heidik v barclays - **ANOTHER ONE SETTLED**

[Bookworm]

How did you know?

 

I *know* I should take it more seriously, but I just can't. And of course, somewhere in the dark recesses of my mind, I HOPE that they don't settle and I get a chance to beat the cr*p out of them in court.... But I KNOW it won't happen... Either way, it's a win-win situation for me.

[heidiK]

oh, I SO wish they would chose one of you moderators as the first case that actually makes it to court... it has to happen one day????

[heidiK]

ps- Bookworm, I told my hubby you offered to turn up in court (yes, I am taking that seriously!!! Just incase!) and he said he would buy you a 3 course meal- not a cuppa)... lol

[jkop]

someone else from dartford ! hello!

[Bookworm]

Oooh, I like your hubby's style,

[heidiK]

hehe Bookworm!..

 

hello jkop, I am not from Dartford but I am going (or maybe not?!) to attend the Court. But nice to know as you will prob end up there too then? How far are you along with everything?

[feefofum]

Hi Heidi, just read through your thread, did you send a copy of the AQ to Adrian Ruffhead also?

 

Also, how long after the courts receive the AQ do they give you a court date? (Have you got your court date yet)?

 

Cheerio

[heidiK]

Hello Feefofum

Ohh, just had a heart attachk. No, I didn't send the AQ copy to Barclays so rang the court and the kind lady said that I don't need to send an AQ to the defense because they already do that. But I could if I wanted to?

 

pheww, I can breathe! Did you send it to the defendant Feefofum?

[heidiK]

Also, how long after the courts receive the AQ do they give you a court date? (Have you got your court date yet)?

 

I forgot to answer the rest of your question (as above). I have read that it takes 3 weeks to get a court date and no I haven't received mine yet... will post it when I have!!

[jkop]

having quite an amusing time at hte moment with mine. MCOL people have taken my schedule of charges sheet as cahoots defence LOL - hoping to apply for judgement by default on 24th October so not too far behind you.

 

Good luck with yours

 

hehe Bookworm!..

 

hello jkop, I am not from Dartford but I am going (or maybe not?!) to attend the Court. But nice to know as you will prob end up there too then? How far are you along with everything?

[heidiK]

having quite an amusing time at hte moment with mine. MCOL people have taken my schedule of charges sheet as cahoots defence LOL - hoping to apply for judgement by default on 24th October so not too far behind you.

 

Good luck with yours

 

Well, good luck with the judgement by default... I was wishing the same but a day late they filed defense. I was so not surprised though!

 

My hubby's account has just been charged £30 for going some ridiculously small amount over the overdraft. He called and I wrote a letter asking for it back... well, THIS MEANS WAR NOW!

[heidiK]

There is nothing to update: still not received a court date yet..... will post as soon as I have it!

[heidiK]

Yayy, I finally have my court date for 25 january 2007 (11am) (I requested it be after Jan 20 as I am away). But, my form states that :it is for a preliminary hearing. This is what my notice said:

 

'DISTRICT JUDGE GRAND' has considered the statements of case and allocation questinnaires files and allocated the claim to the small claims track.

 

Before the claim is listed for hearing, the judge has ordered that a preliminary hearing should take place because:-

 

special directions are needed in this claim to prepare for the final hearing which the judge would prefer to explain to you in person.'

 

So, does this call Barclays bluff (time wasters) or do you think the jude thinks I need help??!! Mods help please!

[heidiK]

MODS**

Is a prelim hearing normal?

[feefofum]

Hi Heidi.

 

Apologies for not replying sooner, my mother is terminally ill so now not near a computer too often. In answer to your question, and on Bookworms advice, I never did send a copy of my AQ to the defence. AQ deadline was for 12th October, we haven't heard anything back yet. Am following your thread closely (if a bit silently) so please continue to update.

 

Cheerio

 

Fee

[heidiK]

Thanks Fee. So sorry to hear about your mum.

 

I will def continue to update!

[pauldean]

Yayy, I finally have my court date for 25 january 2007 (11am) (I requested it be after Jan 20 as I am away). But, my form states that :it is for a preliminary hearing. This is what my notice said:

 

'DISTRICT JUDGE GRAND' has considered the statements of case and allocation questinnaires files and allocated the claim to the small claims track.

