Jump to content


  • Tweets

  • Posts

    • In my experience (not with car payments) but with many other things, my partner has been ill and signed off in the past and we have been unable to meet various commitments.  Naturally if you ring the call centre they are going to fob you off and tell you you must pay, that's why that never ever works. I would obtain a note from her GP listing all her health issues plus medications plus side effects, then write to the finance company with a copy of it, explaining the situation, as you have here, asking for a payment holiday. Perhaps mention that the car is very much needed for hospital appointments etc. It's likely the finance company would rather you pay till term end than, chase you for money they will never see, and sell the car at auction for a loss,  You can search some of my threads going back years, advising people to do this for Council Tax, Tax Credits, HMRC, Even a solicitors company and it always works, because contrary to popular belief people are reasonable.
    • Sorry, I haven't ever seen one of these agreements. Read it all and look out for anything that says when she can withdraw and when she is committed to go ahead. If it isn't clear she may need to call the housing provider and simply say what you posted here, she doesn't want to go ahead and how does she withdraw her swap application?
    • Thank you! Your head is like a power bank of knowledge.  Her health issues are short term, due to a relationship breakdown she took it pretty hard and has been signed off work on medication for 3 months. She only started her job in February 24 so does not qualify for any occupational sick benefits, which is where the ssp only comes in. (You will see me posting a few things over the coming days, whilst I try and sort some things for her)  I sat with her last night relaying all this back and she does want to work out a plan, she was ready to propose £100 for the next 3 months and then an additional £70 per month onto of her contractual to "catch up" but Money247 rejecting the payment holiday and demanding £200 thew her, which is why I came on here.   
    • I've looked at your case specifically more.   Term 8bii reads " when, in accordance with instructions from the Customer or the Consignee, the Consignment is left in a safe place" Their terms choose to not define safe, so they are put to proof that the location is safe. If your property opens onto a street its a simple thing of putting a google earth image and pointing out that its not a safe place
    • New rules and higher rates resulted in a jump in the number of savers opening accounts at the start of this year's Isa season.View the full article
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
        • Thanks
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Need help/Advice in court next week for D&D


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 4930 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

I know there is no legal part to these forums but there is some some very knowledable people who could possibly give me some advice. Please remove post if inappropriate.

 

I was walking home other night when a police car stopped me and tried to ask me some questions,

I was in rush to get home to see my baby son go to bed so I refused to answer his questions.

I was then promply stopped by force and asked to get into the officers car,I agreed to answer his questions but refused to sit in his car.

I was then voilently arrested resulting in me substaining several injuries,broken bone in my hand now strapped up and various bruises and grazes.

 

I was charged with D&D and let go 16 hours later and due in court next week now.

 

I did have a drink that night but it was a family birthday meal and we (7 of us) were home by 9/9.30pm from the pub.I did consume 4 pints from 2x 4 pint jugs we purchased starting at 5pm till 9/9.30pm when we left.

I had at least 5 coffees and some more food before the incident happened at 23.40.

 

I asked for a breath sample to be taken when I arrived at the police station since I was been charged with D&D I wanted proof I was no way drunk.This was refused although my other requests were granted: Police doctor, police photographer and a duty solicitor.

 

Looks like I have been shafted by the police as I can't get legal aid for D&D and I don't have £500

to pay for a solicitor without selling stuff.

 

Does anyone know the proceedings at magistrates courts when pleading not guilty.

Will that be it until a trial is set so I can arrange for a solictor for that time.

 

I have complained to the IPCC over how I have been treated and they can't investigate until after my court date.

 

I'm just so shocked over the whole incident and physically hurt since the police nurse missed the broken bone in my hand and I had to go to hospital myself when released.

Anyone offer any advice or know of any cheap solicitors in Leeds.

 

George

Link to post
Share on other sites

Hi Biggeorge

 

Sorry you had to go through that.

 

One thing I have learned is that the police are like everyone else. You are just as likely to find bad police officers as anyone in any other walk of life, however some feel that the uniform and training gives them a licence to be a nuisance to the public and stamp their authority on anyone they like.

 

I have a great respect for most police officers but having had a few run ins with them when acting as a witness to a serious assualt, I learned very quickly that the officer in charge was not interested in who actually purportrated the assualt but who he could "stitch up for it".

 

I am sorry you have fallen foul to one of these police officers. We hold so much trust in the people in public services and it is really a blow when they betray that trust.

 

I really feel for you Biggeorge, I am sorry I am not a legal expert or know of any but I suggest you contact your local CAB office and see if they can point you in the right direction.

Advice given is my opinion only, I am not a legal or financial expert (far from it).

Link to post
Share on other sites

Thanks Monx for the words.

Waiting till Monday and will just pay out for a solicitor if I can't find one who will give me any advise (free)

Have been free from a criminal record for the past 15 years now and just about to apply for my SIA Licence

which will be in ruin if I get found guilty over this.

 

Goin to fight it all the way even if it costs me all my posessions.

 

George

Link to post
Share on other sites

This sums The Police up nowadays I'm afraid:-

 

http://www.liverpoolecho.co.uk/liverpool-news/local-news/2010/10/29/stab-victim-suing-merseyside-police-over-claim-he-was-beaten-by-bobbies-as-he-lay-bleeding-in-stanley-park-100252-27556778/

 

You only have to see the video.

 

OK, some people will just say "he's a Scoucer, he deserves it". But The Police are saying that the footage does not tell the whole story. Well maybe other people should say that when they are in court and The Police are using CCTV footage to get a conviction.:|

 

 

 

As for your case BG, I can sympathise with you as a similar thing happened to my brother down south. He went back to the scene the next day and took photographs of any CCTV cameras that was around the place where it happened. When my brothers brief asked The Police in court to supply the tapes from the cameras (because The Police have control of most CCTV cameras on the streets nowadays), they refused (failed) to supply any footage (obviously because they knew they had used more power than necessary). My brother was a passer by that tried to stop a group of men kicking the s**t out of one man that was alone.

 

He got compensated from The Police, and they were basically laughed out of court.

 

Maybe there was a camera or 2 around where your incident occured???? Worth a try. If there is, it should be quite easy to find out who controls them and records the footage.

 

 

If all else fails, kick them where it hurts and SOD'EM;)

 

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...