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    • Hello I am a resident of a communal block of flats owned by a Housing Association and since Tuesday 14th May 2024 Matthews and Tannert had put up scaffolding for a job on the roof last week, which was up for the best part of nine days. They had removed the scaffolding on Thursday 23rd May 2024 but my Sky box is still not working because of the satellite dish outside, and I was wondering whether the scaffolders had touched the dish while it was there and as a result had probably knocked the dish and probably made the dish go out of signal or whatever. I needed someone to check this out as well as to see my Sky box to see what could be the problem, and hopefully sort this out. I have had my Sky Digibox for many years and I have got recordings saved on them that I have had a long time - it would break my heart if I had lost them forever.       I contacted Sky but I almost made the mistake of accepting an offer where I would have to pay £31.50 and wait a whole month without television in my front room for it. I am in debt at the moment and I don't want all this on top of everything else - thankfully I have since cancelled it two weeks later when I told the person on the phone that it is the dish which is at fault as well as the fact that I live in a communal Housing Association property, and so that is one of very few weights off my mind. I emailed the Housing Association's Repairs department and they said that they will contact an electrical company to come out and see to the dish outside. I received a telephone call on Friday 24th May from the man to say that he will arrive on Wednesday 29th May 2024 to do the job. He arrived at around 9.40 am on Wednesday as promised; he went into my flat and had a look at the Sky box and saw the blue screen on my front room TV set, indicating no signal. He also looked outside as to where the dish was.  The main problem was that the ladders that he had with him were not enough to reach the dish outside as the dish was towards the top of the building - obviously the Health and Safety aspect of the job didn't allow him to do this. He then mentioned that whether he could do the job as a result of getting onto the roof and doing it like that as the dish is closer to the top. He said that he needed the key to enter the loft part of the building in order to reach this, and he needed to contact the Housing Officer at the Housing Association who had key to this, but lo and behold, he came on the Wednesday to do the job, and guess what? Wednesday was the Housing Officer's day off and so therefore he was unable to contact him for the key so that he could do the job! I just couldn't believe it myself. I am personally annoyed because this has not been sorted, and the man who came to do this is also annoyed because he came all the way to Nottingham from Peterborough, and he said to me that he won't get paid if he cannot do the job, so you see, we are both angry about this for different reasons. We are both in the same boat with regards to frustration, and we both want to see a conclusion to this, once and for all. Sometimes I wish that I didn't live in a flat which is in a communal building and I am thinking of getting a transfer to a one bedroom flat that isn't in that sort of place. I pay around £85 a month in a Direct Debit to Sky to receive their TV services which I cannot use at the moment, and I don't have much money in my bank account as it is due to one thing and another. I also pay nearly £14 a month to TV Licensing so that I can legally watch TV in my front room. I pay for Sky hence the fact that I want the Sky service in my front room and not Freeview. Also, as the General Election is coming up in five weeks' time, I want the satellite TV to be working properly so that I can catch up with what is on the news channels, and I feel rather "cut off" from that at the moment, and I want it working in time for Thursday 4th July 2024 for ovbious reasons . I have Freeview in my bedroom, but that is not the point  - I don't want to be limited to my bedroom every time I want to watch TV. I have tried putting the Freeview in te front room but it doesn't seem compatable for the same uses that I usually have Sky for.  Sunday 9th June 2024 is Day 27 of the satellite TV not working in my flat, and I feel that something needs to be done about this. You can take this message as a complaint if you like, but nevertheless, I want this message to be acknowledged and also something to be done about what has happened. I have enough on my plate with regards to health problems and depression without things like this making things worse. I would appreciate it if something was done.  I don't like naming and shaming but it is Matthews and Tannert's fault that I am in this situation in the first place, and sometimes I wish that I could sue them. In a nutshell, I have had more than enough after being without TV in the my front room for nearly four weeks. Also, at a time like this, I am missing so much of interest on TV what with the General Election comning up in just a few weeks.
    • There's no facility for a settlement "out of court" as such. But matters that are started under the "Single Justice" (SJ) Procedure can often be concluded without the defendant appearing. The SJ procedure, as the name suggests, involves a single magistrate, sitting in an office with a legal advisor, dealing with matters "on papers" only. Nobody else can attend. The SJ deals with straightforward guilty pleas. Anything where the SJ believes the defendant should appear, or which should be dealt with by the "ordinary" court are adjourned o a hearing in the normal magistrates'  court .As well as this, all defendants have the right to a hearing in the normal court if they wish. Nobody is forced to have their case heard under he SJP.  In particular, as far as traffic matters go, a SJ will not disqualify a driver and if a ban is to be considered, the case will be passed over to the normal court. Because, following your SD, you will be pleading Not Guilty (and offering the "deal"), your case would usually be heard in the normal court, meaning a personal appearance. To be honest, performing your SD at the court is a more straightforward way of doing things. It avoids any possible hitches involved in serving he SD on the court. But of course, as I said, most courts have backlogs which mean an SD may not be quickly accommodated. If you do end up doing your SD before a solicitor, check with them the protocol for serving it on the court. Do let us know what the solicitor says about Wednesday.    
    • Welcome to posting on CAG cabot, people will be along soon to help you try to sort this out. Please complete this:  
    • Quotes of the day penny mordaunt came out swinging with her broadsword, and promptly decapitated sunak while Nigel Farage, representing Reform UK, made contentious claims about immigration policies, which were swiftly fact-checked during the debate.   Good question though raised at labour about the 2 child benefit cap, which I broadly agree with, but the tory 'trap' assumes tory thinking - rather than child centric thinking. There should be no incentives to have kids as a financial way of life paid for by everyone else ... ... BUT the kids should not be made to suffer for the decisions of their parents Free school meals would feed the kids, improve their ability to learn, and incentivise them to go to school. As an added benefit ... it would invest in our nations future.   How far this should go is a matter for costing, social intent and future path of the nation, but not feeding our nations kids is an abomination. There should be at least one free school meal per day for every child who attends school. Full Stop. Its the cheapest and most effective investment in our future we could make.
    • Hey people, I've been browsing this amazing forum for the past year and recieved a letter today which has made me require some help. Received a claim form from Cabot in the Civil National Business Centre in regards to an Aqua Credit Card taken out in 2018. I failed to make payments due to financial hardship and have not taken out any credit or uses any forms of credit since. Received a lot of letters from Cabot and their solicitors Mortimer Clarke which I've ignored    By an agreement between New Day Ltd RE Aqua& the Defendant on or around 26/03/2018 ('ths Agreement) New Day Ltd RE Aqua agreed to issue Defendant with a credit card. The Defendant failed to make the minimum payments due. The Agreement was terminated following the service of a default notice. The Agreement was assigned to the named Claimant. Cabot Credit Management Group Limited, acting as servicing agent of the named Claimant through its Appointed Representative (Cabot Financial (Europe) Limited), has arranged for these proceedings to be issued in the name of the Claimant. The named Claimant may be entitled to claim interest under the Agreement but does not seek such interest and instead claims interest under Section 69(1) of the County Courts Act 1984 at 8% p.a.from03/03/2023 until date of issue only, or alternatively such interest as the Court thinks fit THE NAMED CLAIMANT THEREFORE CLAIMS 1. 3800.82 2. INTEREST OF 379.84 3. Costs How would I go about this and what could happen? I don't remember much details about the card either.
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Advent Computer Training (Barclays Partner Finance)Info and discussion thread


