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    • good idea take some pix and put them in a PDF read UPLOAD dx
    • thread title updated moved to overseas debt forum. sadly as they are outside any UK jurisdiction upon DCA rules which state in the UK they must not call employers, there not alot you can do to stop these scammers. make sure you totally make private ALL social media twitter/facebook/linked in etc etc as there no-way for them to findout where you work otherwise so you must have a leak somewhere. find it. your employer details arent even legally available to UK DCA's so how have they found it out to date???  simply write to the BANK informing them of your correct and current address ALWAYS!!. if you want to arrange payment or not TO THE BANK ONLY thats upto you. never ever ignore a Statutory Demand a Letter Of Claim a Court Claimform. if if if any of those ever happen. till then ignore and rewash. dx    
    • Date of issue –   13 may 2024 AOS date 31st may defence filing date 14th june plenty of lowell card claimform threads here use our enhanced google searchbox Lowell card claimform id be reading at least 5-10 threads a day. do NOT MISS your defence filing whatever happens.  
    • Hello All,  I’m hoping someone can help me urgently here. Firstly, I’d like to say I have read multiple other threads and have some what an idea of what I should be doing, however my case might be slightly different so coming with my own questions here.    my situation is I lived in Dubai and had a credit card and a loan, loan with HSBC and credit card with Emirates (or the other way round), I lost my job and was forced to leave the country as I was staying in the country on my companies visa.    since coming back, after a few years 2 different debt collections agencies have been approaching me (one being IDRW and the other J&P). I’ve never answered IDRWW and they constantly chase me by calling and messaging me and my employer. My current company is ok with this as I explained the situation but I’m soon to be joining a new company who definitely won’t be ok with being messaged and called. I’m afraid to continue to ignore them as they may message and calm the new employer as they have before and I’ll lose my job. However, it seems clear from these forums that dealing with the debt collection agencies is never a good idea. You shouldn’t agree to the amount or pay anything.    j&p caught me on my phone but I still haven't sent them any money or confirmed the amount they’re saying is owed, they keep pushing to pay off the “principal” amount by making monthly payments, from reading these forums it seems like if I make one of those payments (they have provided bank details for ENBD), then it’ll just be paying off interest and not actually clearing the principle debt and the bank won’t even approve receipt of payment or that it’s coming off principle.    this is my predicament as ignoring them might not be an option if they chase my new employer. Maybe there’s a way to ensure the debt collection agency don’t contact my new employer?? I don’t know? Massively appreciate peoples help here. Thanks, 
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Origional post is here;

 

http://www.consumeractiongroup.co.uk/forum/bailiffs-sheriff-officers/260098-jbw-removed-my-car.html

 

 

WEll, i have just today found out the 2nd stat dec was sucessful. Southwark told me they had informed JBW of my stat dec on 20/05/10. then said i have to call JBW re my car:rolleyes: I call JBW to find out the status of my car , who inform me they returned my car back to me on 08/06/10 :eek::eek::eek::eek::eek::eek:.

 

When i tell them that no such action took place (like I'd be calling them if i had my car) there was lots of uming and ahhing then they put me on hold for a long while, then tell me they cant find the person who dealt with my case and i should try calling back in the morning.

 

As a percaution, i rang trace, who said my car has not been noted to them by any party from 08/06/10 onwards.

 

Are JBW into organised crime?

 

I'll know a lot more in the morning.

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JBW dont know their arse from their elbow 99.9% of the time. This company seriously needs to be pulled into touch, failing that, shut down permanently. Its a cowboy set up with cowboys running it.

Good luck with this I am watching with baited breath.

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OK, JBW say they returned my car to my old address, (the one on the warrant:rolleyes:), as per request of southwark.

 

their advice was go a check if its there. if it isnt, put a complaint in writing.

so if your cars not there, tough is what they are saying. who are you going to complain too? and in the meantime your stuck without a car.

