Forgot to say Lloyds TSB cashed my checque fo £10 and then charged me for exceeding my overdraft

It would appear that Sian Scrase at Andover is dealing with my claim and she has just written to me telling me how nice Lloyds TSB are to their customers and that they dispute the "guide lines relating to credit card default charges issued by the OFT" and now will I please be a nice customer and go away. My letter before action is now going to be sent.

Thanks Lucid just been checking out the library I will walk the dogs and then get on with it

I have today received a letter from Customer Service Recovery Centre - Andover saying that they have recieved my complaint and that it will take two more weeks for them to respond. This has taken them longer than the two weeks offered to them in the first letter to even respond do I continue and send my letter before action or do I give them more time I have had a lot more charges added over the last few days.

Thanks comment on address noted

Should my letter go to my local branch i understand?that I do not include the 8% interest but i am unable to compute the interest charged on these charges as i do not have the information for my account balance at the time they where made it was usually overdraft i do have the information on overdraft interest charged but i have received small ammounts of interest on my account over the years so I think I will just leave it at the figure of £3697.50p

IT HAS TAKEN ME NEARLY THREE HOURS TO GET THE INFORMATION TOGETHER TOTAL ON BOTH ACCOUNTS FOR LAST SIX YEARS IS £3697.50 + INTEREST OF £869.03 IS £4566.53p I WILL DOUBLE CHECK MY FIGURES AND THEN DO SOME READING UP ON FIRST LETTERS AND HOPEFULLY GET ONE OF TO THE BANK TODAY

Received paperwork from Bank Friday it looks complete at first glanc I will go through it on sunday and work out all the costs and hopefully get my first letter of.

Back from Holiday received a phone call from my Bank Manager as she had been sent my letter asking for acknowledgment of my Data Protection Act letter. She asked my advice? I suggested that she contact Gresham Street. This morning I received a letter from Colmore Row saying they where looking in to my complaint and would have an answer within two weeks. I have replied advising them that as yet I had not complained but I had sent a letter asking for disclosure of information under the Data protectio Act and that the 40 days was now down to 20.

I have my mortgage with Lloyds but my reasoning was if you are still paying them they can't do much about it

still watching

no rreply yet but the 40 days is running so why worry off to Dorset for the Steam fair next week Lloyds bank can't touch me there--- all cash!

will bookmark you and keep watching and if you do the same i am a few days in front of you sorry for the hijack

Have read this and so many things that have been said about stress and problems with partners opening statments lets go get the B******S

if your mum is a moderator how come you are asking so many obvious questions don't you talk to your mum or is she too busy moderating

Didn't send letter to Lloyds recorded delivery:confused: so I have posted a letter to ask them to acknowledge my first letter they can't loose both of them:-| can they

I used 25 Gresham Street London, EC2v 7HN there appears to be other adresses one in Birmingham but others have used this one so I hope it is alright, It would appear that recorded delivery is the best I didnt do that because I hadn't read enough so I will rollow up and check that they have received it.

Hi Andy, I live in the same area as you I would be interested to hear how you are getting on

I am new to this mtself but I would assume the Data protection axct letter in the templates would apply only one payment of £10

Hi personally Ihave a totally unreasonable but I think justified dislike of Tesco's but like a lemming I return every week to be ripped off. p.s. on my way to Tesco;s for dog food and then to the pub.

Congratulations have sent my letter for data from bank reading your string has made me feel more confident to go all the way,

Posted letter asking for information 0n my accounts last night they should receive it monday feeling really positive at the moment

look in the menu for the bank action group library good luck

Joined today and have spent all afternoon reading, I will be writing a letter to Lloyds TSB immediatly and will keep you updated with the results, I have two accounts with this bank and it will probably take some time to check the costs incurred once I have the information, okay wish me luck