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apparently the company they bought the books off went to get there books back because they were owed so much money went to the mews and found all their offices and rooms totally stripped clean which implys that they had plenty of time to get the stuff and scarper so may be the police should investigate these mugs because where is all the money

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hi we have been 'done over' too. i have been advised to write a letter to barclays partner finance. but what i would like to know is how i would go about it. does anyone know of any templates or can copy and paste one on here.

thanks in advance.

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hi we have been 'done over' too. i have been advised to write a letter to barclays partner finance. but what i would like to know is how i would go about it. does anyone know of any templates or can copy and paste one on here.

thanks in advance.

 

this is a template i found

Consumer Direct - 1 Consumer Credit Act 1974 - Template letter for use when Goods and Services have been bought on credit

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hi thanks for replying so qwik. i fpound this one too but it didnt look right because we havent bought an item. or maybe i just dont understand it. confuzzled me a little :? :-|

 

this is the template people from the facebook group are using. yeah does seem a bit confusing lol. we have bought a service which has not been provided :twisted:

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The templates are ok,you just need to tinker with the wording-it still serves the purpose.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Can you confirm that your agreement came under CCA74 ?

How much have you paid ? How much is outstanding ?

Have you still got a copy of your original agreement ?

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Can you confirm that your agreement came under CCA74 ?

How much have you paid ? How much is outstanding ?

Have you still got a copy of your original agreement ?

 

Excuse my ignorance, but what is CCA74?

 

I have paid about about 2 thirds of 4.7k

 

And yeah I have all my paperwork still.

 

The most frustrating thing is having been almost done paying, and then having the rug torn out from under me. After struggling with such bad service in the first place. It's so unfair.

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Can you confirm that your agreement came under CCA74 ?

How much have you paid ? How much is outstanding ?

Have you still got a copy of your original agreement ?

I have a bit of paper that mentions the CCA74, I took the loan out in November 2008 with the deal i had to pay the £4,950 within a year which i managed to pay it fully by November 2009.

