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    • Shein has been linked to unethical business practices, including forced labour allegations.View the full article
    • Hi I have to agree with @unclebulgaria67 post#3 For the funding side of moving to a new area and it being private supported accommodation I would also suggest speaking to private supported accommodation provider about funding but also contact the Local Council for that area and have a chat with them about funding because if you are in receipt of Housing Benefit certain Supported Accommodation that meets a certain criteria is treated as ‘exempt accommodation’ for Housing Benefit purposes but you need to confirm this with that relevant Council in your new area especially since it is Private Supported Accommodation as each Council can have slightly different rules on this. If you have a certain medical condition look up the charities and also have a wee chat with them as they may be able to point you to different Grants to assist with moving costs and your question about funding for private supported accommodation as well.
    • Hi Just to be clear a Notice to Quit is only the very start of the Housing Association going down the Eviction route there is a long process to go. Also to be clear if you leave at the Notice to Quit date only and go to the Council claiming you are Homeless they will more than likely class you as Intentionally Homeless therefore you have no right to be given temporary housing by the Council. The only way that works is when the Court has Granted a Possession Order then you can approach the Council as Homeless with the Court Order. As for the Housing Association issuing the Notice to Quit because there investigation has proved it's not your main residence but you have witness statement to prove otherwise. From now on with the Housing Association you need to keep a very good paper trail and ensure to get free proof of posting from the post office with anything you send to them. You now need to make a Formal Complaint to the Housing Association and please amend the following to suit your needs:   Dear Sir/Madam FORMAL COMPLAINT Reference: Notice to Quit Letter Dated XX/XX/2024, Hand Delivered on XX/XX/2024 I note in your letter that you stated that the Housing Association has carried out an investigation into myself and came to the conclusion that I am not using this property as my main residence and have evidence of this and have therefore issued a 'Notice to Quit' by XX/XX/2024. I find the above actions absolutely disgraceful action by the Housing Association. 1. Why have I never been informed nor asked about this matter by my Housing Officer. 2. Why have I never been given the opportunity to defend myself before the Housing Association out of the blue Hand Delivered a Notice to Quit Letter. 3. I have evidence and witnesses/statements that prove this is my Main Residence and more than willing provide this to both the Housing Association and the Court. I now require the following: 1. Copy of your Complaints Policy (not the leaflet) 2. Copy of your Customer Care Charter (not the leaflet) 3. Copies of your Investigation into this not being my main residence.    As well as the above you need to send the Housing Association urgently a Subject Access Request (SAR) requesting 'ALL DATA' that simple phrase covers whatever format they hold that in whether it be letters, email, recorded calls etc. The Housing Association then has 30 calendar days to respond but that time limit only starts once they acknowledge your SAR Request. If they fail to respond within that time limit its then off with a complaint to the Information Commissioners Office (ICO).     
    • Hi Sorry for the delay in getting back to you The email excuse and I do say excuse to add to your account and if court decide LL can't recoup costs will be removed is a joke. So I would Ask them: Ask them to provide you with the exact terms within your Tenancy Agreement that allows them to add these Court Fees to your Account before it has been decided in Court by a Judge. Until the above is answered you require these Court Fees to be removed from your Account (Note: I will all be down to your Tenancy Agreement so have a good look through it to see what if any fees they can add to your account in these circumstances)
    • Thank you for your responses. As requested, some more detail. Please forgive, I'm writing this on my phone which always makes for less than perfect grammar. My Dad tries but English not his 1st language, i'm born and bred in England, a qualified accountant and i often help him with his admin. On this occasion I helped my dad put in his renewal driving licence application around 6 weeks before expiry and with it the disclosure of his sleep apnoea. Once the licence expired I told him to get in touch with his GP, because the DVLA were offering only radio silence at that time (excuses of backlogs When I called to chase up). The GP charged £30 for an opinion letter on his ability to drive based on his medical history- at the time I didn't take a copy of the letter, but I am hoping this will be key evidence that we can rely on as to why s88 applies because in the GP opinion they saw no reason he couldn't drive i need to see the letter again as im going only on memory- we forwarded the letter in a chase up / complaint to the DVLA.  In December, everything went quiet RE the sleep apnoea (i presume his GP had given assurance) but the DVLA noticed there had been a 2nd medical issue in the past, when my father suffered a one off mini stroke 3 years prior. That condition had long been resolved via an operation (on his brain of all places, it was a scary time, but he came through unscathed) and he's never had an issue since. We were able to respond to that query very promptly (within the 14 days) and the next communication was the licence being granted 2 months later. DVLA have been very slow in responding every step of the way.  I realise by not disclosing the mini stroke at the time, and again on renewal (had I known I'd have encouraged it) he was potentially committing an offence, however that is not relevant to the current charge being levied, which is that he was unable to rely on s88 because of a current medical issue (not one that had been resolved). I could be wrong, I'm not a legal expert! The letter is a summons I believe because its a speeding offence (59 in a temp roadworks 50 limit on the A1, ironically whist driving up to visit me). We pleaded guilty to the speeding but not guilty to the s87.  DVLA always confirmed to me on the phone that the licence had not been revoked and that he "May" be able to continue to drive. They also confirmed in writing, but the letter explains the DVLA offer no opinion on the matter and that its up to the driver to seek legal advice. I'll take the advice to contact DVLA medical group. I'm going to contact the GP to make sure they received the SAR request for data, and make it clear we need to see a copy of the opinion letter. In terms of whether to continue to fight this, or to continue with the defence, do we have any idea of the potential consequences of either option? Thanks all
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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Advent Computer Training (Barclays Partner Finance)Info and discussion thread


