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    • S13 (2)The creditor may not exercise the right under paragraph 4 to recover from the keeper any unpaid parking charges specified in the notice to keeper if, within the period of 28 days beginning with the day after that on which that notice was given, the creditor is given— (a)a statement signed by or on behalf of the vehicle-hire firm to the effect that at the material time the vehicle was hired to a named person under a hire agreement; (b)a copy of the hire agreement; and (c)a copy of a statement of liability signed by the hirer under that hire agreement. As  Arval has complied with the above they cannot be pursued by EC----- ------------------------------------------------------------------------------------------------------------------------------------------------------------------- S14 [1]   the creditor may recover those charges (so far as they remain unpaid) from the hirer. (2)The conditions are that— (a)the creditor has within the relevant period given the hirer a notice in accordance with sub-paragraph (5) (a “notice to hirer”), together with a copy of the documents mentioned in paragraph 13(2) and the notice to keeper; (b)a period of 21 days beginning with the day on which the notice to hirer was given has elapsed;  As ECP did not send copies of the documents to your company and they have given 28 days instead of 21 days they have failed to comply with  the Act so you and your Company are absolved from paying. That is not to say that they won't continue asking to be paid as they do not have the faintest idea how PoFA works. 
    • Euro have got a lot wrong and have failed to comply with the Protection of Freedoms Act 2012 Schedule 4.  According to Section 13 after ECP have written to Arval they should then send a NTH to the Hirer  which they have done.This eliminates Arval from any further pursuit by ECP. When they wrote to your company they should have sent copies of everything that they asked Arval for. This is to prove that your company agree what happened on the day of the breach. If ECP then comply with the Act they are allowed to pursue the hirer. If they fail, to comply they cannot make the hirer pay. They can pursue until they are blue in the face but the Hirer is not lawfully required to pay them and if it went to Court ECP would lose. Your company could say who was driving but the only person that can be pursued is the Hirer, there does not appear to be an extension for a driver to be pursued. Even if there was, because ECP have failed miserably to comply with the Act  they still have no chance of winning in Court. Here are the relevant Hire sections from the Act below.
    • Thank-you FTMDave for your feedback. May I take this opportunity to say that after reading numerous threads to which you are a contributor, I have great admiration for you. You really do go above and beyond in your efforts to help other people. The time you put in to help, in particular with witness statements is incredible. I am also impressed by the way in which you will defer to others with more experience should there be a particular point that you are not 100% clear on and return with answers or advice that you have sought. I wish I had the ability to help others as you do. There is another forum expert that I must also thank for his time and patience answering my questions and allowing me to come to a “penny drops” moment on one particular issue. I believe he has helped me immensely to understand and to strengthen my own case. I shall not mention who it is here at the moment just in case he would rather I didn't but I greatly appreciate the time he took working through that issue with me. I spent 20+ years of working in an industry that rules and regulations had to be strictly adhered to, indeed, exams had to be taken in order that one had to become qualified in those rules and regulations in order to carry out the duties of the post. In a way, such things as PoFA 2012 are rules and regulations that are not completely alien to me. It has been very enjoyable for me to learn these regulations and the law surrounding them. I wish I had found this forum years ago. I admit that perhaps I had been too keen to express my opinions given that I am still in the learning process. After a suitable period in this industry I became Qualified to teach the rules and regulations and I always said to those I taught that there is no such thing as a stupid question. If opinions, theories and observations are put forward, discussion can take place and as long as the result is that the student is able to clearly see where they went wrong and got to that moment where the penny drops then that is a valuable learning experience. No matter how experienced one is, there is always something to learn and if I did not know the answer to a question, I would say, I don't know the answer to that question but I will go and find out what the answer is. In any posts I have made, I have stated, “unless I am wrong” or “as far as I can see” awaiting a response telling me what I got wrong, if it was wrong. If I am wrong I am only too happy to admit it and take it as a valuable learning experience. I take the point that perhaps I should not post on other peoples threads and I shall refrain from doing so going forward. 🤐 As alluded to, circumstances can change, FTMDave made the following point that it had been boasted that no Caggers, over two years, who had sent a PPC the wrong registration snotty letter, had even been taken to court, let alone lost a court hearing .... but now they have. I too used the word "seemed" because it is true, we haven't had all the details. After perusing this forum I believe certain advice changed here after the Beavis case, I could be wrong but that is what I seem to remember reading. Could it be that after winning the above case in question, a claimant could refer back to this case and claim that a defendant had not made use of the appeal process, therefore allowing the claimant to win? Again, in this instance only, I do not know what is to be gained by not making an appeal or concealing the identity of the driver, especially if it is later admitted that the defendant was the driver and was the one to input the incorrect VRN in error. So far no one has educated me as to the reason why. But, of course, when making an appeal, it should be worded carefully so that an error in the appeal process cannot be referred back to. I thought long and hard about whether or not to post here but I wanted to bring up this point for discussion. Yes, I admit I have limited knowledge, but does that mean I should have kept silent? After I posted that I moved away from this forum slightly to find other avenues to increase my knowledge. I bought a law book and am now following certain lawyers on Youtube in the hope of arming myself with enough ammunition to use in my own case. In one video titled “7 Reasons You Will LOSE Your Court Case (and how to avoid them)” by Black Belt Barrister I believe he makes my point by saying the following, and I quote: “If you ignore the complaint in the first instance and it does eventually end up in court then it's going to look bad that you didn't co-operate in the first place. The court is not going to look kindly on you simply ignoring the company and not, let's say, availing yourself of any kind of appeal opportunities, particularly if we are talking about parking charge notices and things like that.” This point makes me think that, it is not such a bizarre judgement in the end. Only in the case of having proof of payment and inputting an incorrect VRN .... could it be worthwhile making a carefully worded appeal in the first instance? .... If the appeal fails, depending on the reason, surely this could only help if it went to court? As always, any feedback gratefully received.
    • To which official body does one make a formal complaint about a LPA fixed charge receiver? Does one make a complaint first to the company employing the appointed individuals?    Or can one complain immediately to an official body, such as nara?    I've tried researching but there doesn't seem a very clear route on how to legally hold them to account for wrongful behaviour.  It seems frustratingly complicated because they are considered to be officers of the court and held in high esteem - and the borrower is deemed liable for their actions.  Yet what does the borrower do when disclosure shows clear evidence of wrong-doing? Does anyone have any pointers please?
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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Advent Computer Training (Barclays Partner Finance)Info and discussion thread


