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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times. ×


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    • FTMDave
      Countrywide ANPR PCN - in carpark for 10 mins - Disabled Parking Spot - appeal refused by CW - Kingswood Way Great Denham Bedford Bedfordshire MK40 4GH

      By FTMDave · Posted

      This time you do need to reply to them with a snotty letter to show you'd be big trouble for them if they did try court. We will help this evening.  
    • zyghom
      Lowell/Overdales Claimform - Paypal Credit

      By zyghom · Posted

      Hi, I just wanted to update the post and ask some further advice  I sent the CCA and CPR request on the 14th May, to date I have had no reply to the CCA but I received a load of paperwork from the CPR request a few days ago. I need to file the defence today and from the information I have read the following seems to be what is required.  I would be grateful if some one could confirm suitability   Claim The claim is for the sum of £255.69 due by the Defendant under an agreement regulated by the Consumer Credit Act 1974 for a PayPal account with an account reference of xxxxxxxxxxxxxxxx)  The Defendant failed to maintain contractual payments required by the agreement and a Default Notice was served under s.87(1) of the Consumer Credit Act 1974 which has not been complied with. The debt was legally assigned to the claimant on 15-09-21, notice of which has been given to the defendant. The claim includes statutory interest under S.69 of the County Courts Act 1984 at a rate of 8% per annum from the date of assignment to the date of issue of these proceedings in the sum of £0.00. The Claimant claims the sum of £255.69   Defence  The Defendant contends that the particulars of claim are vague and generic in nature. The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made. 1. Paragraph 1 is noted. I have had financial dealings with PayPal  in the past but cannot recollect the account number referred to by the Claimant. 2. Paragraph 2 is denied. I am not aware of service of a Default Notice by the original creditor the Claimant refers to within its particulars of claim.  3. Paragraph 3 is noted. On the 14/5/2024 I requested information related to this claim by way of a Section 77 request, which was received and signed for by the claimant on 20/5/2024. As of today, the Claimant has failed to respond to this request, and therefore remains in default of the section 77 request and therefore unable to enforce any alleged agreement until its compliance. 4. Therefore it is denied with regards to the Defendant owing any monies to the Claimant, and the Claimant is put to strict proof to: (a) Show how the Defendant has entered into an agreement and: (b) Show the nature of the breach and evidence by way of a Default Notice Pursuant to s.87(1) of the Consumer Credit Act 1974. 5. Paypal (Europe) S.A.R.L is out of the juristriction of English Courts. 6. As per Civil Procedure 16.5 it is expected that the Claimant prove the allegation that the money is owed. 7. By reason of the facts and matters set out above, it is denied that the Claimant is entitled to the relief claimed, or any relief.
    • Jaksmyboy
      IVA failure- Lowell Chasing Old CAp1 Card Debt

      By Jaksmyboy · Posted

      Thanks @dx100ukI followed the advice given on here... then it went very quiet!  The company was creditfix I think then transferred to Knightsbridge (or the other way around) The scammer independent advisor was Roger Wallis-having checked his LinkedIn profile just this morning, it does look like he's still scamming vulnerable people... I know I was stupid for taking his advice, but i do wonder how many others he has done this to over a longer period of time (it came as a  massive shock to him when our IVA suddenly failed). Lowell have our current address (and phone numbers if the rejected calls over the past couple of days is anything to go by!) No point trying the SB because of the correspondence in 2019? Thanks
    • mrscsmith
      Countrywide ANPR PCN - in carpark for 10 mins - Disabled Parking Spot - appeal refused by CW - Kingswood Way Great Denham Bedford Bedfordshire MK40 4GH

      By mrscsmith · Posted

      I have received the following letter from BW Legal today.  Also includes form if I admit the debt and wanting my income details.  Do I reply to this LETTER OF CLAIM please?  Looks like they are ready for court now??  Thank You BW Legal - Letter of Claim.pdf
    • FTMDave
      UKPA ANPR PCN - overstay - The Colonnades, Croydon, CR0 4RQ

      By FTMDave · Posted

      According to Wikipedia - yeah, I know - the site is owned by Croydon Council. It's at least worth a try to contact the council and ask for a contact in The Colonnades. You could then lay it on thick about being a genuine customer and ask them to call their dogs off. It's got to be worth a try  https://www.croydon.gov.uk/contact-us/contact-us  

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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times.

Information On Subject Access Request

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tomtubby

tomtubby

Posted
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Hi Can Any One Please Tell Me When Asking The Baliff Company For A Subject Access Request, What Information Is Held On The Screen Shot

Thanks To Any One Who Can Help

 

A screen shot is the companies computer record of your account and will record the precise details of visits made, by whom and the date. It will also record any notes that the operator made during any telephone conversation that you made and any conversation that the office have had with the local authority.