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Thanks Blade - an offer of bevvy is always much appreciated. :D

 

On the questions for FOS, I'll look out my last letters. Unfortunately the verbal stuff from the salesman I won't have (the job promises were only verbal, nothing in any brochures, but he did slip up in my acceptance letter by outlining the summary of the work placement we'd agreed).

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Does anyone have a copy of their finance agreement with barclays? I dont appear to have one! Aswell does anyone have any documentation where it was noted that you could take exams anywhere? I'm trying to argue my case with the fos, any help would be appreciated :)

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Did any1 see in The Sun about how Barclays go into Prisons and offer current accounts etc to rapiest, murders? Just about sums them up! Desperados who do not give a fcuk!

Well, I suppose as long as London has public bicycles with Barclays name on them that make me sick, what The Sun says, doesn't really matter, does it?

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Hi All just a littie some thing that you may want to no if you are still getting 1000 call's aday or just started the course be 4 it went under ( like me )

 

i phone up bfp i told them i wanted my mum's house phone number taken of the list and if they need me call me on my moblie ( they done it 4 once after all this time :confused: )

 

and then the guy said what do i want 2 happen .i said i will only pay £5 MAX for 1 book i had and will not pay £10.000 for some thing i didnt have .plus Sa75 .and the data thing bluh bluh ...for him 2 say ok i will put your idea forward and i will get a call in a weeks time and we go from there ?????

 

ARE they starting 2 get it now..coz they no there ****ed !:grin: errmm i didnt no what 2 say after that

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hi reload thats very interesting could you post exactly what you said as it may be very usefull,i only started in october and am expectedt to pay £6500 for two books and a folder !

Another thing does anyone no why all the loans seem to be of different amounts for the same thing?

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hi reload thats very interesting could you post exactly what you said as it may be very usefull,i only started in october and am expectedt to pay £6500 for two books and a folder !

Another thing does anyone no why all the loans seem to be of different amounts for the same thing?

 

 

Hi lewis

 

yh what it was my mum was starting 2 get ****ed of getting 4 calls aday from bfp and some times 9pm on a weekend ( F**king joke ) ..after they said 2 me be 4 they have taken this number of there list ..so i call them up on the 0845 number and said you sood not ring me on this number as i had it taken away ..if you do i will sue you for hassment so they done there lies and said we call you back on you moblie in a hour ...so they call me the next day on my house phone lol !

 

the number was a 0151 number i told him 2 take this number of as i dont live here any more ..he said thats done 4 ya .just like that after how many times i have asked them 2 do it

 

he told me he no's ever thing about the Sa75 & date act and he said this is wrong and this sood be on hold ?? then he said what do you want 2 happen .so i told him my story about me and my 1 book and im not paying ..only £5 max for that book ..for him to say ok i will give your idea forward 2 the manger and i will get a call back in a week and we go from there to end this !!

 

i dont no if i done some thing rigth ..or just luck But they was nice 2 me 4 once !

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Hi All just a littie some thing that you may want to no if you are still getting 1000 call's aday or just started the course be 4 it went under ( like me )

 

i phone up bfp i told them i wanted my mum's house phone number taken of the list and if they need me call me on my moblie ( they done it 4 once after all this time :confused: )

 

and then the guy said what do i want 2 happen .i said i will only pay £5 MAX for 1 book i had and will not pay £10.000 for some thing i didnt have .plus Sa75 .and the data thing bluh bluh ...for him 2 say ok i will put your idea forward and i will get a call in a weeks time and we go from there ?????

 

ARE they starting 2 get it now..coz they no there ****ed !:grin: errmm i didnt no what 2 say after that

 

 

I had a call yesterday [ infact 2] regarding my letter in dispute collected at Glasgow on 29th April, and the fact there had been no response from BPF about it. [i had complained about this ]

I was told that it had not been passed over from the Glasgow office,so i

should send another dispute letter into Cardiff, and it will be looked at by

a dedicated team that is dealing with the Advent thing.