'Dude wheres your car' sorry just had to.:cool:

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'Dude wheres your car' .:cool:

 

 

I try to keep my posts as brief as possible, HOWEVER, I ACTUALLY said 'but dude, wheres my car?':lol: twice during the conversation! Southwark told me they did NOT instruct JBW to return the car to the addy on the warrant. I have reported my car as stolen to the police, with the last known whereabouts as with JBW and recieved a crime number.

 

I know it will be a long process, but I'm positive I'll be getting a large payout, as I use my car for my business and I've had to cease trading because of all this.

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was it at the address where they said it was though?? oh dude I cant actually believe you said but 'dude wheres my car' I wouldnt of been able to hold it in. I know its serious but dude wheres your car. what did the police say.

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I am not sure but mr waller the chairman of the jbw group will be at medway county court on the 12th july 2010. I have only heard this off the grapevine.

 

who is sueing him this time?

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He is always being sued. Correction jbw are always being sued. They get away with it then when they try and sue they loose big time. I dont know what the case is but guessing it would be something to do with pcns etc.

So whats cooking today ?

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He is always being sued. Correction jbw are always being sued. They get away with it then when they try and sue they loose big time. I dont know what the case is but guessing it would be something to do with pcns etc.

 

I suggest that anybody who has a problem with jbw turn up as they can then meet the chairman himself and also their legal advisor. Whoever that may be at the moment.

 

In case you think my spelling is wrong. it is'nt.

waller.jpg

So whats cooking today ?

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I try to keep my posts as brief as possible, HOWEVER, I ACTUALLY said 'but dude, wheres my car?':lol: twice during the conversation! Southwark told me they did NOT instruct JBW to return the car to the addy on the warrant. I have reported my car as stolen to the police, with the last known whereabouts as with JBW and recieved a crime number.

 

I know it will be a long process, but I'm positive I'll be getting a large payout, as I use my car for my business and I've had to cease trading because of all this.

 

Your Out of Time Application has been accepted and this means that the Warrant of Execution has been REVOKED. Anything that happened under the warrant (ie payment of removal of your car) is deemed to be VOID and therefore you would either be entitled to a refund of the payment you have made (including bailiff fees) OR the release of your car and you can make a claim in the courts for restitution.

 

The car was taken to the pound on the instructions of Southwark and they are WHOLLY responsible for ensuring that your car is returned to you.

 

It is also SOUTHWARK who are responsible for settling the bailiff fees and any claim for restitution.

 

In cases such as this I have ONLY EVER KNOWN that JBW insist that the vehicle owner attends at their vehicle pound in person to collect the car so something doesn't seem right here.

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In cases such as this I have ONLY EVER KNOWN that JBW insist that the vehicle owner attends at their vehicle pound in person to collect the car.

 

There is a case the owner sent a recovery truck to collect a car from JBW. Westminster got the £155+VAT bill.

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Your Out of Time Application has been accepted and this means that the Warrant of Execution has been REVOKED. Anything that happened under the warrant (ie payment of removal of your car) is deemed to be VOID and therefore you would either be entitled to a refund of the payment you have made (including bailiff fees) OR the release of your car and you can make a claim in the courts for restitution.

 

The car was taken to the pound on the instructions of Southwark and they are WHOLLY responsible for ensuring that your car is returned to you.

 

It is also SOUTHWARK who are responsible for settling the bailiff fees and any claim for restitution.

 

In cases such as this I have ONLY EVER KNOWN that JBW insist that the vehicle owner attends at their vehicle pound in person to collect the car so something doesn't seem right here.

 

I was very fortuneete in that I didn't hand over a PENNY to JBW re my car, HOWEVER, I was unable to work for the duration of seizure. So I want to claim for loss of earnings plus cost of communications, car wash etc. Will this fall under restitution?

 

BTW, I found my car at my old address, resembled a dirty birty birds nest, I cancelled my 'stolen' report with the police.

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I wouldnt claim restitution, I think you have a better chance reclaiming your losses as damages. Make a joint claim against Southwark and JBW and let the judge sort it out.

 

I Would go along with it but would sue both as joint defendants. You wont believe the dirt jbw will dish on their clients !!!

So whats cooking today ?

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