 

It will also record the charges that have been applied to the account and why.

 

If a debtor has any query regarding supposed visits or fees, then a Screen Shot is a VITAL document.

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mooney

mooney

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A screen shot is the companies computer record of your account and will record the precise details of visits made, by whom and the date. It will also record any notes that the operator made during any telephone conversation that you made and any conversation that the office have had with the local authority.

 

It will also record the charges that have been applied to the account and why.

 

If a debtor has any query regarding supposed visits or fees, then a Screen Shot is a VITAL document.

 

HI TOMTUDDY THANK YOU FOR YOUR REPLY, WILL THE SREENSHOT INCLUDE THE WPO I SIGNED THE FIRST TIME AS I HAVE MISPLACED IT OR DO I HAVE TO ASK FOR THIS SEPERATE, THE REASON BEING IS I HAVE NEARLY FINISHED PAYING THEM AFTER 2 YEARS AND FEEL I HAVE BEEN EXCESSIVELY OVER CHARGED

THANKS AGAIN TO EVERYONE WITHOUT THIS SITE I WOULD BE NONE THE WISER AND ALL YOUR INFORMATION AS BEEN VERY HELPFULL.

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hallowitch

hallowitch

Posted
Posted

a post by tomtubby

 

In fact the Data Protection Act DOES NOT say that you are required to pay £10 for a Screen Shot !!

 

What they do say is that if a request is made then the company MUST provide the information. If the company DECIDE that they wish to apply a fee then they can do so but the MAXIMUM charge can ONLY BE £10 !!

 

A Screen Shot is a VITAL document because it is the COMPUTER RECORD of you ENTIRE account and it will show the following:

Amount of Liability Order

Date received

Details of any telephone callslink3.gif made to to bailiff co.

Details of messages etc from the local authority

Brief description of your house (colour of door etc)

Name of any bailiff who has visited your home.

Details of whether a person was at home or not.

Details of any "levy" made on goods to include a number plate of vehicle.

Full details of charges put onto your account and by which bailiff.

 

Returning back to an "enforcement fee".

The purpose of a bailiff visit for the collection of council tax is to "levy" upon goods and the bailiff may charge £24.50 for "attending to levy where no levy was made" and a second such charge of £18.00.

 

The statutory regulation laid down by Parliament DO NOT provide for an "enforcement fee". They do however provide for an "attending to remove fee".

 

HOWEVER............

 

This ATR fee can ONLY be applied FOLLOWING A VALID LEVY UPON GOODS!!!!

 

This has been made abundantly clear by Justice Simon Brown in the APPEAL COURT CASE of Evans v South Ribble District Council.

 

EVERY BAILIFF COMPANY KNOWS THIS.

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mooney

mooney

Posted
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Posted
a post by tomtubby

 

In fact the Data Protection Act DOES NOT say that you are required to pay £10 for a Screen Shot !!

 

What they do say is that if a request is made then the company MUST provide the information. If the company DECIDE that they wish to apply a fee then they can do so but the MAXIMUM charge can ONLY BE £10 !!

 

A Screen Shot is a VITAL document because it is the COMPUTER RECORD of you ENTIRE account and it will show the following:

Amount of Liability Order

Date received

Details of any telephone callslink3.gif made to to bailiff co.

Details of messages etc from the local authority

Brief description of your house (colour of door etc)

Name of any bailiff who has visited your home.

Details of whether a person was at home or not.

Details of any "levy" made on goods to include a number plate of vehicle.

Full details of charges put onto your account and by which bailiff.

 

Returning back to an "enforcement fee".

The purpose of a bailiff visit for the collection of council tax is to "levy" upon goods and the bailiff may charge £24.50 for "attending to levy where no levy was made" and a second such charge of £18.00.

 

The statutory regulation laid down by Parliament DO NOT provide for an "enforcement fee". They do however provide for an "attending to remove fee".

 

HOWEVER............

 

This ATR fee can ONLY be applied FOLLOWING A VALID LEVY UPON GOODS!!!!

 

This has been made abundantly clear by Justice Simon Brown in the APPEAL COURT CASE of Evans v South Ribble District Council.

 

EVERY BAILIFF COMPANY KNOWS THIS.

 

THANKS AGAIN HALLOWITCH YOU HAVE BEEN MOST HELPFULL

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tomtubby

tomtubby

Posted
Posted
HI TOMTUDDY THANK YOU FOR YOUR REPLY, WILL THE SREENSHOT INCLUDE THE WPO I SIGNED THE FIRST TIME AS I HAVE MISPLACED IT OR DO I HAVE TO ASK FOR THIS SEPERATE, THE REASON BEING IS I HAVE NEARLY FINISHED PAYING THEM AFTER 2 YEARS AND FEEL I HAVE BEEN EXCESSIVELY OVER CHARGED

THANKS AGAIN TO EVERYONE WITHOUT THIS SITE I WOULD BE NONE THE WISER AND ALL YOUR INFORMATION AS BEEN VERY HELPFULL.