 

Before the claim is listed for hearing, the judge has ordered that a preliminary hearing should take place because:-

 

special directions are needed in this claim to prepare for the final hearing which the judge would prefer to explain to you in person.'

 

So, does this call Barclays bluff (time wasters) or do you think the jude thinks I need help??!! Mods help please!

 

Did you get a pm from a MOD on weather this is normal???

[hannahlt]

Hello all

I am completely new to this whole thing, i am just about to seend the intial request letter to barclays and can anyone tell me what address I should send this letter to?

 

Good luck to evreyone with thier claims

 

Thanks

Hannah

[vincethod]

Hannah,

 

Welcome to the site, you need to do a couple of things.

 

1) Read the FAQs and the step by step guides, so that you can see what you're getting into (don't worry, so far no-one's been to court AFAIK) - basic process for Barclays seems to be :

 

a) Subject access request (to get your charcge info)

b) Preliminary letter

c) Letter Before Action (LBA) - threatening court if they don't pay up

d) 50% offer from Barclays

e) Claim through Moneyclaim Online (MCOL) or at your local court (at this point add 8% statutory interest & costs)

f) Barclays submit defence

g) Receive allocation questionnaire (AQ)

h) Wait for court date to be issued

j) Wait until a few days before court date

k) Get settlement from Barclays

l) Go to the pub and celebrate on Barclays

 

If you already have your statements going back 6 years you can skip a)

 

2) Read up on as many of the threads on here as you can (look for the longer ones as they have a more complete story running through them.

 

3) Start a new thread in the Barclays folder called "Hannahlt vs Barclays" and use it to keep all your posts together - this way future users will be able to follow your story just like you did in step 2 above, and also it is a useful way of keeping track of your claim (you will have noticed that Barclays dig their heels in at every stage and the claim can take a couple of months). If you need any help you can post any questions in there and someone will be able to help

 

4) Once you've created your thread, you'll see a link above yor first post that says "Permalink", click that and then bookmark the page, that way you don't have to keep paging through everyone else's post to get to your thread.

 

5) Send your letters to Barclays head office in London:

 

Freepost RLTA-CSUE-TCHC

Barclays Bank plc

Head Office Customer Relations

1 Churchill Place

London

E14 5HP

 

See, you don't even need a stamp! But once you get a bit down the line you may want to use recorded delivery (cost about 60p)

 

Hope this helps

 

Vince

[heidiK]

Did you get a pm from a MOD on weather this is normal???

 

No Mods have acknowledged me? :(

 

I haven't seen Bookworm around for a while ... she is prob on holiday or getting ready for her court case for next week!!

 

Mods, please let me know whether a prelim case is normal.... thank you!

[heidiK]

Hello all

I am completely new to this whole thing, i am just about to seend the intial request letter to barclays and can anyone tell me what address I should send this letter to?

 

Good luck to evreyone with thier claims

 

Thanks

Hannah

 

Good luck Hannah... well, it is more patience than luck is what you need!

[Welshman]

Hello all

I am completely new to this whole thing, i am just about to seend the intial request letter to barclays and can anyone tell me what address I should send this letter to?

 

Good luck to evreyone with thier claims

 

Thanks

Hannah

 

Hi and welcome Hannah.

 

You need to start a thread of your own.

 

Go here and scroll to the bottom left of the page and start there. It will then be easier for us to help you through.

[charlotte owen]

How amusing Mr adrian ruffhead is defending me too!! What a dull job he's got! i can go to work with a smile on my face today knowing my job is far better !

[Bookworm]

Hi, Heidi! Sorry, as you rightly gathered, I have been busy busy busy (holidays? What's that? Oh yeah, that's the time where my brats are actually diverting me from this site, lol)

 

Prelim hearing? Yeah, there's a few of them around. But what for, who knows... I suspect he might be on the ball and try to force a faster settlement from the bank, he might want to decide about standard disclosure... There could be a range of reasons why. Don't let it worry you.

 

Remember you can always call the court and ask them what it means, they are usually very helpful and will reassure you where they can.

 

Try to arrange to visit the court, see if you can sit in on a hearing, it makes all the difference if you can see for yourself that it is nothing like what we imagine (Old Bailey's, long black gowns, horsehair wigs, etc... NOTHING like that, lol!!!)

 

Making a note in my diary now ;-)

[emmaspoo]

This thread helped me a lot on what to expect - thanks a lot