Advent Computer Training (Barclays Partner Finance)Info and discussion thread

[belfastboy]

Nice one keep us posted if you get any good news I'll do the same ok

 

 

Check your private messages Lewis ive sent you my mobile number

[Robtroll]

Hey Guys. Another fellow EX-student here.

 

Been trying to do some research of my own. I think I may have found some valid points through the contracts and law, but not sure, so i'm posting here to see if people know more about them or already have information about them.

 

1. As some people are paying through Clydesdale, I have found that I dont have an actual contract WITH barclays, only Clydesdale. There is no mention on this contract about providing alternative goods or services.
   
2. (Taken from the Equal Liability link a few pages eariler). "Under the Consumer Credit Act 1974, the credit grantor (whoever provides the credit) normally becomes equally responsible for any breach of contract or misrepresentation by the supplier."
   
3. In this case, on the Terms & Conditions on the back of the Enrollment Form, Section 10 - Termination. Section 10.1.1 "In the event that we make any voluntray arrangements with our creditors or become subject to an administration order, or go into liquidation (except for the purposes of amalgamation or reconstruction and in such a manner that the company resulting there from effectively agrees to be bound by or assume the obligations impossed on that other party under this agreement)." Does this mean that this applys to Barclays and the contract could therefore be terminated?
   
4. On the Clydesdale contract, by the Consumer Credit Act 1974, "If you received unsatisfactory goods or services paid for under this agreement, you may have the right to sue us, the supplier, or both". "If the contract is not fulfilled, perhaps the supplier has gone out of business, you may still be able to sue us."
   

I know point 4 has been brought up in other posts, but seen no light shed on the matter, as with most information we get hold of, and to me is looking quite bleek.

 

All this kind of stuff is complete gobble-de-gook to me, but just trying to help out as much as I can. I'm going to the CAB tomorrow/today to find out more about these points and anything else we may be able to do.

 

Rob

Stoke-on-Trent

[MARTIN3030]

Rob Clydesdale IS part of Barclays and in fact runs under the same Consumer Credit Licence.

See here;

 

 

Licence Number:0375557

Licence Status:Current

 

Current Applicant / Licensee:

 

Business NameCompany Registration Number Clydesdale Financial Services Limited2901725

 

Categories:

 

Consumer credit Credit brokerage Debt collecting

 

Right To Canvass Off Trade Premises:Yes

 

 

Trading Name(s) (Current):

 

Barclaycard Motor Loans Barclays Partner Finance Clydesdale Finance Clydesdale Financial Services Personal Loans From Barclaycard

 

Trading Name(s) (Historic):

 

Barclaycard Loan Carrick Finance Carrickard Castle Finance Barclaycard Loans Ventura

 

Issued Date: 27-Mar-1994

Expiry Date: 01-Oct-2009

 

 

Legal Formation:

 

Body Corporate (incorporated inside UK)

 

Current Individuals that run the organisation:

 

NamePosition Curt John Hess Gaynor Bulloch Mr Craig William MurrayOFFICER Neil Andrew Radley

 

Historic Individuals that run the organisation:

 

NamePosition Alan Guy EvansOFFICER David Wilson KeensOFFICER Elissa Leah PhillipsOFFICER Gaynor Carruthers BullochOFFICER Helen Jane Hodgson Ian MacDonaldOFFICER Jeffrey WhiteOFFICER Lawrence DickinsonJoint Secretary Mark Richard Howells Mr Iain Peter Wheeler KendallOFFICER Mr Ian Peter CampbellOFFICER Mr Ian Peter Wheeler KendallOFFICER Mr Kenneth William MaynardOFFICER Mr Mark Harvey Ayton AstburyOFFICER Mr Richard David William BanksOFFICER Mr Stephen FairbankOFFICER Paul Gerard TurnerOFFICER Peter Stuart CrookOFFICER Richard Llewellyn DaviesOFFICER Richard SommersOFFICER Samuel Robert JonesOFFICER Stephen DowdellsOFFICER Steve FairbankOFFICER William Robert Thomson

 

Current Organisations that run the organisation:

 

NameCompany Registration NumberPosition Barcosec Limited OFFICER

 

Historic Organisations that run the organisation:

 

NameCompany Registration NumberPosition Barcosec Limited TJG Secretaries Limited OFFICER

 

Nature of Business:

 

Other

 

Current Address(es):

 

Address TypeAddress CorrespondenceLynsey Cox, Barclays Corporate Secretariat, 1 Churchill Place, London, E14 5HP Principal Place Of Business10000 Academy Business Park, Gower Street, Glasgow, G51 1PR Registered Office1, Churchill Place, London, E14 5HP

 

Historic Address(es):

 

