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    • Unsure what would be classed as appeal I first contacted the applicant then IAS. I am not aware I could appeal again as Bank state I was informed that is news to me. I would have to look through the paper work, I apologise I forget so much due to my caring duties wish I had quality time to get so much done. Will try and look tomorrow, appreciate everyone's time and input.
    • Hi, I've been reading the invaluable advice on this forum and reading about the problems with Evri and lost delivery of items.  From what I gather the initial steps after having exhausted every's own lost item claim process is to draft a Letter of Claim, I think it is called and to register with the government Money Claims.  I have got a login for Money Claims and have made an initial stab at the letter but I'm not certain I have got it right. Am I right to assume that having exhausted Evri customer service's claims process and having received the denial of any compensation because the laptop I was sending is on the non-compensatory list that my next step would be to send the Letter of Claim to them? Let me provide some basic details which I hopefully have addressed in the letter. I purchased a laptop through Amazon.co.uk which a business in Belfast sold refurbished laptops through.  They had a 30 day money back guarantee for a full refund if you have any issues with the laptop.  I have the invoice from Amazon showing the purchase.  On 27 April, 2024 before the end of the 30 day period I used their ParcelShop (inside a Tesco) to send the laptop back and have the tracking reference mentioned in the letter.  As mentioned in the letter there was they advised they could not give me or sell me any insurance because laptops are on the non-compensatory list so I just paid the normal delivery cost.  It was scanned as leaving the ParcelShop on 29 April and the tracking has been like that ever since.  After a 28 working day Evri claim process they gave the expected response that they could not provide any compensation and simply could not proceed with my claim. I was hoping to get some advice on whether I go ahead now and email this to Customer Services straightaway and should I send a hard-copy to the Evri address as well?  Or are there any steps I have missed out on first?  I believe 14 days is the reasonable period of time for them to respond so if I were to send it tomorrow, for example 12 June then I should expect a reply by 26 June, is that correct and fair?  And assuming they don't reply with a full refund then I would then go down the government Money Claims site to proceed with that? Sorry for all the questions, I want to make sure I go about it properly.  I'll continue to read through other cases on here so I can get an even better handle on the process. I attached a LOC, happy for any edits or updates that will make it even better. Thanks so much for anyone's help! Regards, Matt Evri letter of claim.docx
    • The date was 3 June. Get on MCOL now. The legal principle is that, even if you defence is late, if the other party hasn't requested judgement, then your defence takes priority and is accepted. You might be in time. When I say now I mean now.  Recently we had someone who was nine days' late and this was pointed out to them at 5:30pm.  They faffed around till 11pm.  When they went on MCOl they saw that judgement had been entered at 7pm. Every minute is vital. File the below standard defence if you still can - 1.  The Defendant is the recorded keeper of [motor vehicle]. 2.  It is denied that the Defendant entered into a contract with the Claimant. 3.  As held by the Upper Tax Tribunal in Vehicle Control Services Limited v HMRC [2012] UKUT 129 (TCC), any contract requires offer and acceptance.  The Claimant was simply contracted by the landowner to provide car-park management services and is not capable of entering into a contract with the Defendant on its own account, as the car park is owned by and the terms of entry set by the landowner.  Accordingly, it is denied that the Claimant has authority to bring this claim.    4.  In any case it is denied that the Defendant broke the terms of a contract with the Claimant. 5.  The Claimant is attempting double recovery by adding an additional sum not included in the original offer.  6.  The Particulars of Claim is denied in its entirety.  It is denied that the Claimant is entitled to the relief claimed or any relief at all.
    • Hi friends,  I’m a bit worried I may have got confused with timings here. I thought I had 33 days from my acknowledgment to submit a defence but the date added above says 3/6/24.   have I missed the date?   if so how can I apply for an exception due to my disability and problems with deadlines and dates etc (ADHD)?   what should I submit as a defence?   I’ve had no reply from BW so far    just been back on MCOL and it says 28 days from service if I completed an acknowledgment of service so does that mean 28 days from that of acknowledgement (I.e. 16/5) which would make deadline for defence 14/6?   Thanks! Panicking here.
    • Normally we don't advise playing your cards early in a snotty letter, but as you have appealed we might as well use what you wrote in the appeal against them. There is no rush, you have until 6 July to get it to them.  See what the other regulars think too. How about something like this? -   Dear Rachael & Sean, cheers for your Letter of Claim.  I rolled around on the floor in laughter at the idea you'd actually thought I'd take such tripe seriously and would cough up! As usual you'll have been too bone idle to do any due diligence.  Had you done so you would have seen that I appealed to your client.  Indeed the driver on the day is a textbook example of having done exactly what you should do when you do not wish to be bound by the T&Cs in a private car park. Of course none of that mattered to the spivs you represent but do you really want to put such a useless case in front of a judge? To be fair, your clients are very useful members of the human race - as comedians.  How I loved the page turner of their antics at The Citrus Building in Bournemouth.  It was chuckle after chuckle reading about them, letter after letter, month after month, insisting they were legally in the right, even through someone who had done just the first day of a GCSE law course could have told them they weren't.  Until the denouement - BOOM - an absolute hammering in court.  In fact - SLAM, BANG - managing to lose twice against the same motorist for the same car park in front of two different judges. Your client can either drop their foolishness now or get yet another tolchocking* in court where I will go for an unreasonable costs order under CPR 27.14(2)(g) and spend the dosh on a nice summer holiday, while every day laughing at your clients' expense. I look forward to your deafening silence. COPIED TO COUNTRYWIDE PARKING MANAGEMENT LTD   *  This word is used under licence from Brassnecked
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Hello there,

