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Everything posted by jkop

  1. I totally agree - I've no intention of doing anything other than claiming my £30, just thought it was an interesting point. Thanks all.
  2. I totally agree - I was only joking I'll be crossing it out and saying I accept £30 in settlement Though - technically I wouldn't be doing anything wrong, the payment isn't a refund it's simple a "gesture of goodwill" to settle my complaint. It would certainly settle it for me
  3. You can't claim additions fees. They are clearly a fee for a service you asked for.
  4. Got a lovely letter from Barclays this morning! I've settled my claim for around £4500 a month or so ago and since then I've started persuing £30 that fell outside the settlement period. I get a letter this morning offering me £2850 in full and final settlement of my claim!!!! Seeing as they have paid my main claim, you think they are offering me this in settlement of my £30 claim!!??! Shall I sign and send back :D ?????
  5. jkop

    jkop V MBNA

    I banked the £190 then they sent the rest and sent in the defence of having paid all money owing. WON!!
  6. posted complaint form to FOS today.
  7. Thanks - will do. I'm going to complain through the FOS (as it's free) hope to get something through them.
  8. thanks - it just arrived this morning in a hand written envelope with a compliment slip in! Never seen such sloppyness, all my other claims were very strict. Banking it this morning. Claim is £549.90 accpeting this £190 in part payment. Will write to them monday thanking them for the part payment and requesting the rest. Thanks
  9. Hi, I received a letter saying we will be sending you a cheque for £190 in relation to your complaint as a goodwill gesture - we hope this will be in full and final settlement of your complaint and nothing to sign (claim for £400+) I've since started my Country Court Claim for £549. When this cheque arrives can I cash it in part payment of the claim?
  10. jkop

    jkop V MBNA

    7QZ58501 Claim submitted £549.90 including Court Fee. Can I bank this cheque for £190 in part payment?
  11. Think I'm going to have to give up
  12. jkop

    jkop V MBNA

    Hi, Claim is for £450, the write to me saying they will be issuing a cheque for £190 within 7 days and they "hope this will be final settlement of the matter" Nothing to sign, can I bank this and claim the rest?
  13. Stalled on this one at the moment - can't get any statements - I wrote a pre-lim and LBA estimating the charges hoping to get a goodwill gesture as I can't really proceed with a court claim as I don't have proof of the charges but htey wrote back saying they won't pay as it's over 6years old. I'm going to try and check out Metroplotion Collection Services - whom my overdraft was passed to years ago, they may have records from HSBC on me. Worth a go. Any advice? Anything I can do to be able to move forward with this claim?
  14. anyone have contact details for these people?
  15. Can anyone help with getting statements from HSBC - I have loads of charges with them but it was over 6 years. Back then I was really bad with my money. I got a massive overdraft and they then closed the account. I couldn't pay it all off so they defaulted me and I paid £100 a month for 10 months to Metropolitan Collection Services. Do you think I might be able to get some details from them? HSBC seem to maintain the 6year policy but won't say how the data is deleted. I'm kind of stalling with them at the moment. I take it no-one has been able to get older statements that 6 years?
  16. good luck keep going. You WILL win. I just won - you won't get paid out until about 7 - 10 days before your court date but you will get paid. Barclays play all the cases the same way.
  17. I called up a week before the case, so worth a go. I spoke to someone called Gareth i think
  18. jkop

    JKOP Vs Cahoot

    Settled. Settled this case, my credit card case and my claim for charges since court action began on this one. Sorted!
  19. WON!!!!!!! £4043 plus £300 for my charges since the start! Paid of my very large overdraft today - I'm a free man! No more overdraft interest, no more additions fees!
  20. Spoke to barclays today as I had a letter offering full amount for the £300 in charges since i started my claim, they will be writing within 7days to settle once they have verified the charges on my cliam as people have been throwing in random extra charges to inflate their claim - so he's going through my statements to confirm Total £4334.19!
  21. jkop

    Jkop V Egg

  22. jkop

    jkop V MBNA

    Sent of SAR on 29th Jan, cheque cashed on 13th Feb so should get them soon £111 charges from statements i do have so far. Bring it on MBNA!!
  23. I've racked up £115 in charges since my main claim Pre-lim sent 9th Feb LBA sent 23rd Feb Hope to get these ones also settled with my main claim!
  24. Following on from my Current Account claim, now i've paid off all my cards I'm starting on them! Jkop V Cahoot Credit Card £457.45 including court fee Hopefully try and get this settled when they settle my main claim. Filed MCOL 7QZ24334
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