my son is also being harassed by ARC and now T Munn,on behalf of David Lloyds sports @ Ipswich.He signed a 3 MONTHS CONTRACT at £80 per month,but at the time thought the offer was £80 in TOTAL for 3 months membership.His first direct debit took out approx £80 plus a small joining fee,then when he realised his mistake wrote a letter giving notice to quit his membership(required 1 months notice) Because he then cancelled his direct debit David LLOYD have requested the £160 required for the outstanding 2 months of the contract.Whilst he argued over the clarity over the contract he signed(which he realises he is bound to)he first received letters from debt collector ARC and know their solicitor Trevor Nunn for an additional £130 when he as already informed them he will pay the amount he owes David LLOYD.The solicitors T Nunn have also threatened court action which I have informed them we will contest and asked them for a statement of why these charges have been added.I would greatly appreciate any help and guidance because we believe this case should have been better handled by D Lloyd