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    • Thank goodness it's not your roof and you get to foot the bill! How big are these bits of mortar? How often are they falling into your garden? Hourly, daily? Just go ahead with your plans, of course, they're not going to be worried by your time pressures and the urgency of the situation, so simply carry on as you would have done and I'm sure everything will go fine. Unless there is a danger to life and serious structural issues which mean you cannot venture into your garden, then IMHO there is little more you can do less for what you have done so already and made them aware of the issue.
    • Hi all!   Thank you in advance for any help you can give me!!    I parked up (at 18:08) in a rush, entered my Reg and paid for an hour of parking. At 18:20 I got a ticket for not paying for parking.    I've just looked at my receipt and noticed why ... I put "22" instead of "21"  when i put in my Reg. yes... what a stupid mistake.    I seem to remember there being a court case or a rule change about entering the wrong reg but the company wasn't at a loss because i had paid for the parking just technically for the wrong car. Am i making that up?    Any advice would be gratefully received, even some key points i have to hit when doing the appeal      
    • You haven't returned to the thread to give us your views, but a couple of other things strike me which you should consider: 1. You say that at no time was your father's licence revoked by the DVLA. It didn't have to be revoked. It expired in September and his "entitlement to drive" (of which the licence provides proof) expired along with it. He could only continue driving whilst his application was being processed by virtue of s88, and it seems clear to me (based on what you have said) that he was not able to take advantage of the benefits provided by that section. 2. The letter he received threatening to revoke his licence was probably a template letter sent when any medical issues are brought to the attention of the DVLA. But it is clear that beyond September until it was eventually renewed, your father had no valid licence to be revoked. I believe a "not guilty" plea in court will fail. The basic facts are that your father's licence expired in September, it was not renewed until February because the DVLA were looking into his medical declaration and he could not take advantage of s88. So in December he had no licence and no entitlement to drive under s88. The facts that he believed he was fit to drive and that his licence was eventually renewed may mitigate the offence but they do not provide a defence. I also asked whether he had received a summons (very unusual these days) or whether he had received a "Single Justice Procedure Notice". The way to proceed from here differs slightly depending on what he has received so if you let me know, I'll advise further.  
    • Well, what I've read from various sources suggest if a CCJ is 6 years old that if becomes pretty much ineffective for enforcement purposes in its original form.  And that if it's about to expire then the claimant needs to apply to the court to extend the original CCJ within the final year.  Even if they do apply for an extension within the 6 years they have to have a very strong argument for doing so such as the person being out of the country or could not be traced, basically show they were actively still perusing the debt I guess. Now if a claimant ever does apply within the 6 years to extend the CCJ, would the person named on if be notified by the court that such an application has been made?.  In my case I've heard nothing from the court so assume no such application has been made.  The original CCJ in my own case is now a year beyond the 6 years of issue so must now make things even less likely again. So whilst the CCJ exists that they have not enforced it in that time must surely make it unlikely they can now take it back to court because as said it would be very rare for a judge to agree to such action now. That said, I guess they now can't use the CCJ to continue with any action for an attachment order to our mortgage either?
    • Donald Trump now banned from countries including Canada and UK as convicted felon WWW.INDEPENDENT.CO.UK There are 37 countries that bar felons from entering, even to visit.  
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Joined today and have spent all afternoon reading, I will be writing a letter to Lloyds TSB immediatly and will keep you updated with the results, I have two accounts with this bank and it will probably take some time to check the costs incurred once I have the information, okay wish me luck

data protection letter posted 19.08.06

prelminary approach posted 24.09.06

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Posted letter asking for information 0n my accounts last night they should receive it monday feeling really positive at the moment

data protection letter posted 19.08.06

prelminary approach posted 24.09.06

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Joined today and have spent all afternoon reading, I will be writing a letter to Lloyds TSB immediatly and will keep you updated with the results, I have two accounts with this bank and it will probably take some time to check the costs incurred once I have the information, okay wish me luck

hey, i am in exactly the same boat as you! 2 accounts with lloyds and just about to go into battle. Do you know where to address the letters to? because i've read evrything and thats the only thing I cant find out. The search database link confuses me... good luck, rob

Claiming £2042 from Lloyds!

Claiming £198 from Barclaycard!

