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    • Is the letter headed Letter of Claim/before Claim or similar? If not, it sounds like more of the threatogram chain. If you're not sure, post up an anonymised copy of the letter and we'll check. HB
    • So guess what, we have received a final demand letter for £100. It states if payment is not made by 11/06 they will have no option but to forward the case to their litigation dept with a view to commence County Court Proceedings. So just wondering if anyone has any advice. Do we ignore this? or do we need to take action? Thanks 
    • hi dx, thanks for helping just re-reading everything this morning and I must have missed this one from uncle in his thread "What you should not do, is not contact the Banks and simply default on payments. "  are you in disagreement with this based on your last sentence?
    • Thanks for the reply and clarification, that might just explain why in my case contact has pretty much ceased. Though with such companies it doesn't mean they won't ever threaten to return to court as a tool to force one's hand if they feel they are not self informed on their chances etc.  But concerning how last year they tried to use the CCJ to get a charging order and the court granted an intirum order on our mortgage using the CCJ that would have been a good 2-3 months beyond the 6 years, should the court not have checked the age of the CCJ in the first case or would they always grant an interim order simply off the back of a CCJ being produced without even checking the age of it?.  Had I not defended that action at the time they may well have got a default using a CCJ older than 6 years which could be a concern going forwards. At the time when I contacted the court to question the paperwork for a final order application the clerk suggested people don't get informed when companies apply for interim charging orders, they are automatic if a claimant has a CCJ and people only get contacted once a date for a final order application goes through. kind of begs the question if such companies can continue a seemingly backdoor method to attempt default action if un-defended if the initial application doesn't need to check the age of a CCJ?.
    • Hello!  Wondering if someone can help with this.  I suspect not but worth a go.  I appreciate the "contract is with the seller" line, which is what Evri has fed me but wanted to see if someone with experience in these things could suggest anything else I could do here.  I appreciate there are many topics about lost parcels - My parcels weren't lost, until the driver walked up to my door with them and then decided to make them lost/stolen... I'll summarise what has happened.  Wednesday of last week - Evri delivery driver stole / walked off with 3 of my parcels.  -  Arrived outside my properly, took photos (3 separate photos as its 3 separate deliveries) of the tops of the parcels (pointlessly zoomed in on just the labels, couldn't see anything else, other than a small piece of the pavement and a little weed, which doubly confirms it was outside my door as I can see the same plant), marked the order as delivered and walked off with them.  He's marked on the Evri GPS marked that he was outside.   -  3 different deliveries, from the same company (same boxes etc.), but 3 separate tracking numbers. -  Went through the Evri bot which opened a case on each tracking number.  I then phoned them and left a voicemail explaining what had happened. -  24 hours later had a canned response asking me if the packages had turned up and to check around etc..  I responded explaining again what happened and that they've definitely been taken. -  4 days later,  this morning, I get a response telling me to ask the merchant to refund me. I've responded to this message with a long email, repeating what I said, that I believe the driver has stolen these packages and that he took those suspicious top down shots of the packages, marked them as delivered without ringing or knocking etc.  I've said that I expect them to investigate further, but I gather they won't. In my several messages to them initially and later, I told them I don't care about a refund and wanted the parcels.  They contain some sentimental stuff, nothing of high monetary value, hence me going to this trouble.  I only paid £25 for the contents. I did contact the merchant when this first happened and they asked me to wait a few days.  They ended up refunding me despite me asking them not to and that I wanted them to escalate it with Evri because this appears to be a case of theft.  They didn't seem bothered - Refunded me and told me to go back to Evri and escalate it with them? So - Is there any way to compel Evri to conduct a proper investigation with this driver?  Search for my parcels? I have quite a lot of deliveries handled by Evri (not out of choice) - They used to have a fantastic chap and I rarely had any issues.  He has been replaced by a new guy and I believe the route is handled by this same guy who I believe has taken my packages.  Naturally, I fear this is going to happen again in the future if no investigation occurs. Appreciate any assistance - Thanks for reading. Al.  
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One of the problems I see here is that your Council are tied up closely with Capita for a lot of different issues. Capita of course own Equita which may be the reason you get the replies you do. Have you also sent off for a breakdown of their fees yet! If not do so ASAP.