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Had another email from PKF (I imagine most of you have), which says, "We understand that certain BPF Students may be entitled to make claims under the terms of the CCA". Funny how BPF seem to be the only ones that think the CCA doesn't apply in this case

 

 

hey Lankus, would you be able to forward me the email if I give u my email address via PM? I hardly ever recieve emails from them, they did not even let me know about Advent Administration, I found out from a friend and from letter from BPF which i got hold of about a month later. :rolleyes:

 

also do you guys think that BPF might have someone as a mole on this forum? would not surprise me.

 

oh and calls from BPF increased to 12 a day, however today only 2, maybe they finaly read the letter I sent to customer services and managing director. :cool:

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Thats great news fuzzbutt thanks fofr all your help .

I was talking to the F.O yesterday and they are looking into this for me also.

Do i need to tell barclays to put my account in dispute?

 

Yes, you do, Lewis.

they should not be hassling you for money then as it's against the Lending Standards Code (not that Barclays take any note of that!)

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Just Sent Everyone On The List An Invite To The Site! So Don't Forget To Check Your Junk Mail, Guys.

 

WHOO HOO!!! We're on our way to victory! :D

 

Hi fuzzbutt iv not recived my invite to the site did you get my email.

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Hi fuzzbutt iv not recived my invite to the site did you get my email.

 

Yes, just checked. If it doesn't turn up in your junk/spam mail either by tomorrow evening let me know and I'll resend it. It could be a bit slow.

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Maygav I think it would be foolish of us to think there isn't one 'lurking' somewhere.

 

 

It is certain that BPF are monitoring this site.

 

In fact this site is routinely monitored by all of the financial organisations, their solicitors and variously debt collecting organisations.

 

This has been apparent in the past when posts have actually turned up in court cases, (usually counter productive for them), but be aware.

 

David

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we know how you feel about this.. but I cant help thinking that once they have your money they will drag this out even longer.. they have less incentive to conclude.

 

I waited for Barclays to come up with a alternative provider I told them that I do not concider Computeach as an alternative even if the was the only company left.. I also told them in no circumstances are they (Barclays) to hand over money on my behalf to Computeach... I would rather burn my money than give it to them.

 

I am just in the process now of writing in my first letter.. yes I know its late.. but I hoped that Barclays would have given us more options than they have done.. Computech or Else ? .. they is not acceptable alternatives

 

your right 10pack the moment I pay up Im screwed if I put the account in dispute they cant do much. also with the good new we just received from fuzzbutt feel a whole lot better.

