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    • Banks have different limits above which they require Probate. So it may be Probate is not needed, although as he died with no Will that could complicate things. Is all the £28k with Virgin Money? Your wife should contact all banks who hold his money with the death certificate and ask them what they need to release the funds to her. Most banks have a central "bereavement department". Check their websites. Use that department rather than general call centre or bank branch if they have one. Nearly every bank website has a section on "what to do when a customer dies" so have a search for that. Your wife may also have to provide evidence that she is his daughter. When his wife died it sounds like they had a joint bank account so that's why her money just went across to him. But as it isn't a joint account now transfer to your wife won't be quite that simple.  
    • That explains it then. MET's fantasy is that it's a pay car park.  You're only let off paying if you are a Starbucks customer which you can't be when Starbucks is closed.  'Cos otherwise lots of people would abuse the car park facilities on the far edge of the Stansted Airport area in the middle of nowhere to ... admire the bushes?  Look at the cloudy sky? The important thing is that we have around 140 cases for this site, and MET have only tried court seven times.  Even then, they had no intention of getting as far as a hearing, they were attempting to intimidate the motorists into paying, when the Caggers defended the cases MET discontinued.
    • She's an only child and he as a brother and sister. He has no will and we have done a check on this to find out if he had left one and nothing has come up. He has savings of around 28k His sister and brother are well off so 28k is nothing to them and aren't interested in his money. This just leaves my wife/his daughter. Would this still need to go to probate there is no estate e.g house or business to sell and the amount left in his bank is just small? When his wife died they just closed her bank account and moved her money across to his account and we just assumed that once my wife has handed in the death certificate and shown evidence of who she is the same would apply to her? We don't know yet the council have only just written to us today with a guide of what to do next.  
    • Did your FiL leave a Will and if so who is the Executor? Strictly speaking banks could refuse to take instructions until Probate is granted but In practice I would expect the bank to take instructions to cancel the DD if the Executor presents the death certificate and a certified copy of the Will
    • Hi   Sorry I probably wasn't clear enough. He had lived in the flat until December 2022 with Dementia by this time it was unsafe for him to have capacity to live on his own and he had to move into a nursing home. We had left it too late to apply for power of attorney so approached a solicitor in March last year for Deputyship. We were still in the process of dealing with it by May 2024. He passed away a few weeks ago and the solicitor was contacted to halt the application and we will just pay the fees of what work he has done up until now. My wife was the named person on her dads bank account but we didn't have the ability to alter any direct debits hence the reasons for applying for Deputyship as we were having problems trying to stop some payments coming out of his account Eon being another difficult company. We kept his flat on from December 2022 - August 2023. it was at this point I contacted Sancutary housing to inform them he was no longer living in the flat, it had been cleared out and was ready for a new tenant and that he had Dementia and had moved into a nursing home December 2022 and explained the reasons why we kept it on. As the named person to speak on his behalf I asked them what proof they needed in order to give notice on the flat e.g proof of dementia and proof that he was living in a nursing home and anything else they wanted. The lady in the upstairs flat and some of the other residence in the street had asked about him and we had told them he had moved into a nursing home. The lady in the upstairs flat wanted his flat for medical reasons so asked us once we had given notice could be let her know and she'll ask them if she can have it. We explained the difficulties and it was left at that but I did tell her I would let her know once notice was given. I contacted the company by email a number of times and also telephone conversations and nobody followed it up and it wasn't till the end of February this year that the housing manager for the area wrote to our home address to ask about him that he had been to the flat a couple of times and nobody answered and he had asked some of the residence in the street and they hadn't seen him for sometime. There was an email address on the letter so I contacted him and copied in the last 2 emails I sent Sanctuary regarding me wanting to give notice on the flat for at least 9 months explaining that it went ignored as well as telephone calls. I also stated I wanted to have his rent payments returned from the date I wanted to give notice which was from August 2023 as the bank wouldn't let us stop the DD without POT or deputyship explaining we were in the process of Deputyship. He gave some excuse about not having POT to cancel on his behalf and spoke to someone in HR and said he would contact the nursing home to confirm he was there with Dementia and if it all checks out we can give notice on the flat which came to an end on the 22 March 2024. There was not mention of back payments for the rent already paid or the fact I had asked to give notice in August 2023. Despite someone living in the flat from 1st April they continue to take DD payments for the flat and have taken another 2 payments of £501. another concerning thing despite Eon not allowing us to cancel the DD to his account the lady upstairs informed Eon that she was moving into the flat February 2024 and Eon refunding the account to his bank and said in an email sorry you are leaving us and canceled his account. Something they wouldn't let us do but a stranger. She also changed her bank account to his address despite the fact notice hadn't been given on the flat yet. So we need to find out how much information Sanctuary actually had for her to tell her power company she was moving into the flat in February despite the housing manager only just getting in contact to find out where he was. So a complaint is going into Eon and Sanctuary and we are going to take advice and ask the bank to charge back the rent. My wife hasn't taken the death certificate to the bank yet to inform them of his passing.  
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David Lloyd Leisure, ARC and Trevor Munn - Please HELP!!!!!


