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Requested cca from Apex


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I sent my CCa request to Apex and got a quick reply,basically stating that they are referring the request back to the OC for a response.My account in the meantime is on hold.

The statutory 12+2 days has now passed and I have not heard anything.Do I now send a letter in dispute or is that covered by their placing my account on hold?

Do I withold payments?

Thanks

Stripper

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I have no legal training, any knowledge I have has come from this forum, and my own experiences. Always balance up any advice you get with your own common sense.

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Thanks

However are all of the statements made in this document now correct since the Manchester case.

In other words can I use the letter in its entirety?

Thanks again,but cant afford to make any mistakes here.

Stripper:confused:

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