Address TypeAddress Correspondence., Hepworth House, Claypit Lane, Leeds, West Yorkshire, LS2 8DE Correspondence10,000, Academy Business Park, Gower Street, Glasgow, GS1 1PR Correspondence58, South Croft Road, Rutherglen, Glasgow, G73 1UX CorrespondenceAlison Bibby,Group Corp Sec,54, Lombard Street, London, EC3P 3AH CorrespondencePeter Speirs, Barclays Corporate Secretariat, 1 Churchill Place, London, E14 5HP Principal Place Of Business58, South Croft Road, Rutherglen, Glasgow, G73 1UX Principal Place Of Business9000, Acadamy Park, Gower Street, Glasgow, G51 5PR Registered Office54, Lombard Street, London, EC3P 3AH Registered Office64, Harley Street, London, W1G 7HB Registered OfficeCarmelite, 50, Victoria Embankment, London, EC4Y 0DX Registered OfficeHepworth House, Claypit Lane, Leeds, West Yorkshire, LS2 8AE Registered OfficeTaylor Wessing, Carmelite 50, Victoria Embankment, London, EC4Y 0DX

[MARTIN3030]

tHE fsa register is currently down.

But inputting the postcode of their reg office which is Barclays Corporate HQ in London (E14 5HP) gives good contact info inc email and telephone Nos.

These are generally not published on main websites.

 

heres link FSA Register site unavailable

[Conniff]

It is with regret that having tried our very best we have been unable to secure ongoing funding for the company and accordingly as matters currently stand we are unable to continue to provide your training.

Arrangements are being made for an insolvency practitioner to be appointed and you will be hearing from them in due course.

 

Unfortunately for those that have paid upfront in full, it is millions to one that you see even one penny of your fee returned.

Because there will be no return for those who have paid upfront, those paying as they go should stop payments immediately.

 

Agreement or not, no one can make you pay for something you will not now be receiving.

It's not like buying goods on credit where you already have the goods.

[belfastboy]

Unfortunately for those that have paid upfront in full, it is millions to one that you see even one penny of your fee returned.

Because there will be no return for those who have paid upfront, those paying as they go should stop payments immediately.

 

Agreement or not, no one can make you pay for something you will not now be receiving.

It's not like buying goods on credit where you already have the goods.

 

I would stop my dd but dont want to give them the upper hand nor risk damaging my credit rating

[Gusteta]

Guys I will come back Soon, a have an Appointment with a really good Lawyer. But the first thing u guys need to do if you guys got a Loan with ANGLO Capital, is call your banks and cancel the Direct Debit. Dont pay for what u cannot have!!!

See u Soon!

[Sticky1]

Guys I will come back Soon, a have an Appointment with a really good Lawyer. But the first thing u guys need to do if you guys got a Loan with ANGLO Capital, is call your banks and cancel the Direct Debit. Dont pay for what u cannot have!!!

See u Soon!

 

Gusteta

Did you have a loan with Anglo or Barclays?

[samuel_vimes]

For any Hitatchi Capital students:

 

Hi everyone, first post from me and can I add this forum has been a tremendous help so I will try and do my bit to help others.

 

I am also an ex-student of Advent doing the Advanced Web Designer course and was around two thirds of the way through completion. When I started the course I took out the finance agreement (via Advent) to cover my £6000 course fees.

 

Here is my timeline of events since last Wednesday:

 

Thu 28/01/10

Spoke to customer service department at Hitatchi Capital to explain my situation (use 0113 380 1000 if you get free calls to landlines). They informed me that they had just found out about Advent and were still investigating. In the meantime I was asked to send copies of my course documentation to the following address:

 

Merchandise Complaint Department

Hitatchi Capital

2 Apex View

Leeds

LS11 9BH

 

The CA advised me that once they have more information they would let me know.

 

I then sent copies (not originals) of my documentation that same morning by recorded delivery.

 

Fri 29/01/10

Documentation signed for at Hitatchi Capital

 

Sat 30/01/10

Rang Hitatchi Capital again for an update but there was no answer

 

Mon 01/02/10

Rang Hitatchi Capital a third time for an update. The CA I spoke to told me that they are still investigating and cannot give any further information at this time. I asked if the agreement was covered under Section 75 of the CCA and she informed me that she did not know.

 

Following this I rang consumer direct and spoke to a really helpful gentleman. He has informed me that because the agreement has "Fixed-Sum Loan Agreement Regulated by the Consumer Credit Act 1974" at the top, that I am covered under section 75.

 

He recommended filling out their template letter (get a copy here) and send it by recorded delivery without fail.

 

In the first instance they are obliged to find an alternate training providor that is equal or better. Failing this I then have the right to cancel the agreement as the goods are technically 'faulty'.

 

Hopefully my waffle is of some use to others and if I get more feedback or progess I will let everybody know.

[Conniff]

I would stop my dd but dont want to give them the upper hand nor risk damaging my credit rating

 

You should keep in mind that the major creditors will be paid first ie gas water electric rent and stationery so you will in fact be paying their mismanaged bills and not be contributing to what your signed up for.