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Hi I have had recent correspondance from a firm called Trevor Munn LLB Solicitors threatening me with Court action.

The claim is for a Gym membership I took out and had to cancel due to personal issues for which I had to leave the country. I didn't think about cancelling my gym membership immediatley but did so as soon as I remembered but have now incurred costs above £350. For the period they are trying to claim for I hadn't used the Gym once and am wondering if the gym can claim money for a service that was not used?

I find it difficult to understand what my position is on this matter but feel the claim may be unlawful after reading some reports on here which state that the companies in question are a group of cowboys.

I am unsure whether to offer them a payment plan detailing my incomings and outgoings and what I can afford to pay them.

I admit I shouldnt of been so stupid with my finances but was not thinking clearly at the time due to the personal problems I was facing. Any advice on this matter would be greatly appreciated.

 

Many Thanks in advance.

23r

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I think you are on sticky ground here. You had a contract with them, whether you used it or not is not their problem and by not contacting them with a reason and requesting cancellation, (your reason for cancellation may not even be covered in the contract), you have allowed the contract to continue so they are entitled to payment.

It makes no difference if they are a cowboy company or not.

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I think you have had it due to the contract you signed , these large consortiums like david Lloyd dont care about your circumstances which i thinks is total crap they just want to take your money.

 

I hope you get the result you want.

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  • 2 weeks later...

my son is also being harassed by ARC and now T Munn,on behalf of David

Lloyds sports @ Ipswich.He signed a 3 MONTHS CONTRACT at £80 per month,but at the time thought the offer was £80 in TOTAL for 3 months membership.His first direct debit took out approx £80 plus a small joining fee,then when he realised his mistake wrote a letter giving notice to quit his membership(required 1 months notice) Because he then cancelled his direct debit David LLOYD have requested the £160 required for the outstanding 2 months of the contract.Whilst he argued over the clarity over the contract he signed(which he realises he is bound to)he first received letters from debt collector ARC and know their solicitor Trevor Nunn for an additional £130 when he as already informed them he will pay the amount he owes David LLOYD.The solicitors T Nunn have also threatened court action which I have informed them we will contest and asked them for a statement of why these charges have been added.I would greatly appreciate any help and guidance because we believe this case should have been better handled by D Lloyd

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my son is also being harassed by ARC and now T Munn,on behalf of David

Lloyds sports @ Ipswich.He signed a 3 MONTHS CONTRACT at £80 per month,but at the time thought the offer was £80 in TOTAL for 3 months membership.His first direct debit took out approx £80 plus a small joining fee,then when he realised his mistake wrote a letter giving notice to quit his membership(required 1 months notice) Because he then cancelled his direct debit David LLOYD have requested the £160 required for the outstanding 2 months of the contract.Whilst he argued over the clarity over the contract he signed(which he realises he is bound to)he first received letters from debt collector ARC and know their solicitor Trevor Nunn for an additional £130 when he as already informed them he will pay the amount he owes David LLOYD.The solicitors T Nunn have also threatened court action which I have informed them we will contest and asked them for a statement of why these charges have been added.I would greatly appreciate any help and guidance because we believe this case should have been better handled by D Lloyd

 

You can't be bound by something that was mis-sold.

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  • 2 months later...

I am experiencing the same issues with David Lloyd, ARC and Trevor Munn. I had a membership with David Lloyd for several years. I was then posted overseas by work, initially for 12 months. During this time I suspended my membership at no cost. At the end of 12 months I was contacted by David Lloyd to ask if I wanted to restart my membership. I explained to them that I would be remaining overseas indefinitely and so asked for my membership to be cancelled. I have been contacted by David Lloyd, ARC and now Munn subsequently demanding payment of outstanding membership fees.

 

I have been told by David Lloyd that in the small print of the membership contract I signed several years ago was a clause which said that they are entitled to charge me a sum equal to 3 months membership fees if I wish to leave. Suspension of membership up to 12 months is apparently free.

 

My complaints against David Lloyd is that:

 

(1) this clause in the small print was not pointed out to be when I signed up;

 

(2) their membership department never mentioned a cancellation fee at the time:

 

(i) when I suspended my membership for 12 months; or

(ii) when I terminated my membership.

 

I have taken legal advice from a friend who is a solicitor and have been told that consumer protection legislation (Unfair Contract Terms Act 1977 and Unfair Terms in Consumer Contracts Regulations 1994) require that David Lloyd point out an onerous term such as the cancellation fee: it is not enough that the clause is hidden away in the lengthy contract because as an onerous term it should have been highlighted to me as a consumer.

