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    • This must be part of the new tactic from Evri.  They know they are going to lose. They take it to the wire and then don't bother to turn up in order to save themselves costs and of course they don't give a damn about the cost to the British taxpayer and the extra court delays they cause. This is a nasty dishonest company – but rather in line with all of the parcel delivery industry which knows that their insurance requirements are unlawful. They know that their prohibited items are for the most part unfair terms. They know for the most part that a "safe place" is exactly what it means – are not left on somebody's doorstep in full view. They know that obtaining a signature means that they have to show the signature not simply claim that they received a signature. They are making huge profits especially from their unlawful and unenforceable insurance requirement. Although this is less valuable than the PPI scandal, in terms of the number of people who are affected nationwide, PPI pales into insignificance. I hope the paralegals working for Evri are proud of themselves and they tell their families what they have done during the day when they go home.
    • Your PCN does not comply with the Protection of freedoms Act 2012 Schedule 4 Section 9[2][a] (a)specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates; The only time on the PCN is 17.14. That is only  a time for there to be a period there would have to be a start and and end time mentioned. of course they do show the ANPR arrival and departures  times but that is not the parking period and their times are on the photographs not on the PCN. They also failed to comply with S.9[2][f] as they omitted to say that they could only pursue the keeper if they complied with the Act. That means that they can only pursue the driver as the keeper cannot be held liable for the charge. As they do not know who was driving and Courts do not accept that the driver and the keeper are the same person they will struggle to win. Especially as so many people are able to legally drive your car and you haven't appealed giving them no indication therefore of who was driving. Small nitpicking point-the date of Infringement was 22/04/2024. They appear to be saying that they can charge an extra amount [up to £70 ] if they have to use a debt collector. You do not have a contract with a debt collector so they cannot add that cost. You paid for four hours so it can only be the 15 minutes they are complaining about. You are entitled to a ten minute minimum grace period at the end of the parking period which would be easier to explain if the car park had been bigger. However if you allow for two minutes to park and two minutes to leave that gives you one minute to account for. Things like being held on the way out by cars in front waiting to get on to Northgate or even your own car being held up trying to get on to Northgate at a busy time. then other considerations like having to stop to allow pedestrians to walk in front of you or being held up by another car doing a u turn in front of your car. you would have to check with the driver and see if they could account for an extra one minute things like a disabled passenger or having to strap in a child . I am not advocating lying since that could lead to serious problems [like jail time] but there can be an awful lot of minor things that can cause a hold up of a minute even the engine not starting straight away or another car being badly parked as examples. Sadly you cannot include the 5 minute Consideration period as both IPC and BPA fail to comply with the convention that you can include that time with the Grace period.  
    • Defence struck out not case struck out...you have judgment  Well done topic title updated Regard's Please consider making a donation if not already to support us to help others.   Andy.   .
    • Hi all, I wanted to update you and thank you all for your help. I am delighted announce that after the case was struck out due to no response from Evri, judgement was issued after I submitted the forms and I was just about to take it to warrant.  today I received an email from the claims department requesting my bank details to make payment for my full award. The process has been long since the initial proceedings  in January i must say your help and guidance has been greatly appreciated.  
    • Quote of the century "Farage pops up when the country’s at a low ebb; like a kind of political herpes" - Frankie Boyle Updates
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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Park Motor Finance - Default Notice


LarissaJ
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can anyone help me with this mess I'm in with Park Motor Finance ?

 

I took out a HP agreement on a car 18 months ago for 4 years. I am paying the monthly installments by direct debit and I missed one early last year, I telephone Park a week or so later and paid the instalment by debit card, but didn't have enough funds at the time to pay the £40 DD fee(penalty charge).

 

Some months later I was still receiving letters saying that the full installment was unpaid, I have been very ill and ignored these letters thinking that they were wrong, and were only refering to the unpaid £40 fee. I have since however realised that there was another installment some months later that was returned to my bank. Unfortunatley I hadn't noticed that this had even been returned.

 

The situation now is that I have received a default notice from Park and is saying that I have to pay the arrears in 7 days or the agreement will be terminated.