 

Even those that work their won't be getting paid until all the others have been satisfied.

[DINKY_2010]

I am with Barclays finance.

 

I do not want to accept an alternative provider. Even if they find an alternative that gives us the correct qualifications are we obliged to accept this? Surely the terms in the contract have been changed and breached!

 

This is definately something that needs to be reported to the fraud squad.

[DINKY_2010]

You should keep in mind that the major creditors will be paid first ie gas water electric rent and stationery so you will in fact be paying their mismanaged bills and not be contributing to what your signed up for.

 

Even those that work their won't be getting paid until all the others have been satisfied.

 

 

True we will be at the bottom of the list!!!

[belfastboy]

Yes but surely if i turn round and cancel my dd they will say to me you have breached your agreement even though they have already breached theres!!

[belfastboy]

This is just a nightmare my heads right up me arse to put it bluntly would just like to know what to do stand etc.

[Sticky1]

Belfastboy

If you are with Barclays Partner Finance/Clydesdale/RBS/Hitachi or agreement regulated by the consumer credit act then you would be in breach. If you were with Anglo capital then you are not

[belfastboy]

Yeah thats i mean im with Barclays

[Sticky1]

Yeah thats i mean im with Barclays

 

Then you would be in breach. Wait and see what barclays say. I dont think you are going to get a really quick answer from them though but I would ring everyday for an update.

[belfastboy]

Cheers sticky although as you say your not gonna get a quick answer but have they not already breached there agreement?

[Sticky1]

Cheers sticky although as you say your not gonna get a quick answer but have they not already breached there agreement?

 

Advent breached the agreement but barclays have a responsibility to help. Its a vicious triangle between you, advent and barclays.

[pvincent]

Advent are not trading anymore! And since Anglo Capital is a part of Advent, neither is Anglo Capital!

 

Barclays Clydesdale told me this very fact and it is evidenced on the Advent website, BBC news etc. Advent have stopped trading.

 

I've just been to my bank and cancelled the Direct Debit to Anglo AND claimed back my fee for February which will be back in my bank overnight.

 

Just tell your bank that the company has stopped trading since Jan and should not have taken the Feb payment.

 

Note that this advice only applies to people with Anglo Capital agreements, NOT Barclays, Hitachi or anything else.

[Sticky1]

Spoke to First Capital Cashflow who collect the money for Anglo, they will not being taking anymore money for "that organization". Anyone who did get it taken after the date will get it back

[luke100390]

Just to let everyone know, Im going to Citizens Advice today to see what they say, I will be showing them the signed documents i have and will also tell them the notice on Advents website saying Barclays pulled the funding.

 

Will let anyone know in the same situation as me (Barclays Partner Finance) what they say

[Savarok]

Just to let everyone know, Im going to Citizens Advice today to see what they say, I will be showing them the signed documents i have and will also tell them the notice on Advents website saying Barclays pulled the funding.

 

Will let anyone know in the same situation as me (Barclays Partner Finance) what they say

 

That would be great as I couldn't get down to them today!

[Bluedo]

Hi.

I've been reading this thread I signed up with Advent 09.I am due to pay £5,000 before march. or debt will become £10,000+

Don't know where to start. I phoned Consumer Direct this morning and they said contact Barclay's Partner finance but I'd really like to know my rights before I shoot myself in the foot.

CD also said that as there's been 1year of the course forwarded then that will have to be paid for. I've not started to pay anything yet but can anyone advise best way to go.

Don't fancy paying for nothing as I've recieved very little up till now.

 

Got a letter from Barclay's saying ...We have been notified that Advent Consulting Ltd have ceased to trade. I can confirm, however that we are currently in the process of sourcing an alternative provider to complete your course.

Please don't worry as you are not required to do anything at this stage. we will contact you shortly to confirm details of your new training provider. in the meantime your finance agreement will continue as normal.

 

Surely they can't just palm us off like that we entered a contract with Advent and Finance was arranged albeit with Barclays but was arranged through advent.

Advent are now defunct so I think Barclays greivance is with Advent and not with the students. But get the feeling they're not going to give up trying to get us all to keep paying which imo is totally unacceptable.

I will seek legal advice and have read about NOT to cancel DD that's been set up What should I do? Thanks any help appreciated

Edited March 27, 2010 by Bluedo

[tkhaynes]

I am seeking legal Advice on Monday, so if I find out any thing I will post on here. I got mine with Barclays & only signed up in Dec 2009. Nearly £6K for 1 paperbook. I just want to get out of the loan agreement.

 

ALL, If you are on facebook, please search & join this page. Advent training Scammed Us - we want our Money Back! We curerently have 400 members & it would be good if we can stick together.

 

 

Hiya Mate,

 

How did you get on? I'm in the same boat, went through the credit agreement with Barclays and i had to pay the loan back before they charged me interest.

 

So not sure wants going on and aiming to get my money back some how.

 

Terry