There was no dedicated team at Glasgow! apparantly.

 

One thing is for sure - i have had several conversations with the people at Cardiff, and they will speak to you as one human being to another, rather than pondlife - like the Glasgow office approach.

It seems like there is a public relations thing going down at the moment, or i have been lucky.

But it still amounts to nothing if they will not budge.

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I have had a card through the door today saying "I called today for the first time regarding your account Please contact Gareth on telephone number 07816501824 or our office on 0844 257 8535 quoting (my acc no)". From Resolvecall ltd, spectrum building, 55 Blythswood Street, Glasgow G2 7AT

 

Has anyone else had this card? Mine came through the catflap for some reason....

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I had a call yesterday [ infact 2] regarding my letter in dispute collected at Glasgow on 29th April, and the fact there had been no response from BPF about it. [i had complained about this ]

I was told that it had not been passed over from the Glasgow office,so i

should send another dispute letter into Cardiff, and it will be looked at by

a dedicated team that is dealing with the Advent thing.

There was no dedicated team at Glasgow! apparantly.

 

Yes there was - it was dedicated to getting their money anyway they could.

 

David

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I have had a card through the door today saying "I called today for the first time regarding your account Please contact Gareth on telephone number 07816501824 or our office on 0844 257 8535 quoting (my acc no)". From Resolvecall ltd, spectrum building, 55 Blythswood Street, Glasgow G2 7AT

 

Has anyone else had this card? Mine came through the catflap for some reason....

 

I suppose snakes can't reach very high.

 

That would be from one of Resolvecall/Scotcall's team of self employed collectors. Ignore it and if they call when you are there - just tell them to get off your property.

 

David

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Had another two letters from mercers today and this despite sending them a letter next day signed for telling them about my account and why I concidered it in dispute.

Todays letters one telling me they have contacted me several times regarding my overdue account they are concerned that I might be in financial hardship and to get in touch with CAB.. then they tell me there is a further late payment charge of £22.50 :mad:.

 

the next one tells me that since I have ignored their last letter I now have to pay the full amount I owe withing 7 days of the date of the letter..its dated 30/07/10 today is 04/08/10 cutting it fine I think.

 

so if I dont pay them this money immediately they got a list of things they want to do to me..

legal action summons

enforcement by bailiffs

enforcement of attachment to current or future salary... (I am out of work have been for over a year).

local collectors calling at house to secure full payment.

and finally ****ing up my credit record.. barclays are already doing that

 

:mad: :mad: :mad: :mad: :mad: :mad:

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Yes there was - it was dedicated to getting their money anyway they could.

David

 

Lol........

 

As it happens they were not that dedicated - they got no money from me.

And account now accepted as in dispute.15 weeks after original letter!

Now thats dedication......from me.:)

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I suppose snakes can't reach very high.

 

That would be from one of Resolvecall/Scotcall's team of self employed collectors. Ignore it and if they call when you are there - just tell them to get off your property.

David

 

 

Through the Cat flap of course.

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Lol........

 

As it happens they were not that dedicated - they got no money from me.

And account now accepted as in dispute.15 weeks after original letter!

Now thats dedication......from me.:)

 

how come you got your account in dispute.. they have repeatedly refused me.. thats the letters I am getting to show it.

 

I have just been onto consumer direct to tell them... they will get trading standards to call me for info so they can go have it at mercers.. but told me that I need FO for barclays

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how come you got your account in dispute.. they have repeatedly refused me.. thats the letters I am getting to show it.

 

I have just been onto consumer direct to tell them... they will get trading standards to call me for info so they can go have it at mercers.. but told me that I need FO for barclays

 

I have made some various serious complaints to BPF at Cardiff [first time i have dealt with them and not Glasgow] about their general behaviour over

not responding to my first letter of dispute, and the fact that they lied about not recieving the letter, i also sent proof of delivery from the post office.

On top of that the Database breach.

A guy from their customer relations team called me [infact twice]

and told me to send in another dispute letter, as they now have a dedicated team who are dealing with the Advent stuff.[ but this will take several weeks to be dealt with - his words]

 

I have also had a letter from BPF addressing the database issue.

A bit too late though, i have complained to the FSA and ICO over this.

ICO have sent me a complaint procedure letter to send back to them.

A reply email has been sent to me from FSA saying someone will be contacting me very shortly to talk about the situation....

So all in all, i have made it a bit messy for BPF.

Hence finally accepting that i am not a criminal and just someone trying to resolve a dispute.Getting a positve outcome is a different matter though.

But one thing, their pussy footing about has given me time to put a better dispute letter together - a lot more things have surfaced over the last few weeks, especially regarding CT failing to put things in writing to me about the like for like and no extra charge ...The one thing BPF are basing their case on.

So in short - Get nasty with them!

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