; I don't know yet.

 

The fact is proof is irrelivent, but if as they say they do not know what is happening I'll just send them a link to direct.gov.uk. As for its replacement, they don't need proof; if I get it they'll continue to get their token, if I don't they'll get the same as me; nothing. I am trying to get Carers Allowance, but that is half what IB is; not sure if I can reduce token payments to 50p, as standing orders may not go that low.

[count orlok]

Good news, got a call this morning (on a Saturday, they must be putting in loads of overtime to get through the million odd people on IB) from the Job Centre, I have been moved onto ESA and am in the support group. So there will be no change in my income; although my income is not due to go down, it will not be subject to annual rises in line with inflation, and will stay the same until the (lower) rate of rises to that of my IB (which includes extra allowance from Invalidity Benefit), so effectively it will go down each year. Even when it gets as low as ESA it will still effectively go down each year as the rise will be less than inflation under the new rules introduced by the ConDems.

 

All said it is a great weight off my mind, and combined with my recent successful heart operation things are looking a lot better in Castle Orlok.

[intend]

Good news - enjoy the weekend

 

Intend

[BRIGADIER2JCS]

Pleased for you count:whoo:

 

Brig.

[count orlok]

Thanks guys, and for your support. It is allways good to know one is not on one's own at times like this.

[BRIGADIER2JCS]

Your never alone with a CAG (apologies to Hamlet cigars)

[caledfwlch]

A statutory Decleration by your Wife, £10 at local solicitors will put all goods in the house in her name, and thus untouchable by the Bailiff's

 

Plus being on disability benefits, Bailiff action should not be allowed, as you are vulnerable.

[count orlok]

Thanks for you input, but I don't think we'll be seeing any bailiffs. The nearest any creditor has got to court is a self reading pre-litigation letter. Looks like I'll be keeping my money so my creditors will keep getting their's. I doubt even a DCA would be stupid enough to take a disabled person to court when they are making payments, and if they did I try to get the £1 a month reduced to £0 a month.

[Happyhippy1959]

Great news Count... !!!!!!!!!!!!! keep on in there !!!!!!!!

[count orlok]

I'm a little worried again now, not had anything from the DWP, could this person have made a mistake, I've not been for any assessment. Although I sure they would have written to my doctor or specialist and they would have confirmed my position.

 

If they start getting funny though and start asking me to jump through hoops, I'll tell 'em to stuff it and I'll claim carers allowance for my wife. Come to think of it when I got my first call from the DWP about this the guy started getting all defensive when I suggested this and said to wait and see. Perhaps they are starting to get worried they'll get bad press about all the poorly people being forced of benefits. Trouble is most of the press is right wing. so dunno.

 

Wife went down the chemist this am to get my heart med, had to wait ages while all the smackheads got their fix (many with their kids in tow, god only knows what they'll turn out like).

[Happyhippy1959]

Horrible little smack-heads like there parents... Had a few in the ward over the weekend... little bleeders can't even overdose correctly... then they wake up and demand, demand, demand.,,, and the usual mantra of the Chav's and Smackheads ( we know our rights ) blah de blah de blah de blah... Yep,,,,, well guess what,,, It ain't washing with this old soldier brother...... So do one....

[count orlok]

One was with its nan, soon to be third gen smackhead I guess.

[count orlok]

Got the official confirmation in the post today (on Wednesday), awarded ESA Suport Group as to ill to work.

Edited October 5, 2011 by count orlok
Didn't realise it was tomorrow

[BRIGADIER2JCS]

Excellent result Count, concentrate

on yourself now that worryis gone.

 

Brig.

[Happyhippy1959]

Great result Count..... Thought was if you did not get it just say your a SMACK-HEAD.... you'll get everything thrown at you..... I heard a brilliant one yesterday,, a overdose patient took the overdose because the social would not purchase a flat screen tv.. honest mate you can't make it up...!!!!!!!!!!!!

[count orlok]

Poor sod, he nearly lost his life because he believed what he read in the right wing press.

[Happyhippy1959]

oh yep, was she actually Count...

[count orlok]

.....well she foolishley believed what she read in the right wing press then, and she probably beleived the one about someone not being deported because they had a cat.

[BRIGADIER2JCS]

I thought that report was on

the Left Wing BBC:madgrin:

[count orlok]

I thought that report was on

the Left Wing BBC:madgrin:

 

It was used by the Home secretary at the Tory conference, and refuted by the "left wing" Kenneth Clark

[BRIGADIER2JCS]

Ah, Clark about to be shuffled I here,

to the back benches:madgrin:

[count orlok]

How can anybody accuse the BBC of being lefties after that slating of the disabled they showed on Panorama?

 

Well the only company that answered me re stopping payments, decided to write it off and my credit file now shows £0 balance for their account. My last payment of IB was 2 weeks ago, and today (Wednesday) I was expecting my first payment of ESA. Guess what, nothing paid into my account. I'll hope it goes in tomorrow, but if not, not sure where I stand. Will I be a able to get carers allowance and pension credits back dated 2 weeks or will I have lost a fortnight's money.

 

This lot (the government) are evil with all the anti-disabled polices coming out of no. 10. I'm even beginning to wish for the days under Thatcher, whatever one says about her government they looked after the disabled with Invalidity benefit and the their new benefit for them, DLA.

 

Then we had Tony and his mob, they got rid of Invalidity benefit and replaced it with IB, later on they decided that was to generous and started rolling out ESA. The new ConDems carried on with the change over to ESA but promised to leave DLA and all benefits for the over 60s. They lied about DLA, so can we expect to see the ending of pension credits and the winter fuel allowance?

 

Perhaps they are thinking the predictions for the number of deaths expected this winter are not high enough to meet the targets for benefit savings. I just don't know, How can the people allow this to go on, are they that worried about the rich paying more taxes that they let this happen.

[BRIGADIER2JCS]

Helllo Count,

There was a delay on all

benefits at the end of last week

due to the failure of 2 major

banks digital banking systems

may be this is still affecting

payments.

[count orlok]

Cheers Brig. That must have been the problem. They should have let people know, but then considering the contempt the government holds for many of us I shouldn't be supprised they didn't.

 

It has arrived now, only a day late. Not so bad for us as we had our pension credits earlier in the week, but many do not have any lifeline.

[BRIGADIER2JCS]

I am relieved for you count, pensions were

a day late to I'm told.