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    • more detest the insurrectional ex variety dx
    • Laura, I was surprised that the Director said that you hadn't appealed twice. I thought that the letter you posted on 24th June was the second appeal and that was to the IAS. And they did say that there was no further appeal possible. Could you please explain how many times you appealed. I am going to read your WS now. PS  Yes I meant to say that the keeper did not have a licence therefore it was wrong of them to assume he was the driver and the keeper. Thanks for picking that up.
    • In answer to your questions yes even though it wasn't called that, it was the NTK. Had it been a windscreen ticket you would not have received the NTK until 28 days had elapsed. In earlier times if the warden was present then a windscreen ticket would have been issued. It nows seems that the DVLA and the Courts don't see a problem  with not issuing a ticket when a warden is on site. A period of parking must mean that ther e has to be a start time and a finish time in order for it to be considered a period. A single time does not constitute a period. I am not sure what you mean by saying it could be taken either way.  All they have mentioned is  the incident time which is insufficient. There are times on the photos about one minute apart which do not qualify as the parking period because they are not on the PCN itself. The reason I asked if the were any more photos is that you should be allowed 5 minutes Consideration period for you to read the signs and decide whether you want to accept them and you do that by staying longer than 5 minutes. if  more  do not have photos of your staying there for more than 5 minutes they are stuffed. You cannot say that you left within the 5 minute period if you didn't , but you can ask them, should it get to Court , to provide strict proof that you stayed longer than the statutory time. If they can't do that, case over.
    • I recently bought some trainers from Sports Direct and was unhappy with them and their extortionate delivery and return postage charges. I tweeted about being unhappy, and received a reply from someone claiming to be from Sports Direct asking me to send my order number and email address by pm, so a claim could be raised. Which I (stupidly) did. The account used Sports Direct's name and branding, and a blue tick.  The following day I received a call from "Sports Direct Customer Service", and with a Kenyan number. They asked for details of the issue, and then sent me an email with a request to install an app called Remitly. They provided me with a password to access the app then I saw that it had been setup for me to transfer £100, and I was asked to enter my credit card number so they could "refund" me. I told them I was uncomfortable with this (to say the least), and was just told to ring them back when I did feel comfortable doing it. Ain't never gonna happen.  I just checked my X account, and the account that sent the message asking for my details is gone. I feel like a complete idiot falling for what was a clear scam. But at least I realised before any real damage was done. if you make a complaint about a company on social media, and you get a reply from someone claiming to be from that company and asking for personal details, tread very carefully.   
    • The good news is that their PCN does not comply with the Protection of Freedoms Act 2012  Schedule 4.. First under Section 9 (2)The notice must— (a)specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates; (b)inform the keeper that the driver is required to pay parking charges in respect of the specified period of parking and that the parking charges have not been paid in full; The PCN does not specify the parking period. AS you rightly say the ANPR times do not include driving to the parking space and then from there back to the exit. And once you include getting children in and out of cars especially if seat belts are involved the time spent parked can be a fair bit less than the ANPR times but still probably nowhere near the time you spent. But that doesn't matter -it's the fact that they failed to comply. Also they failed to ask the keeper to pay the charge.  Their failure means that they cannot now transfer the charge from the diver to the keeper . Only the driver is now liable. As long as UKPA do not know who was driving it will be difficult for them to win in Court as the Courts do not accept that the driver and the keeper are the same person. Particularly as anyone can drive any car if they have the correct insurance. It might be able to get more reasons to contest the PCN if you could get some photos of the signs. both at the entrance and inside the car park. the photos need to be legible and if there are signs that say different things from others that would also be a help.
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cabot AGAIN


sonic140
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starting new thread as case has changed

just got paperwork from Cabot. Pages and pages of blacked out info. Did find out its not S.B.-gutted. Checked old statements to confirm. Last payment FEB 2005. They have been charging 12% interest and the debt has gone from £6000 to over £9000. Can they do this ? Can I ask court to freeze interest. Also they say they sent me 10 letters but as I wasnt living at the address and my ex returned all my mail until my son opened court summons. (he has same name)They are charging for all letters too. any help much appreciated:idea:

 

(this is past alloc stage. Have sent cprs 31 and 18. and the above blacked out info is whats been sent by cabot)

Edited by sonic140
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cabot have added to my account as well, though they did back down when i pointed out to them i have no contract with them..reading your thread i take it that they have issued court papers? if so, you must defend..i am pretty sure these charges they have put on are rubbish and i dont believe them to be legal, the court would freeze the interest if they found in cabots favour, however, these scumbags must be stopped at the first hurdle..defend at all costs, if they have blacked out info why?

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Scan it and post it on here using photobucket or similar, just make sure you remove all Id, names adresses, bar codes ref. numbers etc.

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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ok will do. there are pages and pages of blacked out stuff. dont kno what thats about. scanner playing up but will try and find most relevant bits and put it on here.

 

Will i be able to claim charges from the this as it was a credit card?:D

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Was this in reply to a SAR? All the paper work?

 

Or simply a CCA request?

 

If it's the former then all you need to scan and load up is the Credit agreement, should have the T&C's and signature box, info about interest rates etc.

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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  • 3 weeks later...

cant find prevoius thread- cabot AGAIN.

Am at present at the stage where case with cabot has ben allocated to Fast track. Got paperwork from cabot. 50 pages mostly blacked out. got 6 months statements and a copy of an agreement I signed (its got signature form at top and is about one third the size of A4 and I can just make out something about cca1974 and another sheet with Financial and Regulated conditions as the title). Both are unreadable! The rest is just pages of stuff with marker pen thru it except at the end where they have left a bit saying they were going to attempt to get a charging order.

 

Dont know what to do. Should I try and agree to make payments (£60 pm is all I can afford) or will I have to go to court and they get a charging order.

Am getting really worried now. Any help appreciated:cry::Cry::cry:

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they cannot get a charging order until the following conditions have been met

they obtain a ccj in court

you are given by the court an amount you have to pay each week/month

you default on this

then and only then can they apply for a charge order

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Scan the documents to a jpeg file & save to 'My Documents'. Go to TinyPic - Free Image Hosting, Photo Sharing & Video Hosting & left click 'Choose', another page will open listing folders in your computer. Double left click 'My Documents' & left click the file you want to upload. Left click 'Open', the box will close then left click 'Upload Now' on the webpage. The page will refresh giving a list of options, copy the URL & paste it back here. Left click 'Post Quick Reply' & voila your agreement will appear "just like that" as Tommy Cooper would say.

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Hi debt4get

RE Charging Order

I know what your saying but I have a charging order already from Natwest and they got it because the judge said the company needed to get their money. I was paying £70 pm on a £14000 debt Shoosmiths went straight for a CO as soon as the judgement and payment agreement was made. never sent DD or SO forms despite requests from me, never cashed chqs sent on time. Judge refused to listen to anything I had to say at court. Granted CO and told me Natwest were entitled to their money and I have to pay £300 pm !!

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What a joke! It might aswell be printed in Latin, send them the following, stop any payments, and hope they show this evidence to the courts..

http://www.consumeractiongroup.co.uk/resources/templates-library/86-debt-collectors/571-failiure-to-provide-a-copy-of-the-agreement-within-the-prescribed-timescale

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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They sent about 50 pgs of stuff. The first few were in response to my cpr31 and 18, then the two pgs I uploaded, 6 months of statements and then about 30 pgs of blacked out writing . then at the end a few pgs of 'history' ie were they sent me assignment (to old address) and were they are hoping to go for a CO etc.

will send of that letter.

Once again thanks to all for help and support. now have fewer sleepless nights:wink:

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