 

I have put this argument to David Lloyd, ARC and Munn but continue to receive "snotty" emails and letters from them (fortunately not calls as they don't want to incur international call charges to reach me). The latest is a threat to issue proceedings in the Northamptonshire County Court. I have been incurring international call charges calling them to discuss! Today I have been told that despite the letter sent several weeks ago threatening court proceedings within 10 days of receipt of the letter, proceedings have been put on hold whilst I try to reach an amicable resolution with David Lloyd.

 

To top this off the sum demanded in each letter keeps increasing - no doubt to cover excessive charges by D Lloyd, ARC and Munn.

 

I am beginning to feel very aggrieved by what seems increasingly bullying tactics by David Lloyd, ARC and Munn. I've only had one letter from Munn so far but if he continues then I know there is the chance to make a complaint to the Law Society about their tactics. If anyone has any ideas about how I can seek redress against David Lloyd and ARC I'd be grateful to hear. At present I'm thinking of a way to publicise my unpleasant experience with David Lloyd to warn others how may be considering dealing with them.

Edited by jimbean
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  • 1 month later...

Hi. I also have a problem with them. I have had signed contract for 12 months with david lloyd. After 14 months I called main DL about suspending my membership for one month(holiday). They said it's not a problem. But I couldn't reach anyone from my gym. I mean someone from finance dept. Finally after 2 weeks they call me back, telling me that I can suspend my membership for 3-6 months. And also that i need give them 1 month notice. But what I remember, on the document to suspend membership was something about 2 weeks notice but I'm not sure. So I canceled my direct debit and I haven't use gym any more. I was thinking, ok, I did my 12 months and I didn't signed a new contract. So goodbye. Now they want £607. Because when you want to leave, you need give them 3 months notice. No one told me that when I was signing my contract, like many other things. Any ideas what I should do? And sorry for my broken english:o

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Having the exact same problems with David Lloyd, Arc Europe and Munn Solicitors.

I paid 12 months cash upfront (no direct debit) for what I was lead to believe was a 12 month fixed term. Then after 12 months they try to bill me for 3 months notice! An Outrageous underhand practice!

The Office of Fair Trading states that “rolling terms” are unfair and they have told David Lloyd before they need to reduce their notice period too. Most UK gyms are 1 month which they deem reasonable.

I am really keen to hear from people who posted in this chain back in Jan, Feb, May.

What was the outcome?... Do they go all the way to Court? ....Did you pay or are they still chasing , but no Court?...

I have written to the OFT, the Time Trouble Shooter & BBC Watch Dog about these unscrupulous practices.

Please I urge you all to do the same, as the more people that complain the more adverse publicity and the more likely something will get done about this company’s totally unreasonable & unfair Terms.

 

 

Contacts & Articles

Times TroubleShooter

[email protected]

 

David Lloyd won’t budge on gym switch - Times Online

BBC Watchdog

[email protected]

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There isn't a real requirement or argument for any notice. It's not like an employer who would have to find a replacement, they just thought up a way to rip people off.

 

Just pay the one month and tell them to stuff the rest. If they should be stupid enough to claim the other two months in a court, you will be armed with what the oft has said.

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We have written to them DL, Arc & Munn and told them all they have no basis for their claim, their contract is unfair and does not meet OFT guidelines. Also wrote to BBC Watch Dog last night and Timestroubleshooter. Any others you can suggest?

Is there anyone out there who had a more detailed history of what Munn do next, if anything? Any of the Jan to March posters around? .... Im quite worried that all communication on this issue seems to dry up on the forum after the stage of non-payment where I am now. What happens next? Do they simply drop it and those with issue don’t come back with the ourcome? Is there a Legal Bar Website I can search to see if there are any actual Munn or D Lloyd court cases with an actual ourcome? Thanks

Edited by fairness2010
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  • 3 months later...

Yes, News seems to be they gave up chasing me- so far anyway (3mth+).They have no legal way of enforcing unfair contract terms like this.

They rely on the fact 80% of people will panic when they get the solicitors Munn letter after the Arc threat.

They really are a bunch of unprofessional bully boys.

They should concentrate on what they are supposed to be doing. Offering a professional sports and leisure service without the B*ll.

Write them a heavy handed letter and forget about their threats. Then advise others to cancel and join a proper outfit. Thanks for the post.

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  • 1 month later...

I joined David Lloyd 2 months ago and just before i signed the contract I asked the member of staff with me; "if i want to cancel my membership i have to give one months notice in writing." the reply I was given was "yes just send us a letter with you membership number and reason". Last month I sent a letter and gave them one moths notice after the month had passed i stopped my DD, I then got a call from david lloyd and they said I can't cancel my membership, I then tried ot explain what i was told and all they said they would send me a copy of my contract. So my question is have I got a leg to stand on.

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Hi WinGirl and welcome to CAG.

 

The above post has been answered on your own thread by Conniff.

 

Please don't multi-post or we end up with stuff all over the shop. :madgrin:

 

Thanks 8-)

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