 

A Separate request will need to be made for a copy of the Walking Possession. The Screen Shot will have confirmation on it to confirm whether a levy had been made but will not record the precise items levied upon.

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hallowitch

hallowitch

Posted
Posted

Send somthing like this

 

 

your address their address

 

DATE

 

SUBJECT ACCESS REQUEST

To The Data controller

Dear Sir/Madam

 

 

Account number(s)

 

Please provide full and complete copies of any and all data you hold which relates to me and my entire history with your company.

 

I have enclosed the statutory maximum fee of £10.this payment must not be used any for other purpose You have 40 days in which to comply.

 

 

For your convenience I have detailed below a list of what I require, although this is not an exhaustive list by any means it is an example of some of the information I require with regard to any accounts I may have had or may still have with your company.

 

1). Computer screenshot of my account

2) Computer screenshot of any transactions that have gone through my account

3) Recordings of any telephone conversations, whether internal or external, relating to my account

4) Copies of any e-mail's whether internal or external, regarding my account

5) Copies of letters relating to my account

6) A detailed statement of account showing a breakdown of all costs charged, showing in each case the reason for the cost and the actual cost against that item

7) For any cost which relates to an attendance fee, please state the date and precise time of the attendance and the name of the certificated bailiff making each attendance with the name of the county court where the relevant bailiff obtained his or her certificate

8}Copies of all relevant paperwork created as a result of any and all visits ever made to me along with details of the results of each visit

9) Copies of any and all documentation issued to me or left at my property after each visit was made including details of the date and precise time of the visit and the charges incurred; this must include the name of the bailiffs who attended

10)copy's of any Notice of seizure of goods and inventory left at my property with the name of the county court where the bailiff relevant to this notice obtained his or her certificate

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eggy12

eggy12

Posted
Posted
Send somthing like this

 

 

your address their address

 

DATE

 

SUBJECT ACCESS REQUEST

To The Data controller

Dear Sir/Madam

 

 

Account number(s)

 

Please provide full and complete copies of any and all data you hold which relates to me and my entire history with your company.

 

I have enclosed the statutory maximum fee of £10.this payment must not be used any for other purpose You have 40 days in which to comply.

 

 

For your convenience I have detailed below a list of what I require, although this is not an exhaustive list by any means it is an example of some of the information I require with regard to any accounts I may have had or may still have with your company.

 

1). Computer screenshot of my account

2) Computer screenshot of any transactions that have gone through my account

3) Recordings of any telephone conversations, whether internal or external, relating to my account

4) Copies of any e-mail's whether internal or external, regarding my account

5) Copies of letters relating to my account

6) A detailed statement of account showing a breakdown of all costs charged, showing in each case the reason for the cost and the actual cost against that item

7) For any cost which relates to an attendance fee, please state the date and precise time of the attendance and the name of the certificated bailiff making each attendance with the name of the county court where the relevant bailiff obtained his or her certificate

8}Copies of all relevant paperwork created as a result of any and all visits ever made to me along with details of the results of each visit

9) Copies of any and all documentation issued to me or left at my property after each visit was made including details of the date and precise time of the visit and the charges incurred; this must include the name of the bailiffs who attended

10)copy's of any Notice of seizure of goods and inventory left at my property with the name of the county court where the bailiff relevant to this notice obtained his or her certificate

 

 

I have enclosed the statutory maximum fee of £10. This payment must not be used for any other purpose You have 40 days in which to comply. ;)

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ploddertom

ploddertom

Posted
Posted

Normally I wouldn't interfere with HW's posting but from the SAR listed they will only therefore send the info you have requested believing this to satisfy your request, A simpler approach is to submit a catch all SAR similar to this:

 

"From:

My Name

My Address

 

To:

Acme Bailiff Co

Bailiff House

 

Date

 

Dear Sir

Data Protection Act 1998

Subject Access Request

 

Dear Sir

 

 

Please supply a complete list of the data held and used by you that relate to Mr XXXX. It is also to include third party information held with all other

agencies.

 

Additionally where there has been an event in the account history during the period accounts have been placed with you that have required any manual intervention by any member of your staff or any other person I require disclosure of any indication or notes which have been caused or resulted from that manual intervention.

 

I would like to bring to your attention data can be held in written information, e-mails, electronic documents, photographs, CCTV images, telephone conversations and include any recorded or written opinions about me/us and any recorded or written intentions and action taken regarding me/us.

 

I/We would like this information to be sent to my/our home address as listed above. You have 40 days in which to comply.