 

I have been dealing with QuickQuid for a few weeks now in terms of paying back my loan. I thought I would share some information with you.

 

For some reason, my debit card wasn't accepted by QuickQuid (it's a normal Visa Debit) so I enquired about paying with an alternative method. The only option offered to me was via Direct Debit, which I flat out refused knowing that they can and will take what they want with disregard to available funds or not.

 

Searching around the internet, I saw that they had an option to pay by PayPal - I have no problem with this, they don't see my bank details and they get the money they are owed. Here's where the stumbling blocks started: They refused to let me pay via PayPal. I said 'Well, why is it an option then?' which was followed by a flat out denial of having any kind of option to do so. I quoted a few sites, cue me being placed on hold for 25 minutes. (I called the 'Priority line' - there doesn't seem to be any kind of checks in place. I will give this number below - it's a free phone.)

 

She comes back on the line and tells me that I can only pay by PayPal if my account has been defaulted. Fine. Let it default. Then I will pay what I owe and no more. On hold again. 7 minutes later - 'We will waive your £12.00 fee as "courtesy" because I'm willing to pay'. Fine. Transferred to 'Collections'.

 

They say they can't do it because my account isn't in default. "Fine, let it be in default - I just wont pay it." (I had every intention of paying) and sure enough, a few minutes later, they send me a PayPal request for what I owe them - with the £12.00 fee on top.

 

On the phone again, they say I'm legally obiged to pay it. No chance. Take it off, send me another invoice. The invoice comes. Paid. Thank god. Send off my receipt number and I'll never speak to them again.

 

 

I wanted to share some information with you about these people.

 

They are registered as 'CashEuroNet LLP' which as of the 15th June is listed as this on Companies House.

 

Name & Registered Office:

CASHEURONET UK, LLC

ABOGADO NOMINEES LIMITED

100 NEW BRIDGE STREET

LONDON

UNITED STATES

EC4V 6JA

Company No. FC027527

 

 

spacer.gifspacer.gifspacer.gifspacer.gifStatus: Converted / Closed 18/05/2010

Date of registration: 14/05/2007

 

Country of Origin: UNITED STATES

 

I work around the corner from these offices, took a little visit on my lunch hour - they are on the 2nd floor - was able to walk straight in, seems to be pretty empty. Quite odd that no one seemed to challenge me or contest me. Walked back out no worries. I wonder if this is some kind of just base office and nothing actually happens here?

 

For your information here is some useful info that may help you out:

 

Direct Line: 0808 101 1160

Email: preferred AT quickquid.co.uk

Paypal Address: [email protected]

 

Another email listed on Paypal for QuickQuid:

Customer Service Email:pixel.gifrlewis AT cashnetusa.com

 

Hopefully, some of this information will help you out, if you've anything to add regarding this company - please let me know. I'm not an expert, just a very peeved indidvual trying to get to the bottom of this company.

 

Thanks.

Edited by Spinned
made some errors
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Live chat them rather than phone!?

 

I found QQ ok to talk to and deal with and was transferred about 3 times via live chat(which isnt a problem)

 

They've been helpful and polite so cant knock them really?although am in the process of coming to an agreement so may have spoken to soon!!!:-)

 

we will see

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QQ have been continuously ignoring me till today when i put my account in dispute and demanded a repsonse by the end of today. My email was very clear in that i wanted an agreement in writing, charges frozen and their bank details to pay via SO or over bank counter.