 

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the bailiff can only charge fee set by legislation (can you post the letter) 1st visit fee £24.50 2nd visit fee £18

 

I would also suggest that you keep proof that the car was scrapped as you will most defiantly have been charged a levy fee and van fee

 

Fire of an e-mail to (Chief Executive Officer) is stephen.hughes@birmingham .gov.uk informing him that you sent Equita an e-mail and recorded delivery letter asking for a breakdown of your account to date this information had not been forthcoming

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the bailiff can only charge fee set by legislation (can you post the letter) 1st visit fee £24.50 2nd visit fee £18

 

I would also suggest that you keep proof that the car was scrapped as you will most defiantly have been charged a levy fee and van fee

 

Fire of an e-mail to (Chief Executive Officer) is stephen.hughes@birmingham .gov.uk informing him that you sent Equita an e-mail and recorded delivery letter asking for a breakdown of your account to date this information had not been forthcoming

 

HW,

 

I definitely do not disagree with you, BUT given the e-mail already sent today to Stephen Hughes, is it not better to save this "ammunition" depending on the result of that e-mail. It was intentionally worded to leave leaway for further action if he chose to ignore this. The reason I did this was that Stephen Hughes is a bullish character. There were massive calls for his resignation for bullying a couple of months ago. He is obviously not the easiest of individuals to deal with, and thus keeping things in reserve I would have thought would be a wise move.

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Here's someone else having the same problem with the same Council and the same bailiffs - might it pay to join forces or compare notes?

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?284710-Equita-council-tax-bailiffs-advice-urgently-needed-please

 

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One of the problems I see here is that your Council are tied up closely with Capita for a lot of different issues. Capita of course own Equita which may be the reason you get the replies you do. Have you also sent off for a breakdown of their fees yet! If not do so ASAP.

 

PT

 

I am also aware of this and when I initailly made communiction by emailm with BCC regarding my council tax arrears they replied advising nothing they could do and that i need to deal with Equita. I replied with a lenthgy response and a recent letter I sent to Equita and BCC (see my thread) but within that response I requested if she was payrolled by Capita or BCC as I think this could be a conflict of interest. I plan to use this argument if I continue to get no joy and she was indeed on the payroll of Capita. One other thing, I also sent an email to my local MP steve McCabe (not counciller) maybe this is something you could try:oops:.

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oh ok, that might be worth a try as i emailed the councillor and he said to go to cab which doesnt sound a good idea from these forums. well i got a reply back off the stephen hughes saying he will get back to me once he has investigated, financial ombudsman has been sent a complaint and hopefully in the next week i should hear off them the last thing i need before xmas is a bailiff hammering on the door x

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hiya all,

 

ive just had a voicemail of a lady at the debt office at bham city council, she didnt leave her number but said they were putting a letter in post and could i respond asap. she said she was calling after stephen hughes had received a letter and to see what my situation and the help they will be able to offer.

 

what do i tell her tomorow apart from the obvious incase im fobbed off again??

 

nic x

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hiya all,

 

ive just had a voicemail of a lady at the debt office at bham city council, she didnt leave her number but said they were putting a letter in post and could i respond asap. she said she was calling after stephen hughes had received a letter and to see what my situation and the help they will be able to offer.

 

what do i tell her tomorow apart from the obvious incase im fobbed off again??

 

nic x

 

 

Hiya Nic,

 

Have the letter (post 24) in front of you and reiterate what you said in that. If you expand make a note of it, and especially stress that the council are saying you have to arrange payment installments with bailiffs, but bailiffs refuse anything other than the full amount. This is making you ill, worried etc.... Basically the truth! At least they're doing something. Is there any way you can record the conversation (mobile phone voice recorder, portable cassette recorder with phone on loudspeaker, any way would be good so you have the evidence. By making you phone they don't put anything solid on paper, so be prepared to ask for anything they say in writing for the avoidance of doubt. Make a note of the date, time of call, who you're speaking to, extension number etc....

 

Tingy (Good luck x)

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Hi Tingy I think the OP said they were going to receive a letter, if that's the case then they have to wait and see what it says. My advice would be don't rush the reply until you have got further help and advice.

 

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Hi Nic,

 

Sorry - I must learn to read!

 

If they're sending a letter that's much better. It keeps everything and writing and gives time to think and consult before you respond. I'm so pleased to see that they are doing something at last - not before time.

 

If the bailiffs do anything in the meantime it just gives you even more ammunition to fire which is great!

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hi all,

 

i have good news. had a call off the council yesterday they are retracting the debt from equita so ican pay £39 a month from jan. was a very nice man who phoned and also had a nice email off stephen hughes saying he would stop all the recovery action and set up the payment plan.

 

so you can guess how much weight has been lifted off my shoulders, so glad they have helped me

 

thanks all for all the advice x:-)

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Nic,

I am SO incredibly pleased for you. You could not have wished for a better Chrismas present after all that worry. Well done you for fighting it successfully, that's a brilliant result. I know I've never met you, but if you were here I'd give you a massive hug!

 

Relax and enjoy Christmas now,

 

Tingy

xxx

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