 

To satisfy payment to supply this information I/we enclose a fee of £10 this payment must not be used for any other purpose.

 

 

Yours sincerely

 

 

A Peeved Debtor"

 

PT

Please consider making a small donation to help keep this site running

 

[sIGPIC][/sIGPIC]

 

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hallowitch

hallowitch

Posted
Posted
Normally I wouldn't interfere with HW's posting but from the SAR listed they will only therefore send the info you have requested believing this to satisfy your request, A simpler approach is to submit a catch all SAR similar to this:

 

"From:

My Name

My Address

 

To:

Acme Bailiff Co

Bailiff House

 

Date

 

Dear Sir

Data Protection Act 1998

Subject Access Request

 

Dear Sir

 

 

Please supply a complete list of the data held and used by you that relate to Mr XXXX. It is also to include third party information held with all other

agencies.

 

Additionally where there has been an event in the account history during the period accounts have been placed with you that have required any manual intervention by any member of your staff or any other person I require disclosure of any indication or notes which have been caused or resulted from that manual intervention.

 

I would like to bring to your attention data can be held in written information, e-mails, electronic documents, photographs, CCTV images, telephone conversations and include any recorded or written opinions about me/us and any recorded or written intentions and action taken regarding me/us.

 

I/We would like this information to be sent to my/our home address as listed above. You have 40 days in which to comply.

 

To satisfy payment to supply this information I/we enclose a fee of £10 this payment must not be used for any other purpose.

 

 

Yours sincerely

 

 

A Peeved Debtor"

 

PT

 

 

Ive only one complaint about this the data controller could be a woman

it should read Dear sir/madam :lol::lol::lol:

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tomtubby

tomtubby

Posted
Posted

HW is of course right. There is NO requirement that you have to pay £10 for a Screen Shot/Subject Access Request.

 

The Information Commissioners Office (ICO) state that the MAXIMUM that can be charged is £10. The bailiff company have a maximum of 40 days to comply.

 

HOWEVER, it is so often the case that on the 39th day you will receive a response to say that they cannot process the application because....you have failed to pay £10 !!

 

Therefore, if the information is IMPORTANT , I will always suggest that in order to ENSURE that they provide the info within 40 days that you pay.

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hallowitch

hallowitch

Posted
Posted

In HW's Subject access requestlink3.gif can we ask for info on bailiff and court certified at also ?

 

yes you can its there already

 

7) For any cost which relates to an attendance fee, please state the date and precise time of the attendance and the name of the certificated bailiff making each attendance with the name of the county courtlink3.gif where the relevant bailiff obtained his or her certificate

 

10)copy's of any Notice of seizure of goods and inventory left at my property with the name of the county courtlink3.gif where the bailiff relevant to this notice obtained his or her certificate

 

i would also this from PT is a very relevant point

Additionally where there has been an event in the account history during the period accounts have been placed with you that have required any manual intervention by any member of your staff or any other person I require disclosure of any indication or notes which have been caused or resulted from that manual intervention.

 

I would like to bring to your attention data can be held in written information, e-mails, electronic documents, photographs, CCTV images, telephone conversations and include any recorded or written opinions about me/us and any recorded or written intentions and action taken regarding me/us.

 

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eggy12

eggy12

Posted
Posted

OK thanks HW. Sooo this would suffice

 

Dear Sir

 

Data Protection Act 1998

Subject Access Request

 

Dear Sir/Madame

 

 

Please supply a complete list of the data held and used by you that relate to Mr/Madame XXX

It is also to include third party information held with all other agencies.

 

Additionally where there has been an event in the account history during the period accounts have been placed with you that have required any manual intervention by any member of your staff or any other person I require disclosure of any indication or notes which have been caused or resulted from that manual intervention including any cost which relates to an attendance fee, please state the date and precise time of the attendance and the name of the certificated bailiff making each attendance with the name of the county court where the relevant bailiff obtained his or her certificate with copy's of any Notice of seizure of goods and inventory left at my property with the name of the county court where the bailiff relevant to this notice obtained his or her certificate

 

I would like to bring to your attention data can be held in written information,

e-mails, electronic documents, photographs, CCTV images, telephone conversations and include any recorded or written opinions about me and any recorded or written intentions and action taken regarding me.

 

I would like this information to be sent to my home address as listed above. You have 40 days in which to comply.

 

To satisfy payment to supply this information I enclose a fee of £10. This payment must not be used for any other purpose.

 

 

Yours sincerely

A Cagger

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eggy12

eggy12

Posted
Posted

£10 postal getting sent tomorrow.. Been a cagger long enough to know that now. Your and Hw's advice is by all means priceless and I as many others 100% appreciate your efforts.. Keep up the good work and if you need a plasterer give me a shout

 

Eggy12

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