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I used 25 Gresham Street London, EC2v 7HN there appears to be other adresses one in Birmingham but others have used this one so I hope it is alright, It would appear that recorded delivery is the best I didnt do that because I hadn't read enough so I will rollow up and check that they have received it.

data protection letter posted 19.08.06

prelminary approach posted 24.09.06

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Didn't send letter to Lloyds recorded delivery:confused: so I have posted a letter to ask them to acknowledge my first letter they can't loose both of them:-| can they

data protection letter posted 19.08.06

prelminary approach posted 24.09.06

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I sent my original one to the London address and chased it via email. They hadn't received it and advised me to send another letter to the Birmingham address which is the one that is dealing with statement request. I didn't send mine recorded either but I'm going to chase it this week with an email.

Data Protection Act request sent 03/08/06

Statements received 08/09/06

Prelim letter sent 12/10/06

Letter before action 27/01/07

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no rreply yet but the 40 days is running so why worry off to Dorset for the Steam fair next week Lloyds bank can't touch me there--- all cash!

data protection letter posted 19.08.06

prelminary approach posted 24.09.06

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Hi

Bit worried about the process of claiming bank charges from HSBC as I not only have an orverdraft facitlity with them, which I am using to the full, but I also have my mortgage and a credit card with them. Will they be difficult about all these accounts do you think? :-|

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  • 2 weeks later...

Back from Holiday received a phone call from my Bank Manager as she had been sent my letter asking for acknowledgment of my Data Protection Act letter. She asked my advice? I suggested that she contact Gresham Street.

This morning I received a letter from Colmore Row saying they where looking in to my complaint and would have an answer within two weeks. I have replied advising them that as yet I had not complained but I had sent a letter asking for disclosure of information under the Data protectio Act and that the 40 days was now down to 20.

data protection letter posted 19.08.06

prelminary approach posted 24.09.06

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Back from Holiday received a phone call from my Bank Manager as she had been sent my letter asking for acknowledgment of my Data Protection Act letter. She asked my advice? I suggested that she contact Gresham Street.

.

lol!:D

you know more than the bank manager!

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  • 2 weeks later...

Received paperwork from Bank Friday it looks complete at first glanc I will go through it on sunday and work out all the costs and hopefully get my first letter of.

data protection letter posted 19.08.06

prelminary approach posted 24.09.06

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IT HAS TAKEN ME NEARLY THREE HOURS TO GET THE INFORMATION TOGETHER

TOTAL ON BOTH ACCOUNTS FOR LAST SIX YEARS IS £3697.50 + INTEREST OF £869.03 IS £4566.53p I WILL DOUBLE CHECK MY FIGURES AND THEN DO SOME READING UP ON FIRST LETTERS AND HOPEFULLY GET ONE OF TO THE BANK TODAY

data protection letter posted 19.08.06

prelminary approach posted 24.09.06

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Should my letter go to my local branch i understand?that I do not include the 8% interest but i am unable to compute the interest charged on these charges as i do not have the information for my account balance at the time they where made it was usually overdraft i do have the information on overdraft interest charged but i have received small ammounts of interest on my account over the years so I think I will just leave it at the figure of £3697.50p

data protection letter posted 19.08.06

prelminary approach posted 24.09.06

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You can send your letter to your local branch but they will forward it on to the relevant place, so it would be quicker to send it directly to this address:

 

Customer Service Recovery Centre

Lloyds TSB

125 Colmore Row

Birmingham

B3 3SF

 

A lot of people seem to leave out calculating the interest they paid on charges as they think it's more hassle than it's worth. If you think that it won't amount to much then it'll probably be better to leave it out.

 

Good luck. Lucid :)

Mindzai & Lucid vs Lloyds TSB

*Won unconditionally with contractual interest (29.85% compounded)

Lucid's Account - £749.62 * Joint Account - £2019.64 * Mindzai's Account - £595.65

*All settled in full - 6/2/07

*Hearings - 7/2/07

*Prelims sent - 9/8/06

_______

GOT A COURT DATE? A guide to the later stages

 

[sIGPIC][/sIGPIC]

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  • 3 weeks later...

I have today received a letter from Customer Service Recovery Centre - Andover saying that they have recieved my complaint and that it will take two more weeks for them to respond. This has taken them longer than the two weeks offered to them in the first letter to even respond do I continue and send my letter before action or do I give them more time I have had a lot more charges added over the last few days.

data protection letter posted 19.08.06

prelminary approach posted 24.09.06

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