 

So my loan has been fully paid, Im only halfway through the 1st A+ Essentials book.

 

I also have a copy of the 3 bits of paper from Barclays.

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Good evening all,

 

Another unhappy Advent Student about to moan. Its a very difficult situation for all, myself i was in process of training on the Master CIW Website Designer program with Advent, costing £4750.00. Like they have said to us all, quote. ' we can complete at our own pace, at our own time '

obviously not. After taking all the time to complete the A+ essentials pre workshop material and setting my self for the two workshop dates i get home to find this e-mail and have the midlands BBC broadcasting the fall of the company. GUTTED. Like all we are all left standing trying to find a way to turn and find a positive way out of this. The IITC are on to it trying to find a solution saying that students should be able to complete the training with another accredited training provider from the IITC, but again what saying this wont happen again???

 

luckily enough i paid my £4750.00 pounds of another way rather than baying back barclays partner finance with there stupid amounts of APR shoved on top totaling a pay back of nearly £10,000 !!!! i went into barclays secured another loan with alot lower interest rate and got them to pay barclays partner finance the £4750.00 and then me owe barclays the money totaling a paypack of £6500 max. so i dont know were this stands as by the looks of it does barclays partner finance owe barclays or would i have to still pay off the loan with barclays??? confused ??? help

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Am I the only one who thinks that telling us we can complete our training with another accredited training provider just isn't good enough? I do not want that. I have had a crappy experience almost from the beginning, (except for the people who ran the classrooms sessions) and now that I have no chance of getting a good service from the company I signed up for, I want out.

 

I should be able to decline the offer of tutoring through a different company.

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Hi jekkers,

 

I must admit to you the service from Advent was not the best a company could provide a customer that has just shoved £5,000 in there accounts, but carnt rearly comment on the classroom experience as wasnt able to attend due to work commintments but was going to within the next mounths offering. you should though as you say be able to get out of this mess along with everyone else the way that suits you. its just a real tricky situation and you also should be able to decline alternative training if found to cover the course that you were studying.

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Am I the only one who thinks that telling us we can complete our training with another accredited training provider just isn't good enough? I do not want that. I have had a crappy experience almost from the beginning, (except for the people who ran the classrooms sessions) and now that I have no chance of getting a good service from the company I signed up for, I want out.

 

I should be able to decline the offer of tutoring through a different company.

 

I think legally you/we have a right to do that. The issue is that Barclays are in breach of contract the way things stand currently.

 

They are trying to remedy that (and avoid paying out) by providing you with another training provider (or saying they will).

 

Joint legal action is the way to go I think. Strength in numbers :cool:

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CCA74 = The Consumer Credit Act 1974

 

We are waiting for someone to post up here a copy of their agreement to look over.

In some cases lenders have recourse under section 75 of the Consumer Credit act.

For others,it will be a matter of trying to get money back from the administrators but Advents biggest creditors would probably get the first bite of the cherry,and as yet its not known what assets and capital remain for any liabilities.It will take some time for this to be established.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Im looking at my agreement now it reads as follows;

 

the consumer credit act 1974 lays down certain requirements for your protection which you should have complied with when this agreement was made. if they are not, we cannot enforce this agreement without getting a court order. the act gives you a number of rights:

 

you can settle this agreement at any time by giving in notice in writing and paying off the amount you owe under the agreement which my be reduced by a rebate examples indicating the amount you have to pay appear in the agreement

 

if you recieve unsatisfactory goods or services (Jekkers) paid for under this agreement you may have a right to sue the supplier, us or both.

 

if the contract is not fulfilled, perhaps because the supplier has gone out of buisness, you may still be able to sue us

 

if that helps at all, or would a full scan of the documents need to be posted???

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Scan would be good if not too much trouble-remove any personal identifiers.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Im looking at my agreement now it reads as follows;

 

the consumer credit act 1974 lays down certain requirements for your protection which you should have complied with when this agreement was made. if they are not, we cannot enforce this agreement without getting a court order. the act gives you a number of rights:

 

you can settle this agreement at any time by giving in notice in writing and paying off the amount you owe under the agreement which my be reduced by a rebate examples indicating the amount you have to pay appear in the agreement

 

if you recieve unsatisfactory goods or services (Jekkers) paid for under this agreement you may have a right to sue the supplier, us or both.

 

if the contract is not fulfilled, perhaps because the supplier has gone out of buisness, you may still be able to sue us

 

if that helps at all, or would a full scan of the documents need to be posted???

 

 

Thank you for typing that out.

 

So, to get my money back, I will have to sue?

 

Sigh

 

Any chance Hitatchi will make a good will gesture, or am I just wishfully thinking?

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