 

I don't really want to talk to these people on the phone, so need to get something in writing. I was hoping that they could add the the arrears on to the agreement so that it is a month longer or increase each monthly payment by £10 or so (as my mortgage company have done with my arrears). Or in light of the default notices, is it now more serious than that?

 

I don't really want to lose the car, but I am struggling to pay for it.

Edited by LarissaJ

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I know exactly how u feel. I was in a similar poistion just before Christmas with Merc Benz whom failed to set up my direct debit. I moved out of my house due to refurbishment and some of my letters went astray. In a nutshell follwing the defualt notice that i never received the contract was terminated and the vehilce repossessed. I tried to challange the reposession and are now facing £4000 in legal costs. The best advice is to to contact them asap don's ignore it. Explain your position and submit a proposal to pay the arrears. Do it in writing and send recorded delivery. Also check the agreement to ensure that they are not breaching the contract. Hope this helps.

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  • 4 weeks later...

Ok, here's where I'm at now.....

......I have been reading through this forum for the last few weeks, to try and find a similar situation,

so that I know my rights on this matter.

 

VERY INTERESTING finds I have to say.......

....I now know that the default notice they sent to me was faulty and so the subsequent termination was unlawful

and I have sent a letter accepting their unlawful termination.

 

They have since offered to reinstate the agreement but I say "NO CHANCE".

I'm going to court with this one to fight for compensation for putting a faulty DN on my credit file.

 

I feel this way, mainly because I know I'm right, but also because I am so fed up of corportate companies bullying me and I am confident of a win.

 

I am still reading up on various threads, in order to gain as much knowledge as possible, and would like to thank you all out there for bringing this to my attention. :D

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  • 4 weeks later...

Thank you for that link postie, I thoughorly enjoyed it.

 

I have been reading through 'tales on a dodgy dn' and invalid default notices' threads too so I'm pretty up to scratch with what's what, but now need to familiarise myself with what needs to be done when they go for the repo order, so got some good info from that thread.

 

Just to clarify though, I don't think the F.U. company referred to in that thread is linked to park motor finance. I was unsure if you thought it was the same company or just knew it would help me in general?

 

Glad to have you on my side btw :D

consumeractiongroup.co.uk

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here are the customer copies of the agreement I received when signing for the car. If they don't come out well, bear with me!

 

give me 5 mins, I'll get the correct link

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ok, here are the ones with the figures in. The last one on the ones already posted above is exactly the same, so I've not posted that one again. It needed no ammendments as there were no personal details on it.

 

agreefiguresin.jpg

 

agreefiguresin1.jpg

 

agreefiguresin2.jpg

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My limited knowledge leads me to think the DN is knackered

Dated 24th Dec (Christmas Eve) so everything is closed until Wednesday 30th which would be the very earliest the DN could have been received thereby my thought is the remedy date of the 7th Jan does not give a clear 14 days . . account/agreement closed ???

Lets see if I've learnt anything ;)

[sIGPIC][/sIGPIC] I asked them to wait whilst I got my Bank card :violin:

------------------------------------------------------------------------------------------

 

Information that may help if a CCA request is refused due to the lack of a signature . . http://www.consumeractiongroup.co.uk/forum/showthread.php?248863-Signature-demands-fight-back-possible-!&highlight=

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My limited knowledge leads me to think the DN is knackered

 

Dated 24th Dec (Christmas Eve) so everything is closed until Wednesday 30th which would be the very earliest the DN could have been received thereby my thought is the remedy date of the 7th Jan does not give a clear 14 days . . account/agreement closed ???

 

Lets see if I've learnt anything ;)

 

Yes, the DN is faulty, they then sent a TN and I subsequently sent the letter accepting their unlawful recission. I have also paid the arrears due on the DN. :D

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After reading through his other post, I'm looking forward to Postggj's opinions on this.......

 

 

After reading the other post re this lot it should be interesting to say the least

(Glad I got it right re the DN :wink:)

Good luck

R

[sIGPIC][/sIGPIC] I asked them to wait whilst I got my Bank card :violin:

------------------------------------------------------------------------------------------

 

Information that may help if a CCA request is refused due to the lack of a signature . . http://www.consumeractiongroup.co.uk/forum/showthread.php?248863-Signature-demands-fight-back-possible-!&highlight=

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