They replied!!!

They stated my repayment offer was not acceptable (cannot do this in 3/4 months unfortunately) but with details on how to pay them by cheque!

 

So what next eh?...

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Well QQ are not accepting my offers...and their is not acceptable for me...

 

"If an acceptable payment arrangement is not made, your account will be subject to third party activity. Please note, we do not accept standing orders or giro slips. The acceptable payment methods we use are Bank Account, Debit Card, Paypal/Credit Card, Bankers Cheque or Cashiers Cheque."

 

So i guess i now sit back and wait for this 3rd party activity???

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So sorry for multiple postings..have been having a few probs posting and now cannot delete!!! I blame QQ!

 

TBH while all this is going on, you might be able to go down the usual route with DCA's, waste all their time and instead of paying QQ just put the money aside you were going to pay them. Waste the DCA's time for months on end and then at the last moment pay QQ all the money you have been saving and pay off the balance.

 

DCA get nothing but wasted time, you end up in the clear.

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So sorry for multiple postings..have been having a few probs posting and now cannot delete!!! I blame QQ!

 

I've removed the duplicate posts :)

 

the 3rd party activity will most probably be from Gothia DCA - if you CCA them you'll get the copy of the internet agreement you made with them but not much more. Don't think QQ would like their agreement scrutinised in court ;)

 

Is this the first loan you have had with them?

Help us to keep on helping

Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

This site is run solely on donations

 

My advice is based on my opinion and experience only. It is not to be taken as legal advice - if you are unsure you should seek professional help.

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Thanks Ell-en

 

This is actually the 4th loan....the original one having been rolled over

 

Is it worth requesting the CCA then??

Sorry i am learning as i go along here!

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I was wondering that too! What I don't get is that if bank account is an option, why when I asked to pay that way was I told they DON'T HAVE A BANK ACCOUNT???? Can I not read or can they not work out the difference between their backside and their elbow?

 

Most exasperated - bring on the DCA - even if it is Muck Hall I've dealt with them before and they don't scare me!

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You can't negotiate with QQ unless you can clear within 3/4 months. Best ignore them and wait for Gothia & Muckhall. Gothia will normally accept 50% of the outstanding balance as F & F. Gothia buy the debt and probably pay buttons for it hence they can make generous offers.

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If you've rolled the loan over 4 times then you've probably paid back the original amount in rollover interest payments!

Help us to keep on helping

Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

This site is run solely on donations

 

My advice is based on my opinion and experience only. It is not to be taken as legal advice - if you are unsure you should seek professional help.

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One more thing, if they've got your debit card details be careful they don't help themselves to your money!

Help us to keep on helping

Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

This site is run solely on donations

 

My advice is based on my opinion and experience only. It is not to be taken as legal advice - if you are unsure you should seek professional help.

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How likely is it that not paying it and doing it via DCA at 50% or 100% in installments or whatever will have an affect on your credit file?

 

Has anybody ever had it mark your credit file?

 

I'm thinking about doing it but don't want a missed/late/default or whatever registered, not just a default but any entry what so ever.

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They do not have use of my card anymore...i "lost" it you see and am now using another bank acct!!!

And yes...they have just about had most of the original loan back in roll overs.

 

Am interested to hear if anyone has any answers to zarlaks question.

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qq wont accept any fo my offers offered £60 for 4 months(til i pay other 2 off) then £100

 

 

Thank you for contacting us to inquire about how to pay off your balance. The payment plan we can offer is detailed below.

 

£177.62__________due 27/08/2010

 

Please keep in mind that you have a contractual payment set up as follows.

 

£312.50__________due 30/07/2010

 

To confirm your agreement to this payment plan, please reply to this email stating that the terms are favorable. You must include the original email with the terms to which you are agreeing in your response. Once we have heard back from you, we will set up the agreed upon debits to come out of your bank account or be charged to your debit card.

 

Collection procedures will continue until an acceptable payment arrangement is made.

 

If you have any queries, our Collections Department is here to help.

 

QuickQuid Collections Department

Direct Line: 0808 234 4561

 

 

what now?!

Fax: 0808 101 1381

[email protected]

Payday Loans: Quick Payday loans @ www.QuickQuid.co.uk

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Hey wayneg1...

if you cannot manage qq's payment plan then just wait for them to pass you over to their debt collecting agency......thats what i am waiting for now as well. My proposed payment offer was not good enough for them either!

Also be very careful NOT to give them your card details.....if you do not want them taking money from your account and if you haven't already, you need to "lose" your card.

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