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Yes, just checked. If it doesn't turn up in your junk/spam mail either by tomorrow evening let me know and I'll resend it. It could be a bit slow.

 

Thats Great thanks again and if there is anything i can do to help just let me no we will win this battle together.

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hello,

I have just come across this thread and wanted to share our story.

My husband was taking the Microsoft Engineer course with Advent computer training and we had no idea that it went bust, not until one month ago when I just happened to come across a news report. We were shocked.

 

We are clueless as to what to do so we went into our local Barclays branch where we were advised to stop payments to Barclays Partner Finance which we promptly did, and then the phone calls started up until 9:30 pm every night and then threatning letters stating they will charge him huge amounts of fines until he pays up,

 

I believed them as I use to bank with Barclays and once I went £3.00 over drawn and was charged £130.00 pounds so when I was paid my wages, I was short £130.00 so I went overdrawn again which started a vicious cycle of being overdrawn and getting charged, It got so bad that it was either food or rent and I rang Barclays and begged them in tears to stop charging me and I was told just like this, 'You are obviously a charity case, and Barclays is not a charity' I have never forgotten that and it still makes my blood boil 12 years later.

 

So back to the present day, computeach has been in touch telling us how fantastic they are but he has not signed up to anything, They asked him to sign into the website to look at courses but he was afraid he might be signing up to them without realizing it if he did that. so we are stuck in limbo, paying Barclays out of fear of being charged, not signed up to computeach, HELP! what is happening with everyone else?

 

He would really like his money back to sign up for classes at our local college, but I am assuming this is not possible, as Barclays have told us they have fulfilled thier obligation to him.

Sorry this post seems so fragmented. BIG Thanks to any advice given

 

With Thanks,

Ella and Mark

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hello,

I have just come across this thread and wanted to share our story.

My husband was taking the Microsoft Engineer course with Advent computer training and we had no idea that it went bust, not until one month ago when I just happened to come across a news report. We were shocked.

 

We are clueless as to what to do so we went into our local Barclays branch where we were advised to stop payments to Barclays Partner Finance which we promptly did, and then the phone calls started up until 9:30 pm every night and then threatning letters stating they will charge him huge amounts of fines until he pays up,

 

I believed them as I use to bank with Barclays and once I went £3.00 over drawn and was charged £130.00 pounds so when I was paid my wages, I was short £130.00 so I went overdrawn again which started a vicious cycle of being overdrawn and getting charged, It got so bad that it was either food or rent and I rang Barclays and begged them in tears to stop charging me and I was told just like this, 'You are obviously a charity case, and Barclays is not a charity' I have never forgotten that and it still makes my blood boil 12 years later.

 

So back to the present day, computeach has been in touch telling us how fantastic they are but he has not signed up to anything, They asked him to sign into the website to look at courses but he was afraid he might be signing up to them without realizing it if he did that. so we are stuck in limbo, paying Barclays out of fear of being charged, not signed up to computeach, HELP! what is happening with everyone else?

 

He would really like his money back to sign up for classes at our local college, but I am assuming this is not possible, as Barclays have told us they have fulfilled thier obligation to him.

Sorry this post seems so fragmented. BIG Thanks to any advice given

 

With Thanks,

Ella and Mark

 

 

I understand your horror at bpf.... not long ago( june 2009 to be precise when my payments started) me and my partner had a baby.. he lost his job and i was on mat leave which is 500 a month. the woman from bpf basically told me.... once i asked if i could lower the repayments due to our circumstance.... that i knew i had an agreement with them when i fell pregnant.... so i asked her .. whatwould you suggest i do.... not have the baby because i owe mony... she just repeated herself to me. I was so horrofied to what she may be suggesting.it still angers me.

i hope bpf get whats coming.

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just registered in the action group...finally got a hope that we are together to fight against bpf..thanx alot fuzzbutt for ur support in these hard times. I'm going to send req' documents to hausfled 2mrw..do i still need to complain FO..

 

Bluedo..i'm goin to use ur template for BPF to put my account in dispute..thanx alot guyzs.

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just registered in the action group...finally got a hope that we are together to fight against bpf..thanx alot fuzzbutt for ur support in these hard times. I'm going to send req' documents to hausfled 2mrw..do i still need to complain FO..

 

Bluedo..i'm goin to use ur template for BPF to put my account in dispute..thanx alot guyzs.

 

Hi Raj4u,

We're getting there and there's strength in numbers send them that dispute letter tomorrow. :)

I haven't heard a peep from them since I sent them mine.

Maybe shouldn't have said that I'll get hit with something now but that's my last word to them.;)

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