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    • Well we can't predict what the judge will believe. PE will say that they responded in the deadline and you will say they don't. Nobody can tell what a random DJ will decide. However if you go for an OOC settlement you should still be able to get some money
    • What do you guys think the chances are for her?   She followed the law, they didnt, then they engage in deception, would the judge take kindly to being lied to by these clowns? If we have a case then we should proceed and not allow these blatant dishonest cheaters to succeed 
    • I have looked at the car park and it is quite clearly marked that it is  pay to park  and advising that there are cameras installed so kind of difficult to dispute that. On the other hand it doesn't appear to state at the entrance what the charge is for breaching their rules. However they do have a load of writing in the two notices under the entrance sign which it would help if you could photograph legible copies of them. Also legible photos of the signs inside the car park as well as legible photos of the payment signs. I say legible because the wording of their signs is very important as to whether they have formed a contract with motorists. For example the entrance sign itself doe not offer a contract because it states the T&Cs are inside the car park. But the the two signs below may change that situation which is why we would like to see them. I have looked at their Notice to Keeper which is pretty close to what it should say apart from one item. Under the Protection of Freedoms Act 2012 Schedule 4 Section 9 [2]a] the PCN should specify the period of parking. It doesn't. It does show the ANPR times but that includes driving from the entrance to the parking spot and then from the parking place to the exit. I know that this is a small car park but the Act is quite clear that the parking period must be specified. That failure means that the keeper is no longer responsible for the charge, only the driver is now liable to pay. Should this ever go to Court , Judges do not accept that the driver and the keeper are the same person so ECP will have their work cut out deciding who was driving. As long as they do not know, it will be difficult for them to win in Court which is one reason why we advise not to appeal since the appeal can lead to them finding out at times that the driver  and the keeper were the same person. You will get loads of threats from ECP and their sixth rate debt collectors and solicitors. They will also keep quoting ever higher amounts owed. Do not worry, the maximum. they can charge is the amount on the sign. Anything over that is unlawful. You can safely ignore the drivel from the Drips but come back to us should you receive a Letter of Claim. That will be the Snotty letter time.
    • please stop using @username - sends unnecessary alerts to people. everyone that's posted on your thread inc you gets an automatic email alert when someone else posts.  
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HFC/Restons Claimform - Marbles now Beneficial Credit card - panicked and paid restons one figure - they want more !! _d judge ordered a STAY, now SJ


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Its that they have provided credit card statements also, so i wondered if they could class that as inforceable?

 

Nope, they will get nowhere in court with that with a decent DJ, I had this with MBNA where they kept saying "the money is owed" - Judge said" but have you seen an agreement? " They said "No" Summary judgement dismissed and later they discontinued.

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Thank you so much for that, I have been really worried about it, I couldn't believe my eyes when they sent that agreement through with nothing on it, they have been giving me a really rough time, my dad is ill at the moment so this is putting extra pressure on me. They are very devious, they have only gave credit cards statements from 2007-2009, but the card was taken out in 2001/2002.

 

I will let you all know how it goes, Do I reply on this thread?

 

Once again, thank you so much for your help.

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Hi, I have entered a defence (via solicitor) but I am representing myself I have no more money. I am in court with Reston's next week so I don't think I have time to write to them and ask for all the statements.

 

I am in court next week to get them Struck Out because of the credit agreement, but I am a bit confused on what to say in there? Also Reston's have applied for a Summery Judgement but they after sending me a letter to withdraw my defence or they will apply for a summery judgement against me ( this is going to be heard later) as I applied for mine first.

 

All the documents they have sent me have come via the court ( I only got them on Thursday) this included there application for Summery Judgement, A Marble's Agreement ( no signiture, no date just my name and address filled in by them) and card statements from 2007-2009.

 

Do I have to reply to the Summery Judgement? If so do anyone know what i have to do, also do i make a list of costs, and do I have to reply tho the agreement they have sent?

 

If anyone could give me some pointers it would be great.

 

Do I have to have my reasons for a Strike out written down to present before the Judge?

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You should have put your reasons on the N244 application to strike out, or in an attached witness statement. Did you not do that ?

 

A reconstruction can be provided for an s78 request made under the CCA1974, but the original should be provided in court.

 

Have a read of the following thread

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?260167-Another-Nasty-Bank-v-little-old-me-claim-issued/page3

 

post numbers # 8, 23 and 25 are the most important as they deal with documents that dont meet the requirements. But have a read of the whole thread which isnt a long one so you can better understand things.

 

HTH

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  • dx100uk changed the title to HFC/Restons Claimform - Marbles now Beneficial Credit card - panicked and paid restons one figure - they want more !! _d judge ordered a STAY, now SJ
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